Crop-loss band · Texas
Hamilton County, Texas — crop-loss band
- 1.45Low end of the filed band
- 2.11Middle of the filed band
- 2.74High end of the filed band
- 2022Worst year filed (3.58)
- 10Years filed
Every year the Risk Management Agency has filed for Hamilton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.45 at the low end to 2.74 at the high end, with 2.11 in the middle. The worst year filed is 2022, at 3.58. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $199,775 | $499,426 | $883,073 | 72 | 72 | 2.50 |
| 2016 | $241,102 | $469,092 | $1,095,606 | 110 | 110 | 1.95 |
| 2017 | $131,928 | $191,063 | $619,630 | 87 | 87 | 1.45 |
| 2018 | $245,838 | $587,651 | $1,441,289 | 99 | 99 | 2.39 |
| 2019 | $343,050 | $776,268 | $1,631,067 | 107 | 107 | 2.26 |
| 2020 | $267,112 | $730,736 | $1,439,092 | 156 | 156 | 2.74 |
| 2021 | $365,238 | $771,720 | $1,780,881 | 168 | 168 | 2.11 |
| 2022 | $861,385 | $3,086,335 | $4,596,451 | 313 | 313 | 3.58 |
| 2023 | $1,024,246 | $2,134,128 | $4,710,018 | 369 | 369 | 2.08 |
| 2024 | $702,766 | $1,372,346 | $3,212,796 | 321 | 321 | 1.95 |
Commodities insured in Hamilton County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.33Low end of the filed band
- 2.17Middle of the filed band
- 2.67High end of the filed band
- 2020Worst year filed (2.71)
- 10Years filed
- $2,913,934Premium filed
- $6,419,757Indemnity paid
- $14,619,830Liability insured
- 285,196Quantity planted
- 0Quantity lost
- 1,491Policies
- 1,491Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- ARPI/SCO/STAX Crops Only $6,419,757 indemnity · 10 years
Grain Sorghum 9 years filed
- 0.86Low end of the filed band
- 2.63Middle of the filed band
- 6.37High end of the filed band
- 2022Worst year filed (6.37)
- 9Years filed
- $408,891Premium filed
- $1,717,656Indemnity paid
- $2,131,038Liability insured
- 8,829Quantity planted
- 8,829Quantity lost
- 70Policies
- 70Policies with a loss
- 4.20Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Drought $1,442,728 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $145,920 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $45,546 indemnity · 3 years
- Heat $27,657 indemnity · 1 years
- Hail $20,723 indemnity · 1 years
- Flood $19,150 indemnity · 1 years
Wheat 10 years filed
- 1.43Low end of the filed band
- 1.73Middle of the filed band
- 3.48High end of the filed band
- 2022Worst year filed (5.21)
- 10Years filed
- $622,104Premium filed
- $1,493,487Indemnity paid
- $2,339,686Liability insured
- 14,819Quantity planted
- 15,017Quantity lost
- 128Policies
- 128Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Drought $597,237 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $581,965 indemnity · 6 years
- Hail $171,716 indemnity · 5 years
- Freeze $49,096 indemnity · 1 years
- Wind/Excess Wind $41,297 indemnity · 2 years
- Flood $32,842 indemnity · 2 years
Annual Forage 10 years filed
- 0.06Low end of the filed band
- 1.81Middle of the filed band
- 2.87High end of the filed band
- 2020Worst year filed (2.89)
- 10Years filed
- $437,511Premium filed
- $987,865Indemnity paid
- $2,319,348Liability insured
- 7,916Quantity planted
- 0Quantity lost
- 113Policies
- 113Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- ARPI/SCO/STAX Crops Only $987,865 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Hamilton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.