Crop-loss band · Texas
Gillespie County, Texas — crop-loss band
- 1.18Low end of the filed band
- 1.48Middle of the filed band
- 2.04High end of the filed band
- 2022Worst year filed (2.21)
- 10Years filed
Every year the Risk Management Agency has filed for Gillespie County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.18 at the low end to 2.04 at the high end, with 1.48 in the middle. The worst year filed is 2022, at 2.21. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $274,532 | $475,337 | $997,158 | 188 | 188 | 1.73 |
| 2016 | $300,292 | $386,042 | $1,048,126 | 161 | 161 | 1.29 |
| 2017 | $509,669 | $1,040,225 | $1,836,969 | 303 | 303 | 2.04 |
| 2018 | $281,906 | $417,373 | $1,172,687 | 254 | 254 | 1.48 |
| 2019 | $279,189 | $460,518 | $974,553 | 255 | 255 | 1.65 |
| 2020 | $404,701 | $563,835 | $1,264,133 | 221 | 221 | 1.39 |
| 2021 | $173,614 | $205,165 | $694,519 | 213 | 212 | 1.18 |
| 2022 | $602,561 | $1,332,490 | $2,210,617 | 456 | 456 | 2.21 |
| 2023 | $643,096 | $1,085,866 | $2,239,414 | 442 | 442 | 1.69 |
| 2024 | $469,019 | $617,045 | $1,703,235 | 425 | 425 | 1.32 |
Commodities insured in Gillespie County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.99Low end of the filed band
- 1.48Middle of the filed band
- 1.80High end of the filed band
- 2022Worst year filed (2.71)
- 10Years filed
- $2,058,030Premium filed
- $3,384,173Indemnity paid
- $8,859,293Liability insured
- 393,527Quantity planted
- 0Quantity lost
- 2,650Policies
- 2,650Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Gillespie County
- ARPI/SCO/STAX Crops Only $3,384,173 indemnity · 10 years
Peaches 9 years filed
- 0.70Low end of the filed band
- 1.34Middle of the filed band
- 3.73High end of the filed band
- 2019Worst year filed (3.73)
- 9Years filed
- $1,390,571Premium filed
- $2,141,223Indemnity paid
- $3,673,366Liability insured
- 1,384Quantity planted
- 1,388Quantity lost
- 109Policies
- 109Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Gillespie County
- Insufficient Chilling Hours $1,254,089 indemnity · 4 years
- Hail $261,565 indemnity · 2 years
- Heat $239,165 indemnity · 3 years
- Hot Wind $101,560 indemnity · 2 years
- Drought $95,863 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $59,257 indemnity · 2 years
Wheat 10 years filed
- 0.30Low end of the filed band
- 1.43Middle of the filed band
- 3.56High end of the filed band
- 2022Worst year filed (4.36)
- 10Years filed
- $489,978Premium filed
- $1,058,500Indemnity paid
- $1,608,752Liability insured
- 14,520Quantity planted
- 14,528Quantity lost
- 159Policies
- 158Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Gillespie County
- Drought $545,176 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $259,544 indemnity · 4 years
- Heat $104,654 indemnity · 1 years
- Hail $54,379 indemnity · 4 years
- Wildlife $52,852 indemnity · 5 years
- Wind/Excess Wind $20,809 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Gillespie County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.