Crop-loss band · Texas
Harris County, Texas — crop-loss band
- 0.69Low end of the filed band
- 1.42Middle of the filed band
- 1.95High end of the filed band
- 2023Worst year filed (2.08)
- 10Years filed
Every year the Risk Management Agency has filed for Harris County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.69 at the low end to 1.95 at the high end, with 1.42 in the middle. The worst year filed is 2023, at 2.08. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $71,160 | $101,351 | $326,653 | 23 | 23 | 1.42 |
| 2016 | $330,991 | $275,902 | $1,448,539 | 51 | 51 | 0.83 |
| 2017 | $46,051 | $54,444 | $195,937 | 23 | 23 | 1.18 |
| 2018 | $117,875 | $81,277 | $652,301 | 25 | 25 | 0.69 |
| 2019 | $84,612 | $165,184 | $473,735 | 61 | 61 | 1.95 |
| 2020 | $95,244 | $178,483 | $528,304 | 57 | 57 | 1.87 |
| 2021 | $181,615 | $349,274 | $978,707 | 83 | 83 | 1.92 |
| 2022 | $488,221 | $664,207 | $2,820,415 | 126 | 126 | 1.36 |
| 2023 | $220,898 | $459,819 | $1,236,261 | 112 | 112 | 2.08 |
| 2024 | $484,615 | $819,916 | $2,458,238 | 86 | 86 | 1.69 |
Commodities insured in Harris County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.17Low end of the filed band
- 1.86Middle of the filed band
- 2.40High end of the filed band
- 2024Worst year filed (3.95)
- 10Years filed
- $581,538Premium filed
- $1,166,402Indemnity paid
- $3,302,104Liability insured
- 41,111Quantity planted
- 0Quantity lost
- 392Policies
- 392Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Harris County
- ARPI/SCO/STAX Crops Only $1,166,402 indemnity · 10 years
Apiculture 9 years filed
- 0.85Low end of the filed band
- 1.87Middle of the filed band
- 2.34High end of the filed band
- 2016Worst year filed (2.34)
- 9Years filed
- $531,084Premium filed
- $993,625Indemnity paid
- $2,783,075Liability insured
- 15,915Quantity planted
- 0Quantity lost
- 211Policies
- 211Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Harris County
- ARPI/SCO/STAX/MP Crops Only $993,625 indemnity · 9 years
Corn 8 years filed
- 0.38Low end of the filed band
- 0.90Middle of the filed band
- 4.96High end of the filed band
- 2020Worst year filed (4.96)
- 8Years filed
- $1,008,660Premium filed
- $989,830Indemnity paid
- $5,033,911Liability insured
- 11,731Quantity planted
- 11,310Quantity lost
- 44Policies
- 44Policies with a loss
- 0.98Loss ratio, whole span
Causes that carried the indemnity in Harris County
- Hurricane $442,826 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $273,787 indemnity · 6 years
- Drought $206,762 indemnity · 3 years
- Wildlife $53,216 indemnity · 3 years
- Cold Wet Weather $11,127 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $4,570 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Harris County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.