Crop-loss band · Texas
Hidalgo County, Texas — crop-loss band
- 1.39Low end of the filed band
- 1.92Middle of the filed band
- 3.19High end of the filed band
- 2020Worst year filed (4.03)
- 10Years filed
Every year the Risk Management Agency has filed for Hidalgo County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.39 at the low end to 3.19 at the high end, with 1.92 in the middle. The worst year filed is 2020, at 4.03. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $10,477,728 | $18,144,804 | $26,128,266 | 605 | 601 | 1.73 |
| 2016 | $8,425,782 | $11,721,488 | $16,242,835 | 488 | 482 | 1.39 |
| 2017 | $10,086,177 | $15,826,590 | $24,397,038 | 563 | 563 | 1.57 |
| 2018 | $13,484,378 | $20,799,260 | $29,922,283 | 701 | 700 | 1.54 |
| 2019 | $4,136,411 | $7,935,214 | $16,628,474 | 628 | 627 | 1.92 |
| 2020 | $8,889,948 | $35,865,387 | $45,118,264 | 995 | 994 | 4.03 |
| 2021 | $8,393,719 | $24,395,215 | $42,039,817 | 820 | 812 | 2.91 |
| 2022 | $8,438,089 | $26,938,692 | $49,013,132 | 850 | 850 | 3.19 |
| 2023 | $10,284,491 | $28,023,619 | $43,369,967 | 704 | 704 | 2.72 |
| 2024 | $11,751,969 | $27,611,539 | $41,892,777 | 826 | 826 | 2.35 |
Commodities insured in Hidalgo County
12 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 2.05Low end of the filed band
- 2.56Middle of the filed band
- 3.20High end of the filed band
- 2020Worst year filed (5.88)
- 10Years filed
- $26,258,260Premium filed
- $76,911,401Indemnity paid
- $90,569,594Liability insured
- 208,492Quantity planted
- 226,628Quantity lost
- 954Policies
- 951Policies with a loss
- 2.93Loss ratio, whole span
Causes that carried the indemnity in Hidalgo County
- Failure of Irrigation Supply $30,490,941 indemnity · 9 years
- Drought $12,561,257 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $11,030,717 indemnity · 10 years
- Hurricane/Tropical Depression $8,632,418 indemnity · 1 years
- Flood $7,074,752 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $4,228,914 indemnity · 3 years
Onions 10 years filed
- 1.23Low end of the filed band
- 1.76Middle of the filed band
- 2.41High end of the filed band
- 2020Worst year filed (2.62)
- 10Years filed
- $41,771,823Premium filed
- $66,508,833Indemnity paid
- $87,745,373Liability insured
- 47,252Quantity planted
- 47,493Quantity lost
- 762Policies
- 760Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Hidalgo County
- Excess Moisture/Precipitation/Rain $45,874,380 indemnity · 10 years
- Failure of Irrigation Supply $8,076,793 indemnity · 3 years
- Plant Disease $3,492,474 indemnity · 5 years
- Heat $3,387,282 indemnity · 9 years
- Freeze $2,826,107 indemnity · 4 years
- Cold Wet Weather $1,723,600 indemnity · 2 years
Grapefruit 7 years filed
- 1.37Low end of the filed band
- 2.74Middle of the filed band
- 5.06High end of the filed band
- 2023Worst year filed (5.06)
- 7Years filed
- $5,176,709Premium filed
- $16,116,878Indemnity paid
- $38,287,518Liability insured
- 19,884Quantity planted
- 19,842Quantity lost
- 428Policies
- 423Policies with a loss
- 3.11Loss ratio, whole span
Causes that carried the indemnity in Hidalgo County
- Freeze $10,535,161 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,741,015 indemnity · 5 years
- Hurricane/Tropical Depression $1,171,199 indemnity · 1 years
- Hail $1,169,212 indemnity · 3 years
- Wind/Excess Wind $963,754 indemnity · 6 years
- Heat $235,336 indemnity · 3 years
Grain Sorghum 10 years filed
- 1.25Low end of the filed band
- 1.56Middle of the filed band
- 2.28High end of the filed band
- 2020Worst year filed (2.94)
- 10Years filed
- $8,133,588Premium filed
- $15,117,314Indemnity paid
- $33,858,122Liability insured
- 251,449Quantity planted
- 274,613Quantity lost
- 990Policies
- 989Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Hidalgo County
- Drought $7,814,958 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,806,488 indemnity · 10 years
- Heat $1,122,202 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $1,082,651 indemnity · 5 years
- Hail $669,102 indemnity · 3 years
- Decline in Price $486,199 indemnity · 8 years
Corn 10 years filed
- 1.20Low end of the filed band
- 1.86Middle of the filed band
- 3.86High end of the filed band
- 2024Worst year filed (4.66)
- 10Years filed
- $3,478,539Premium filed
- $9,830,912Indemnity paid
- $16,328,921Liability insured
- 72,192Quantity planted
- 85,489Quantity lost
- 533Policies
- 533Policies with a loss
- 2.83Loss ratio, whole span
Causes that carried the indemnity in Hidalgo County
- Failure of Irrigation Supply $2,532,215 indemnity · 9 years
- Drought $2,230,766 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,449,365 indemnity · 10 years
- Heat $1,289,114 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $1,224,034 indemnity · 3 years
- Hurricane/Tropical Depression $288,763 indemnity · 1 years
Oranges 7 years filed
- 3.36Low end of the filed band
- 7.20Middle of the filed band
- 12.87High end of the filed band
- 2022Worst year filed (12.87)
- 7Years filed
- $843,491Premium filed
- $7,879,904Indemnity paid
- $15,210,613Liability insured
- 7,718Quantity planted
- 7,717Quantity lost
- 284Policies
- 281Policies with a loss
- 9.34Loss ratio, whole span
Causes that carried the indemnity in Hidalgo County
- Freeze $5,808,409 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $842,046 indemnity · 5 years
- Hurricane/Tropical Depression $478,524 indemnity · 1 years
- Wind/Excess Wind $384,677 indemnity · 6 years
- Hail $334,687 indemnity · 3 years
- Heat $22,328 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.83Low end of the filed band
- 1.51Middle of the filed band
- 2.29High end of the filed band
- 2020Worst year filed (2.44)
- 10Years filed
- $4,161,889Premium filed
- $7,168,527Indemnity paid
- $17,261,365Liability insured
- 851,292Quantity planted
- 0Quantity lost
- 2,544Policies
- 2,543Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Hidalgo County
- ARPI/SCO/STAX Crops Only $7,168,527 indemnity · 10 years
Sugarcane 9 years filed
- 2.04Low end of the filed band
- 4.19Middle of the filed band
- 12.62High end of the filed band
- 2023Worst year filed (12.62)
- 9Years filed
- $893,034Premium filed
- $6,417,453Indemnity paid
- $17,997,942Liability insured
- 24,145Quantity planted
- 25,366Quantity lost
- 236Policies
- 230Policies with a loss
- 7.19Loss ratio, whole span
Causes that carried the indemnity in Hidalgo County
- Heat $2,328,913 indemnity · 8 years
- Failure of Irrigation Supply $1,877,280 indemnity · 2 years
- Freeze $902,946 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $562,541 indemnity · 7 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $388,508 indemnity · 1 years
- Cold Winter $149,771 indemnity · 1 years
Sesame 10 years filed
- 0.78Low end of the filed band
- 1.83Middle of the filed band
- 3.81High end of the filed band
- 2015Worst year filed (3.96)
- 10Years filed
- $1,868,507Premium filed
- $4,389,413Indemnity paid
- $6,741,966Liability insured
- 36,994Quantity planted
- 47,013Quantity lost
- 250Policies
- 250Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Hidalgo County
- Excess Moisture/Precipitation/Rain $1,392,222 indemnity · 9 years
- Drought $1,243,549 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $617,613 indemnity · 1 years
- Hurricane/Tropical Depression $571,132 indemnity · 1 years
- Flood $287,684 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $114,477 indemnity · 1 years
All Other Crops 9 years filed
- 0.55Low end of the filed band
- 3.60Middle of the filed band
- 10.83High end of the filed band
- 2021Worst year filed (10.83)
- 9Years filed
- $475,917Premium filed
- $3,310,141Indemnity paid
- $4,441,903Liability insured
- 92,207Quantity planted
- 89,902Quantity lost
- 46Policies
- 46Policies with a loss
- 6.96Loss ratio, whole span
Causes that carried the indemnity in Hidalgo County
- Freeze $2,309,200 indemnity · 2 years
- Heat $449,250 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $384,918 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $166,773 indemnity · 7 years
Cabbage 10 years filed
- 2.13Low end of the filed band
- 2.77Middle of the filed band
- 5.01High end of the filed band
- 2018Worst year filed (5.47)
- 10Years filed
- $922,662Premium filed
- $2,981,999Indemnity paid
- $5,059,343Liability insured
- 2,620Quantity planted
- 2,799Quantity lost
- 120Policies
- 120Policies with a loss
- 3.23Loss ratio, whole span
Causes that carried the indemnity in Hidalgo County
- Excess Moisture/Precipitation/Rain $1,156,824 indemnity · 10 years
- Freeze $572,356 indemnity · 4 years
- Heat $567,956 indemnity · 6 years
- Plant Disease $198,863 indemnity · 2 years
- Insects $168,252 indemnity · 5 years
- Wildlife $168,164 indemnity · 4 years
Sunflowers 7 years filed
- 0.48Low end of the filed band
- 1.86Middle of the filed band
- 2.62High end of the filed band
- 2017Worst year filed (2.62)
- 7Years filed
- $384,273Premium filed
- $629,033Indemnity paid
- $1,250,193Liability insured
- 10,468Quantity planted
- 12,042Quantity lost
- 33Policies
- 33Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Hidalgo County
- Excess Moisture/Precipitation/Rain $274,450 indemnity · 4 years
- Hail $119,267 indemnity · 2 years
- Drought $101,058 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $74,813 indemnity · 1 years
- Wind/Excess Wind $56,535 indemnity · 1 years
- Freeze $2,910 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Hidalgo County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.