Crop-loss band · Texas
Johnson County, Texas — crop-loss band
- 0.98Low end of the filed band
- 1.71Middle of the filed band
- 2.17High end of the filed band
- 2022Worst year filed (2.67)
- 10Years filed
Every year the Risk Management Agency has filed for Johnson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.98 at the low end to 2.17 at the high end, with 1.71 in the middle. The worst year filed is 2022, at 2.67. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $499,951 | $904,025 | $2,045,942 | 80 | 80 | 1.81 |
| 2016 | $719,477 | $701,967 | $2,785,140 | 70 | 68 | 0.98 |
| 2017 | $86,900 | $119,167 | $407,907 | 26 | 25 | 1.37 |
| 2018 | $703,771 | $1,528,412 | $3,628,351 | 46 | 46 | 2.17 |
| 2019 | $248,545 | $466,265 | $1,158,520 | 41 | 41 | 1.88 |
| 2020 | $314,697 | $537,983 | $1,310,110 | 64 | 64 | 1.71 |
| 2021 | $678,285 | $1,114,870 | $3,256,228 | 75 | 75 | 1.64 |
| 2022 | $1,183,665 | $3,158,834 | $6,052,951 | 163 | 163 | 2.67 |
| 2023 | $454,173 | $869,178 | $2,099,415 | 155 | 155 | 1.91 |
| 2024 | $997,295 | $1,681,446 | $4,421,568 | 129 | 129 | 1.69 |
Commodities insured in Johnson County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.72Low end of the filed band
- 1.71Middle of the filed band
- 2.16High end of the filed band
- 2022Worst year filed (2.37)
- 10Years filed
- $3,570,892Premium filed
- $6,134,401Indemnity paid
- $16,261,001Liability insured
- 53,417Quantity planted
- 52,308Quantity lost
- 187Policies
- 184Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Johnson County
- Drought $3,214,686 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $2,521,764 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $183,798 indemnity · 1 years
- Hail $93,014 indemnity · 1 years
- Decline in Price $65,135 indemnity · 2 years
- Heat $41,265 indemnity · 1 years
Wheat 9 years filed
- 0.73Low end of the filed band
- 1.76Middle of the filed band
- 3.72High end of the filed band
- 2022Worst year filed (3.72)
- 9Years filed
- $1,616,386Premium filed
- $3,598,258Indemnity paid
- $7,079,433Liability insured
- 38,625Quantity planted
- 38,765Quantity lost
- 181Policies
- 181Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Johnson County
- Excess Moisture/Precipitation/Rain $2,315,676 indemnity · 8 years
- Drought $933,661 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $208,580 indemnity · 4 years
- Hail $105,195 indemnity · 4 years
- Insects $26,702 indemnity · 1 years
- Wind/Excess Wind $6,627 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.30Low end of the filed band
- 1.98Middle of the filed band
- 2.36High end of the filed band
- 2018Worst year filed (2.58)
- 10Years filed
- $699,481Premium filed
- $1,349,488Indemnity paid
- $3,825,698Liability insured
- 51,692Quantity planted
- 0Quantity lost
- 481Policies
- 481Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Johnson County
- ARPI/SCO/STAX Crops Only $1,349,488 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Johnson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.