Crop-loss band · Texas
Hale County, Texas — crop-loss band
- 1.53Low end of the filed band
- 2.53Middle of the filed band
- 3.04High end of the filed band
- 2016Worst year filed (4.29)
- 10Years filed
Every year the Risk Management Agency has filed for Hale County is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.53 at the low end to 3.04 at the high end, with 2.53 in the middle. The worst year filed is 2016, at 4.29. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $6,771,685 | $14,045,082 | $25,945,968 | 1,499 | 1,490 | 2.07 |
| 2016 | $5,473,906 | $23,484,446 | $30,746,660 | 1,117 | 1,114 | 4.29 |
| 2017 | $8,664,497 | $21,947,880 | $36,141,289 | 1,498 | 1,489 | 2.53 |
| 2018 | $18,105,527 | $46,502,576 | $63,102,626 | 2,310 | 2,310 | 2.57 |
| 2019 | $18,598,455 | $52,241,255 | $83,955,995 | 2,449 | 2,442 | 2.81 |
| 2020 | $19,581,378 | $59,566,111 | $82,322,680 | 3,046 | 3,045 | 3.04 |
| 2021 | $19,988,106 | $42,932,868 | $68,415,351 | 2,236 | 2,226 | 2.15 |
| 2022 | $62,948,546 | $163,065,447 | $197,930,980 | 4,727 | 4,727 | 2.59 |
| 2023 | $41,045,206 | $79,127,138 | $127,214,194 | 4,323 | 4,323 | 1.93 |
| 2024 | $28,381,900 | $43,341,905 | $86,083,853 | 3,145 | 3,142 | 1.53 |
Commodities insured in Hale County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.42Low end of the filed band
- 2.37Middle of the filed band
- 2.93High end of the filed band
- 2016Worst year filed (4.27)
- 10Years filed
- $165,896,659Premium filed
- $393,491,190Indemnity paid
- $525,239,288Liability insured
- 1,309,679Quantity planted
- 1,640,132Quantity lost
- 14,437Policies
- 14,425Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Hale County
- Drought $93,984,028 indemnity · 10 years
- Hot Wind $64,154,446 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $58,348,847 indemnity · 10 years
- Hail $57,812,875 indemnity · 10 years
- Heat $51,482,770 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $24,401,734 indemnity · 8 years
Annual Forage 10 years filed
- 1.17Low end of the filed band
- 1.82Middle of the filed band
- 2.33High end of the filed band
- 2018Worst year filed (2.38)
- 10Years filed
- $44,709,231Premium filed
- $82,540,573Indemnity paid
- $158,979,690Liability insured
- 577,268Quantity planted
- 0Quantity lost
- 4,515Policies
- 4,515Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Hale County
- ARPI/SCO/STAX Crops Only $82,540,573 indemnity · 10 years
Corn 10 years filed
- 4.35Low end of the filed band
- 8.15Middle of the filed band
- 10.25High end of the filed band
- 2018Worst year filed (10.98)
- 10Years filed
- $6,443,868Premium filed
- $43,138,131Indemnity paid
- $71,307,636Liability insured
- 131,807Quantity planted
- 131,772Quantity lost
- 1,868Policies
- 1,866Policies with a loss
- 6.69Loss ratio, whole span
Causes that carried the indemnity in Hale County
- Heat $19,508,347 indemnity · 9 years
- Hot Wind $11,212,903 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,805,087 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $2,744,591 indemnity · 9 years
- Hail $2,497,145 indemnity · 8 years
- Wind/Excess Wind $1,590,490 indemnity · 10 years
Grain Sorghum 10 years filed
- 1.31Low end of the filed band
- 2.21Middle of the filed band
- 2.51High end of the filed band
- 2020Worst year filed (2.81)
- 10Years filed
- $5,827,413Premium filed
- $12,275,037Indemnity paid
- $18,793,902Liability insured
- 125,621Quantity planted
- 126,066Quantity lost
- 1,922Policies
- 1,907Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Hale County
- Heat $4,671,616 indemnity · 9 years
- Drought $2,840,071 indemnity · 10 years
- Hot Wind $2,370,035 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $582,356 indemnity · 3 years
- Hail $535,809 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $434,778 indemnity · 7 years
Wheat 10 years filed
- 1.58Low end of the filed band
- 1.88Middle of the filed band
- 2.54High end of the filed band
- 2022Worst year filed (4.03)
- 10Years filed
- $2,681,858Premium filed
- $6,063,570Indemnity paid
- $9,376,821Liability insured
- 94,146Quantity planted
- 94,312Quantity lost
- 1,522Policies
- 1,509Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Hale County
- Drought $2,664,053 indemnity · 10 years
- Hail $1,079,852 indemnity · 10 years
- Hot Wind $840,605 indemnity · 9 years
- Wind/Excess Wind $451,003 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $273,400 indemnity · 6 years
- Heat $190,539 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 1.08Low end of the filed band
- 1.70Middle of the filed band
- 2.03High end of the filed band
- 2017Worst year filed (2.24)
- 10Years filed
- $2,441,275Premium filed
- $4,053,107Indemnity paid
- $9,512,703Liability insured
- 163,278Quantity planted
- 0Quantity lost
- 1,774Policies
- 1,774Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Hale County
- ARPI/SCO/STAX Crops Only $4,053,107 indemnity · 10 years
Hybrid Sorghum Seed 10 years filed
- 1.89Low end of the filed band
- 2.41Middle of the filed band
- 3.37High end of the filed band
- 2024Worst year filed (3.57)
- 10Years filed
- $753,925Premium filed
- $2,125,767Indemnity paid
- $3,833,096Liability insured
- 9,257Quantity planted
- 9,260Quantity lost
- 205Policies
- 205Policies with a loss
- 2.82Loss ratio, whole span
Causes that carried the indemnity in Hale County
- Heat $974,806 indemnity · 8 years
- Hot Wind $788,089 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $171,925 indemnity · 4 years
- Hail $91,180 indemnity · 2 years
- Wind/Excess Wind $44,075 indemnity · 3 years
- Freeze $20,717 indemnity · 1 years
Silage Sorghum 8 years filed
- 1.99Low end of the filed band
- 3.83Middle of the filed band
- 7.13High end of the filed band
- 2024Worst year filed (7.13)
- 8Years filed
- $384,739Premium filed
- $1,759,877Indemnity paid
- $3,006,869Liability insured
- 8,761Quantity planted
- 8,761Quantity lost
- 69Policies
- 69Policies with a loss
- 4.57Loss ratio, whole span
Causes that carried the indemnity in Hale County
- Heat $796,785 indemnity · 7 years
- Hot Wind $598,591 indemnity · 6 years
- Failure of Irrigation Supply $168,030 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $121,887 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $44,881 indemnity · 2 years
- Hail $29,703 indemnity · 2 years
All Other Crops 7 years filed
- 1.62Low end of the filed band
- 1.87Middle of the filed band
- 3.16High end of the filed band
- 2016Worst year filed (3.16)
- 7Years filed
- $420,238Premium filed
- $807,456Indemnity paid
- $1,809,590Liability insured
- 8,808Quantity planted
- 0Quantity lost
- 38Policies
- 38Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Hale County
- ARPI/SCO/STAX/MP Crops Only $720,620 indemnity · 7 years
- Decline in Price $86,836 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Hale County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.