Crop-loss band · Texas
Hill County, Texas — crop-loss band
- 1.04Low end of the filed band
- 2.06Middle of the filed band
- 2.90High end of the filed band
- 2018Worst year filed (2.94)
- 10Years filed
Every year the Risk Management Agency has filed for Hill County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.04 at the low end to 2.90 at the high end, with 2.06 in the middle. The worst year filed is 2018, at 2.94. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,784,639 | $7,528,402 | $18,984,338 | 525 | 525 | 1.57 |
| 2016 | $6,803,082 | $7,094,349 | $27,445,884 | 687 | 687 | 1.04 |
| 2017 | $517,138 | $1,109,456 | $2,642,218 | 244 | 243 | 2.15 |
| 2018 | $7,417,674 | $21,793,560 | $38,608,715 | 682 | 682 | 2.94 |
| 2019 | $2,181,924 | $5,796,283 | $12,496,930 | 513 | 513 | 2.66 |
| 2020 | $3,564,735 | $6,703,896 | $16,677,941 | 650 | 650 | 1.88 |
| 2021 | $1,843,864 | $3,477,507 | $9,170,793 | 771 | 771 | 1.89 |
| 2022 | $10,242,919 | $29,701,290 | $51,539,887 | 1,239 | 1,239 | 2.90 |
| 2023 | $3,093,292 | $7,388,756 | $16,295,778 | 909 | 909 | 2.39 |
| 2024 | $10,301,147 | $21,174,591 | $46,780,212 | 960 | 960 | 2.06 |
Commodities insured in Hill County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.68Low end of the filed band
- 1.85Middle of the filed band
- 2.74High end of the filed band
- 2017Worst year filed (2.92)
- 10Years filed
- $33,805,481Premium filed
- $63,828,560Indemnity paid
- $145,883,251Liability insured
- 427,823Quantity planted
- 422,715Quantity lost
- 1,569Policies
- 1,568Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Hill County
- Drought $33,785,069 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $25,277,389 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $2,327,472 indemnity · 4 years
- Decline in Price $1,266,375 indemnity · 8 years
- Heat $759,127 indemnity · 3 years
- Hail $221,935 indemnity · 4 years
Cotton 10 years filed
- 2.50Low end of the filed band
- 3.07Middle of the filed band
- 5.08High end of the filed band
- 2021Worst year filed (5.93)
- 10Years filed
- $8,128,543Premium filed
- $28,857,369Indemnity paid
- $46,595,247Liability insured
- 90,913Quantity planted
- 176,535Quantity lost
- 852Policies
- 852Policies with a loss
- 3.55Loss ratio, whole span
Causes that carried the indemnity in Hill County
- Drought $13,062,436 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $11,459,115 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $4,024,522 indemnity · 9 years
- Heat $169,607 indemnity · 1 years
- Decline in Price $63,672 indemnity · 4 years
- Hail $43,523 indemnity · 2 years
Wheat 10 years filed
- 1.17Low end of the filed band
- 1.87Middle of the filed band
- 2.57High end of the filed band
- 2024Worst year filed (2.88)
- 10Years filed
- $3,973,805Premium filed
- $8,739,632Indemnity paid
- $20,144,649Liability insured
- 105,820Quantity planted
- 106,275Quantity lost
- 788Policies
- 788Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Hill County
- Excess Moisture/Precipitation/Rain $6,414,622 indemnity · 9 years
- Drought $1,008,962 indemnity · 4 years
- ARPI/SCO/STAX Crops Only $672,173 indemnity · 3 years
- Hail $383,670 indemnity · 7 years
- Insects $110,820 indemnity · 2 years
- Plant Disease $59,670 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.37Low end of the filed band
- 1.90Middle of the filed band
- 2.36High end of the filed band
- 2015Worst year filed (2.68)
- 10Years filed
- $4,069,865Premium filed
- $8,059,748Indemnity paid
- $22,212,758Liability insured
- 271,465Quantity planted
- 0Quantity lost
- 3,696Policies
- 3,696Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Hill County
- ARPI/SCO/STAX Crops Only $8,059,748 indemnity · 10 years
Grain Sorghum 10 years filed
- 2.29Low end of the filed band
- 3.28Middle of the filed band
- 6.02High end of the filed band
- 2022Worst year filed (8.70)
- 10Years filed
- $479,232Premium filed
- $1,786,575Indemnity paid
- $4,309,700Liability insured
- 21,298Quantity planted
- 21,410Quantity lost
- 197Policies
- 197Policies with a loss
- 3.73Loss ratio, whole span
Causes that carried the indemnity in Hill County
- Excess Moisture/Precipitation/Rain $1,353,028 indemnity · 8 years
- Drought $276,794 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $59,230 indemnity · 4 years
- Heat $41,437 indemnity · 2 years
- Decline in Price $27,102 indemnity · 6 years
- Hail $22,056 indemnity · 2 years
Annual Forage 10 years filed
- 0.18Low end of the filed band
- 1.57Middle of the filed band
- 2.70High end of the filed band
- 2019Worst year filed (2.88)
- 10Years filed
- $293,488Premium filed
- $496,206Indemnity paid
- $1,497,091Liability insured
- 5,410Quantity planted
- 0Quantity lost
- 78Policies
- 78Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Hill County
- ARPI/SCO/STAX Crops Only $496,206 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Hill County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.