Crop-loss band · Texas
Foard County, Texas — crop-loss band
- 0.73Low end of the filed band
- 1.70Middle of the filed band
- 2.52High end of the filed band
- 2024Worst year filed (2.96)
- 10Years filed
Every year the Risk Management Agency has filed for Foard County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.73 at the low end to 2.52 at the high end, with 1.70 in the middle. The worst year filed is 2024, at 2.96. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,150,906 | $1,779,457 | $2,978,443 | 184 | 184 | 1.55 |
| 2016 | $1,067,873 | $783,559 | $2,574,391 | 100 | 100 | 0.73 |
| 2017 | $1,093,144 | $2,140,266 | $3,095,344 | 208 | 207 | 1.96 |
| 2018 | $2,457,706 | $6,181,758 | $6,643,434 | 242 | 242 | 2.52 |
| 2019 | $1,492,140 | $2,533,441 | $3,806,261 | 166 | 166 | 1.70 |
| 2020 | $2,967,003 | $2,308,166 | $11,029,909 | 182 | 182 | 0.78 |
| 2021 | $5,633,560 | $11,318,175 | $17,824,214 | 181 | 181 | 2.01 |
| 2022 | $7,461,581 | $18,659,228 | $24,208,474 | 413 | 413 | 2.50 |
| 2023 | $1,560,446 | $2,602,828 | $5,285,755 | 203 | 203 | 1.67 |
| 2024 | $1,876,755 | $5,558,550 | $7,514,392 | 102 | 102 | 2.96 |
Commodities insured in Foard County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.73Low end of the filed band
- 1.60Middle of the filed band
- 2.57High end of the filed band
- 2022Worst year filed (3.72)
- 10Years filed
- $10,973,234Premium filed
- $24,049,726Indemnity paid
- $27,852,005Liability insured
- 324,919Quantity planted
- 324,924Quantity lost
- 1,043Policies
- 1,042Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Foard County
- Drought $17,513,077 indemnity · 10 years
- Hail $2,681,016 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,439,708 indemnity · 8 years
- Wind/Excess Wind $798,963 indemnity · 5 years
- Freeze $648,259 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $325,758 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.52Low end of the filed band
- 1.74Middle of the filed band
- 2.71High end of the filed band
- 2024Worst year filed (3.26)
- 10Years filed
- $12,344,080Premium filed
- $22,459,573Indemnity paid
- $45,180,765Liability insured
- 1,517,652Quantity planted
- 0Quantity lost
- 555Policies
- 555Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Foard County
- ARPI/SCO/STAX Crops Only $22,459,573 indemnity · 10 years
Annual Forage 6 years filed
- 0.87Low end of the filed band
- 1.27Middle of the filed band
- 2.34High end of the filed band
- 2017Worst year filed (2.34)
- 6Years filed
- $2,156,746Premium filed
- $4,429,350Indemnity paid
- $8,477,437Liability insured
- 39,601Quantity planted
- 0Quantity lost
- 165Policies
- 165Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Foard County
- ARPI/SCO/STAX/MP Crops Only $4,429,350 indemnity · 6 years
Cotton 9 years filed
- 0.91Low end of the filed band
- 2.17Middle of the filed band
- 3.50High end of the filed band
- 2023Worst year filed (3.50)
- 9Years filed
- $1,287,054Premium filed
- $2,926,779Indemnity paid
- $3,450,410Liability insured
- 24,393Quantity planted
- 25,938Quantity lost
- 218Policies
- 218Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Foard County
- Drought $2,017,568 indemnity · 9 years
- Hot Wind $455,081 indemnity · 6 years
- Hail $135,443 indemnity · 2 years
- Heat $79,816 indemnity · 3 years
- ARPI/SCO/STAX Crops Only $76,105 indemnity · 5 years
- Wind/Excess Wind $56,980 indemnity · 3 years
Every county-crop the agency files in Texas → Buy the Foard County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.