Crop-loss band · Texas
Henderson County, Texas — crop-loss band
- 1.38Low end of the filed band
- 1.85Middle of the filed band
- 2.46High end of the filed band
- 2016Worst year filed (2.77)
- 10Years filed
Every year the Risk Management Agency has filed for Henderson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.38 at the low end to 2.46 at the high end, with 1.85 in the middle. The worst year filed is 2016, at 2.77. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $254,724 | $553,071 | $1,264,840 | 51 | 51 | 2.17 |
| 2016 | $193,878 | $536,369 | $1,048,705 | 81 | 81 | 2.77 |
| 2017 | $225,954 | $311,262 | $1,235,328 | 83 | 83 | 1.38 |
| 2018 | $319,692 | $687,492 | $1,765,976 | 53 | 53 | 2.15 |
| 2019 | $588,791 | $1,392,852 | $2,956,583 | 81 | 81 | 2.37 |
| 2020 | $246,062 | $456,172 | $1,279,181 | 64 | 64 | 1.85 |
| 2021 | $533,410 | $786,302 | $2,893,792 | 124 | 124 | 1.47 |
| 2022 | $482,823 | $865,752 | $3,009,416 | 146 | 146 | 1.79 |
| 2023 | $640,688 | $1,088,158 | $2,880,325 | 144 | 144 | 1.70 |
| 2024 | $475,442 | $1,168,029 | $2,075,479 | 95 | 95 | 2.46 |
Commodities insured in Henderson County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.38Low end of the filed band
- 1.85Middle of the filed band
- 2.63High end of the filed band
- 2016Worst year filed (2.77)
- 10Years filed
- $3,691,724Premium filed
- $7,346,855Indemnity paid
- $19,684,989Liability insured
- 188,963Quantity planted
- 0Quantity lost
- 915Policies
- 915Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Henderson County
- ARPI/SCO/STAX Crops Only $7,346,855 indemnity · 10 years
Wheat 5 years filed
- 1.38Low end of the filed band
- 1.86Middle of the filed band
- 3.61High end of the filed band
- 2019Worst year filed (3.61)
- 5Years filed
- $269,740Premium filed
- $498,604Indemnity paid
- $724,636Liability insured
- 4,460Quantity planted
- 4,460Quantity lost
- 7Policies
- 7Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Henderson County
- Excess Moisture/Precipitation/Rain $367,107 indemnity · 3 years
- Drought $131,497 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Henderson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.