Crop-loss band · Texas
Hall County, Texas — crop-loss band
- 1.08Low end of the filed band
- 2.23Middle of the filed band
- 2.88High end of the filed band
- 2016Worst year filed (3.43)
- 10Years filed
Every year the Risk Management Agency has filed for Hall County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.08 at the low end to 2.88 at the high end, with 2.23 in the middle. The worst year filed is 2016, at 3.43. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $876,820 | $951,226 | $3,299,123 | 211 | 211 | 1.08 |
| 2016 | $822,668 | $2,823,807 | $3,389,364 | 224 | 224 | 3.43 |
| 2017 | $2,576,733 | $7,413,508 | $13,031,831 | 512 | 512 | 2.88 |
| 2018 | $3,150,836 | $4,552,922 | $10,424,060 | 443 | 443 | 1.45 |
| 2019 | $4,746,901 | $10,565,034 | $22,566,963 | 720 | 720 | 2.23 |
| 2020 | $4,707,701 | $11,544,142 | $20,734,116 | 739 | 739 | 2.45 |
| 2021 | $3,778,666 | $4,605,220 | $13,026,617 | 446 | 446 | 1.22 |
| 2022 | $15,432,048 | $36,420,834 | $49,798,739 | 985 | 985 | 2.36 |
| 2023 | $12,007,762 | $23,150,087 | $37,156,798 | 1,120 | 1,120 | 1.93 |
| 2024 | $9,764,200 | $23,774,794 | $33,271,868 | 811 | 811 | 2.43 |
Commodities insured in Hall County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.03Low end of the filed band
- 2.26Middle of the filed band
- 2.94High end of the filed band
- 2016Worst year filed (3.88)
- 10Years filed
- $51,402,036Premium filed
- $115,235,402Indemnity paid
- $182,826,968Liability insured
- 436,510Quantity planted
- 674,960Quantity lost
- 4,878Policies
- 4,878Policies with a loss
- 2.24Loss ratio, whole span
Causes that carried the indemnity in Hall County
- Drought $67,866,670 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $19,199,991 indemnity · 10 years
- Hot Wind $9,620,986 indemnity · 10 years
- Freeze $5,593,622 indemnity · 7 years
- Heat $4,000,082 indemnity · 9 years
- Hail $3,714,747 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 0.56Low end of the filed band
- 1.37Middle of the filed band
- 2.11High end of the filed band
- 2019Worst year filed (2.15)
- 10Years filed
- $3,269,737Premium filed
- $5,191,189Indemnity paid
- $12,825,747Liability insured
- 631,212Quantity planted
- 0Quantity lost
- 897Policies
- 897Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Hall County
- ARPI/SCO/STAX Crops Only $5,191,189 indemnity · 10 years
Annual Forage 8 years filed
- 0.87Low end of the filed band
- 1.35Middle of the filed band
- 3.07High end of the filed band
- 2017Worst year filed (3.07)
- 8Years filed
- $2,911,127Premium filed
- $4,885,898Indemnity paid
- $10,505,305Liability insured
- 35,928Quantity planted
- 0Quantity lost
- 339Policies
- 339Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Hall County
- ARPI/SCO/STAX/MP Crops Only $4,885,898 indemnity · 8 years
Wheat 10 years filed
- 0.89Low end of the filed band
- 1.50Middle of the filed band
- 2.18High end of the filed band
- 2022Worst year filed (2.65)
- 10Years filed
- $281,435Premium filed
- $489,085Indemnity paid
- $541,459Liability insured
- 9,092Quantity planted
- 9,096Quantity lost
- 97Policies
- 97Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Hall County
- Drought $350,952 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $90,037 indemnity · 3 years
- Hail $25,623 indemnity · 4 years
- Wind/Excess Wind $8,511 indemnity · 2 years
- Freeze $4,936 indemnity · 2 years
- Hot Wind $2,825 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Hall County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.