Crop-loss band · Texas
Frio County, Texas — crop-loss band
- 1.34Low end of the filed band
- 1.90Middle of the filed band
- 3.03High end of the filed band
- 2018Worst year filed (3.05)
- 10Years filed
Every year the Risk Management Agency has filed for Frio County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.34 at the low end to 3.03 at the high end, with 1.90 in the middle. The worst year filed is 2018, at 3.05. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $738,216 | $1,382,375 | $3,715,369 | 196 | 196 | 1.87 |
| 2016 | $528,142 | $922,077 | $2,647,246 | 129 | 129 | 1.75 |
| 2017 | $704,215 | $966,673 | $3,515,696 | 233 | 233 | 1.37 |
| 2018 | $712,062 | $2,168,452 | $3,926,993 | 251 | 251 | 3.05 |
| 2019 | $966,529 | $2,021,310 | $3,768,324 | 413 | 413 | 2.09 |
| 2020 | $856,686 | $1,147,654 | $3,499,737 | 351 | 351 | 1.34 |
| 2021 | $814,518 | $1,668,568 | $3,244,872 | 412 | 412 | 2.05 |
| 2022 | $1,401,847 | $4,253,984 | $8,452,107 | 552 | 552 | 3.03 |
| 2023 | $1,324,640 | $2,522,434 | $5,485,343 | 528 | 528 | 1.90 |
| 2024 | $1,576,447 | $3,158,788 | $8,003,921 | 514 | 514 | 2.00 |
Commodities insured in Frio County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.65Low end of the filed band
- 1.46Middle of the filed band
- 2.13High end of the filed band
- 2022Worst year filed (2.33)
- 10Years filed
- $5,983,174Premium filed
- $10,039,998Indemnity paid
- $24,157,084Liability insured
- 1,184,580Quantity planted
- 0Quantity lost
- 3,151Policies
- 3,151Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Frio County
- ARPI/SCO/STAX Crops Only $10,039,998 indemnity · 10 years
Cotton 5 years filed
- 3.94Low end of the filed band
- 5.45Middle of the filed band
- 12.54High end of the filed band
- 2018Worst year filed (12.54)
- 5Years filed
- $810,353Premium filed
- $4,436,481Indemnity paid
- $8,531,801Liability insured
- 9,389Quantity planted
- 11,709Quantity lost
- 44Policies
- 44Policies with a loss
- 5.47Loss ratio, whole span
Causes that carried the indemnity in Frio County
- Heat $1,312,086 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $938,011 indemnity · 2 years
- Hot Wind $658,382 indemnity · 2 years
- Drought $655,100 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $456,110 indemnity · 4 years
- Hail $261,174 indemnity · 1 years
Potatoes 7 years filed
- 1.73Low end of the filed band
- 2.47Middle of the filed band
- 4.21High end of the filed band
- 2018Worst year filed (4.21)
- 7Years filed
- $1,377,275Premium filed
- $3,340,262Indemnity paid
- $7,794,844Liability insured
- 4,009Quantity planted
- 4,009Quantity lost
- 34Policies
- 34Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Frio County
- Excess Moisture/Precipitation/Rain $2,618,844 indemnity · 7 years
- Heat $721,418 indemnity · 2 years
Apiculture 10 years filed
- 0.52Low end of the filed band
- 1.60Middle of the filed band
- 1.97High end of the filed band
- 2022Worst year filed (2.08)
- 10Years filed
- $712,740Premium filed
- $1,204,666Indemnity paid
- $2,804,728Liability insured
- 16,067Quantity planted
- 0Quantity lost
- 215Policies
- 215Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Frio County
- ARPI/SCO/STAX Crops Only $1,204,666 indemnity · 10 years
Annual Forage 10 years filed
- 0.35Low end of the filed band
- 1.42Middle of the filed band
- 2.18High end of the filed band
- 2022Worst year filed (2.28)
- 10Years filed
- $739,760Premium filed
- $1,190,908Indemnity paid
- $2,971,151Liability insured
- 14,360Quantity planted
- 0Quantity lost
- 135Policies
- 135Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Frio County
- ARPI/SCO/STAX Crops Only $1,190,908 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Frio County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.