Crop-loss band · Texas
Hemphill County, Texas — crop-loss band
- 1.56Low end of the filed band
- 1.74Middle of the filed band
- 2.14High end of the filed band
- 2017Worst year filed (3.18)
- 10Years filed
Every year the Risk Management Agency has filed for Hemphill County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.56 at the low end to 2.14 at the high end, with 1.74 in the middle. The worst year filed is 2017, at 3.18. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $116,539 | $203,253 | $591,047 | 65 | 65 | 1.74 |
| 2016 | $361,878 | $723,954 | $1,655,644 | 105 | 105 | 2.00 |
| 2017 | $232,914 | $740,363 | $1,247,387 | 78 | 78 | 3.18 |
| 2018 | $584,971 | $1,246,359 | $2,745,283 | 128 | 128 | 2.13 |
| 2019 | $729,906 | $1,564,212 | $3,418,304 | 145 | 145 | 2.14 |
| 2020 | $766,060 | $1,196,318 | $3,582,611 | 207 | 207 | 1.56 |
| 2021 | $678,447 | $1,065,147 | $2,581,131 | 159 | 159 | 1.57 |
| 2022 | $731,413 | $1,534,870 | $3,076,059 | 176 | 176 | 2.10 |
| 2023 | $919,069 | $1,431,987 | $3,180,258 | 151 | 151 | 1.56 |
| 2024 | $903,308 | $1,568,776 | $4,523,453 | 217 | 217 | 1.74 |
Commodities insured in Hemphill County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.29Low end of the filed band
- 1.54Middle of the filed band
- 2.06High end of the filed band
- 2017Worst year filed (3.12)
- 10Years filed
- $5,215,492Premium filed
- $9,155,506Indemnity paid
- $23,548,044Liability insured
- 1,055,961Quantity planted
- 0Quantity lost
- 1,311Policies
- 1,311Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Hemphill County
- ARPI/SCO/STAX Crops Only $9,155,506 indemnity · 10 years
Cotton 8 years filed
- 1.64Low end of the filed band
- 2.87Middle of the filed band
- 5.75High end of the filed band
- 2019Worst year filed (5.75)
- 8Years filed
- $457,766Premium filed
- $1,188,074Indemnity paid
- $1,742,783Liability insured
- 5,238Quantity planted
- 5,739Quantity lost
- 29Policies
- 29Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Hemphill County
- Drought $558,421 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $378,660 indemnity · 3 years
- Hot Wind $81,756 indemnity · 1 years
- Hail $75,558 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $61,326 indemnity · 2 years
- Wind/Excess Wind $31,277 indemnity · 1 years
Wheat 10 years filed
- 0.84Low end of the filed band
- 2.93Middle of the filed band
- 3.50High end of the filed band
- 2017Worst year filed (4.23)
- 10Years filed
- $351,247Premium filed
- $931,659Indemnity paid
- $1,310,350Liability insured
- 13,348Quantity planted
- 13,356Quantity lost
- 91Policies
- 91Policies with a loss
- 2.65Loss ratio, whole span
Causes that carried the indemnity in Hemphill County
- Drought $610,541 indemnity · 9 years
- Hail $131,267 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $125,063 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $24,818 indemnity · 1 years
- Wildlife $20,700 indemnity · 1 years
- Freeze $12,130 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Hemphill County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.