Crop-loss band · Texas
Grayson County, Texas — crop-loss band
- 1.28Low end of the filed band
- 1.82Middle of the filed band
- 2.19High end of the filed band
- 2015Worst year filed (2.42)
- 10Years filed
Every year the Risk Management Agency has filed for Grayson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.28 at the low end to 2.19 at the high end, with 1.82 in the middle. The worst year filed is 2015, at 2.42. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,106,010 | $7,504,453 | $12,600,090 | 305 | 305 | 2.42 |
| 2016 | $2,299,927 | $4,177,921 | $8,365,415 | 286 | 275 | 1.82 |
| 2017 | $298,459 | $381,515 | $1,204,918 | 118 | 116 | 1.28 |
| 2018 | $1,617,193 | $2,598,440 | $7,206,420 | 192 | 191 | 1.61 |
| 2019 | $1,881,450 | $4,114,812 | $5,082,482 | 196 | 196 | 2.19 |
| 2020 | $2,248,553 | $4,336,926 | $8,362,175 | 284 | 284 | 1.93 |
| 2021 | $1,600,212 | $2,364,515 | $6,917,396 | 188 | 188 | 1.48 |
| 2022 | $2,275,992 | $4,205,736 | $9,840,662 | 244 | 244 | 1.85 |
| 2023 | $2,900,330 | $6,324,632 | $9,641,421 | 264 | 264 | 2.18 |
| 2024 | $4,450,467 | $7,624,819 | $18,266,219 | 348 | 346 | 1.71 |
Commodities insured in Grayson County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.91Low end of the filed band
- 2.16Middle of the filed band
- 2.56High end of the filed band
- 2015Worst year filed (2.63)
- 10Years filed
- $10,208,125Premium filed
- $21,907,774Indemnity paid
- $38,251,281Liability insured
- 174,022Quantity planted
- 173,995Quantity lost
- 782Policies
- 780Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Grayson County
- Excess Moisture/Precipitation/Rain $19,113,661 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,424,041 indemnity · 4 years
- Hail $581,120 indemnity · 3 years
- Drought $440,265 indemnity · 4 years
- Decline in Price $172,458 indemnity · 5 years
- Freeze $58,728 indemnity · 2 years
Corn 10 years filed
- 0.12Low end of the filed band
- 1.62Middle of the filed band
- 2.03High end of the filed band
- 2019Worst year filed (2.48)
- 10Years filed
- $9,774,184Premium filed
- $15,101,835Indemnity paid
- $35,438,975Liability insured
- 120,708Quantity planted
- 122,619Quantity lost
- 518Policies
- 504Policies with a loss
- 1.55Loss ratio, whole span
Causes that carried the indemnity in Grayson County
- Excess Moisture/Precipitation/Rain $9,565,721 indemnity · 9 years
- Drought $2,480,003 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $1,493,419 indemnity · 6 years
- Mycotoxin $1,131,670 indemnity · 6 years
- Heat $297,299 indemnity · 5 years
- Decline in Price $47,273 indemnity · 5 years
Grain Sorghum 10 years filed
- 1.89Low end of the filed band
- 2.06Middle of the filed band
- 4.38High end of the filed band
- 2016Worst year filed (4.44)
- 10Years filed
- $721,826Premium filed
- $2,067,208Indemnity paid
- $4,086,859Liability insured
- 23,169Quantity planted
- 23,242Quantity lost
- 181Policies
- 181Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Grayson County
- Excess Moisture/Precipitation/Rain $1,353,905 indemnity · 9 years
- Drought $535,405 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $84,574 indemnity · 6 years
- Decline in Price $43,716 indemnity · 5 years
- Cold Wet Weather $27,982 indemnity · 1 years
- Wildlife $9,018 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.71Low end of the filed band
- 1.64Middle of the filed band
- 2.01High end of the filed band
- 2015Worst year filed (2.48)
- 10Years filed
- $1,279,040Premium filed
- $2,035,799Indemnity paid
- $6,495,059Liability insured
- 105,891Quantity planted
- 0Quantity lost
- 816Policies
- 816Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Grayson County
- ARPI/SCO/STAX Crops Only $2,035,799 indemnity · 10 years
Cotton 8 years filed
- 1.68Low end of the filed band
- 3.16Middle of the filed band
- 7.43High end of the filed band
- 2022Worst year filed (7.43)
- 8Years filed
- $335,660Premium filed
- $1,439,535Indemnity paid
- $1,854,431Liability insured
- 6,334Quantity planted
- 7,320Quantity lost
- 30Policies
- 30Policies with a loss
- 4.29Loss ratio, whole span
Causes that carried the indemnity in Grayson County
- Excess Moisture/Precipitation/Rain $767,711 indemnity · 6 years
- Drought $548,074 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $109,980 indemnity · 1 years
- Cold Wet Weather $13,771 indemnity · 1 years
Soybeans 10 years filed
- 0.48Low end of the filed band
- 2.02Middle of the filed band
- 3.25High end of the filed band
- 2022Worst year filed (3.76)
- 10Years filed
- $359,758Premium filed
- $1,081,618Indemnity paid
- $1,360,593Liability insured
- 8,258Quantity planted
- 8,352Quantity lost
- 98Policies
- 98Policies with a loss
- 3.01Loss ratio, whole span
Causes that carried the indemnity in Grayson County
- Drought $814,242 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $185,056 indemnity · 9 years
- Hail $34,411 indemnity · 1 years
- Cold Wet Weather $18,700 indemnity · 1 years
- Heat $13,327 indemnity · 2 years
- Wildlife $7,172 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Grayson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.