Crop-loss band · Texas
Floyd County, Texas — crop-loss band
- 1.47Low end of the filed band
- 2.41Middle of the filed band
- 2.74High end of the filed band
- 2017Worst year filed (2.87)
- 10Years filed
Every year the Risk Management Agency has filed for Floyd County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.47 at the low end to 2.74 at the high end, with 2.41 in the middle. The worst year filed is 2017, at 2.87. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,791,177 | $3,386,619 | $6,951,970 | 582 | 582 | 1.89 |
| 2016 | $2,090,092 | $5,723,731 | $9,151,876 | 595 | 595 | 2.74 |
| 2017 | $4,653,646 | $13,365,967 | $18,539,500 | 741 | 740 | 2.87 |
| 2018 | $15,854,972 | $36,704,198 | $48,396,309 | 1,979 | 1,978 | 2.32 |
| 2019 | $16,374,238 | $43,382,805 | $71,283,626 | 2,189 | 2,189 | 2.65 |
| 2020 | $14,685,947 | $36,496,201 | $52,332,577 | 2,017 | 2,017 | 2.49 |
| 2021 | $11,373,294 | $27,355,328 | $40,045,912 | 1,571 | 1,571 | 2.41 |
| 2022 | $60,875,337 | $147,375,871 | $180,774,413 | 4,543 | 4,543 | 2.42 |
| 2023 | $44,226,013 | $64,995,794 | $126,748,826 | 4,078 | 4,077 | 1.47 |
| 2024 | $21,186,047 | $35,429,536 | $56,410,595 | 2,437 | 2,437 | 1.67 |
Commodities insured in Floyd County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.44Low end of the filed band
- 2.33Middle of the filed band
- 3.02High end of the filed band
- 2017Worst year filed (3.06)
- 10Years filed
- $140,251,107Premium filed
- $304,421,137Indemnity paid
- $407,914,538Liability insured
- 947,849Quantity planted
- 1,418,855Quantity lost
- 11,338Policies
- 11,336Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Floyd County
- Drought $112,783,767 indemnity · 10 years
- Hail $48,234,660 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $44,567,958 indemnity · 6 years
- Hot Wind $25,703,764 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $23,245,077 indemnity · 9 years
- Cold Wet Weather $18,621,947 indemnity · 8 years
Annual Forage 10 years filed
- 1.15Low end of the filed band
- 1.48Middle of the filed band
- 2.57High end of the filed band
- 2020Worst year filed (2.75)
- 10Years filed
- $42,036,018Premium filed
- $83,307,573Indemnity paid
- $154,233,057Liability insured
- 557,922Quantity planted
- 0Quantity lost
- 4,461Policies
- 4,461Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Floyd County
- ARPI/SCO/STAX Crops Only $83,307,573 indemnity · 10 years
Wheat 10 years filed
- 1.21Low end of the filed band
- 1.40Middle of the filed band
- 2.58High end of the filed band
- 2022Worst year filed (4.50)
- 10Years filed
- $4,341,555Premium filed
- $8,747,500Indemnity paid
- $14,166,993Liability insured
- 179,274Quantity planted
- 179,467Quantity lost
- 2,125Policies
- 2,125Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Floyd County
- Drought $5,863,555 indemnity · 10 years
- Hail $1,437,976 indemnity · 10 years
- Freeze $396,581 indemnity · 6 years
- Hot Wind $390,185 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $261,334 indemnity · 5 years
- Wind/Excess Wind $154,781 indemnity · 8 years
Grain Sorghum 10 years filed
- 1.32Low end of the filed band
- 2.42Middle of the filed band
- 3.23High end of the filed band
- 2020Worst year filed (4.63)
- 10Years filed
- $2,705,456Premium filed
- $7,086,735Indemnity paid
- $10,507,432Liability insured
- 77,112Quantity planted
- 77,116Quantity lost
- 1,010Policies
- 1,010Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Floyd County
- Drought $4,088,168 indemnity · 10 years
- Heat $1,249,133 indemnity · 10 years
- Hot Wind $1,088,344 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $131,081 indemnity · 4 years
- Cold Wet Weather $126,728 indemnity · 2 years
- Wind/Excess Wind $124,899 indemnity · 5 years
Corn 10 years filed
- 1.97Low end of the filed band
- 4.94Middle of the filed band
- 8.68High end of the filed band
- 2021Worst year filed (9.88)
- 10Years filed
- $957,776Premium filed
- $5,434,633Indemnity paid
- $11,926,277Liability insured
- 21,998Quantity planted
- 22,039Quantity lost
- 431Policies
- 431Policies with a loss
- 5.67Loss ratio, whole span
Causes that carried the indemnity in Floyd County
- Hot Wind $2,410,883 indemnity · 9 years
- Heat $1,720,336 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $352,405 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $277,661 indemnity · 5 years
- Hail $227,855 indemnity · 5 years
- Failure of Irrigation Supply $194,255 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.91Low end of the filed band
- 1.84Middle of the filed band
- 2.36High end of the filed band
- 2020Worst year filed (2.67)
- 10Years filed
- $2,818,851Premium filed
- $5,218,472Indemnity paid
- $11,887,306Liability insured
- 282,649Quantity planted
- 0Quantity lost
- 1,367Policies
- 1,366Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Floyd County
- ARPI/SCO/STAX Crops Only $5,218,472 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Floyd County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.