Crop-loss band · Texas
Freestone County, Texas — crop-loss band
- 1.43Low end of the filed band
- 1.78Middle of the filed band
- 3.08High end of the filed band
- 2024Worst year filed (3.48)
- 10Years filed
Every year the Risk Management Agency has filed for Freestone County is in the series below, from 2015 to 2020. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.43 at the low end to 3.08 at the high end, with 1.78 in the middle. The worst year filed is 2024, at 3.48. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $121,346 | $174,045 | $639,947 | 24 | 24 | 1.43 |
| 2016 | $154,242 | $397,368 | $770,243 | 58 | 58 | 2.58 |
| 2017 | $168,918 | $342,842 | $826,236 | 61 | 61 | 2.03 |
| 2018 | $217,198 | $413,738 | $1,330,152 | 58 | 58 | 1.90 |
| 2019 | $411,832 | $1,268,008 | $2,155,860 | 82 | 82 | 3.08 |
| 2020 | $229,998 | $409,192 | $1,016,694 | 47 | 47 | 1.78 |
| 2021 | $375,011 | $553,201 | $2,184,502 | 98 | 98 | 1.48 |
| 2022 | $474,327 | $806,766 | $2,814,886 | 132 | 132 | 1.70 |
| 2023 | $747,810 | $1,143,860 | $3,805,712 | 258 | 258 | 1.53 |
| 2024 | $466,408 | $1,622,487 | $2,206,840 | 121 | 121 | 3.48 |
Commodities insured in Freestone County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 9 years filed
- 1.36Low end of the filed band
- 1.70Middle of the filed band
- 3.48High end of the filed band
- 2024Worst year filed (3.48)
- 9Years filed
- $2,914,129Premium filed
- $6,195,527Indemnity paid
- $15,368,013Liability insured
- 122,779Quantity planted
- 0Quantity lost
- 865Policies
- 865Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Freestone County
- ARPI/SCO/STAX Crops Only $6,195,527 indemnity · 9 years
All Other Crops 6 years filed
- 0.08Low end of the filed band
- 2.16Middle of the filed band
- 3.60High end of the filed band
- 2017Worst year filed (3.60)
- 6Years filed
- $452,961Premium filed
- $935,980Indemnity paid
- $2,383,059Liability insured
- 12,672Quantity planted
- 378Quantity lost
- 74Policies
- 74Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Freestone County
- ARPI/SCO/STAX/MP Crops Only $593,766 indemnity · 3 years
- Insufficient Chilling Hours $260,756 indemnity · 2 years
- Hail $78,585 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $2,873 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Freestone County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.