Crop-loss band · Texas
Garza County, Texas — crop-loss band
- 1.10Low end of the filed band
- 1.89Middle of the filed band
- 2.47High end of the filed band
- 2022Worst year filed (3.17)
- 10Years filed
Every year the Risk Management Agency has filed for Garza County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.10 at the low end to 2.47 at the high end, with 1.89 in the middle. The worst year filed is 2022, at 3.17. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $426,260 | $630,440 | $1,586,791 | 74 | 74 | 1.48 |
| 2016 | $196,257 | $215,976 | $753,437 | 48 | 48 | 1.10 |
| 2017 | $660,106 | $1,632,864 | $2,527,745 | 150 | 150 | 2.47 |
| 2018 | $2,967,761 | $6,620,214 | $9,890,645 | 439 | 439 | 2.23 |
| 2019 | $2,197,373 | $3,585,512 | $9,635,389 | 404 | 404 | 1.63 |
| 2020 | $2,284,206 | $3,572,764 | $9,343,151 | 421 | 421 | 1.56 |
| 2021 | $764,394 | $1,670,751 | $2,664,078 | 154 | 154 | 2.19 |
| 2022 | $6,970,782 | $22,102,784 | $26,717,301 | 629 | 629 | 3.17 |
| 2023 | $6,739,543 | $13,993,974 | $21,831,460 | 646 | 646 | 2.08 |
| 2024 | $5,816,135 | $11,005,499 | $18,277,422 | 613 | 613 | 1.89 |
Commodities insured in Garza County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.87Low end of the filed band
- 1.93Middle of the filed band
- 2.84High end of the filed band
- 2022Worst year filed (3.33)
- 10Years filed
- $22,873,391Premium filed
- $53,962,488Indemnity paid
- $80,595,770Liability insured
- 234,526Quantity planted
- 306,251Quantity lost
- 2,587Policies
- 2,587Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Garza County
- Drought $29,869,834 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $8,756,699 indemnity · 6 years
- Hot Wind $7,607,114 indemnity · 8 years
- Heat $4,353,876 indemnity · 9 years
- Hail $2,107,025 indemnity · 7 years
- Wind/Excess Wind $566,117 indemnity · 9 years
Pasture,Rangeland,Forage 10 years filed
- 0.92Low end of the filed band
- 1.55Middle of the filed band
- 2.10High end of the filed band
- 2022Worst year filed (2.21)
- 10Years filed
- $3,891,169Premium filed
- $6,875,390Indemnity paid
- $15,271,877Liability insured
- 784,654Quantity planted
- 0Quantity lost
- 848Policies
- 848Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Garza County
- ARPI/SCO/STAX Crops Only $6,875,390 indemnity · 10 years
Annual Forage 6 years filed
- 1.07Low end of the filed band
- 1.61Middle of the filed band
- 2.51High end of the filed band
- 2022Worst year filed (2.51)
- 6Years filed
- $2,258,257Premium filed
- $4,192,900Indemnity paid
- $7,359,772Liability insured
- 22,842Quantity planted
- 0Quantity lost
- 143Policies
- 143Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Garza County
- ARPI/SCO/STAX/MP Crops Only $4,192,900 indemnity · 6 years
Every county-crop the agency files in Texas → Buy the Garza County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.