Crop-loss band · Texas
Jones County, Texas — crop-loss band
- 0.93Low end of the filed band
- 1.87Middle of the filed band
- 2.42High end of the filed band
- 2022Worst year filed (2.81)
- 10Years filed
Every year the Risk Management Agency has filed for Jones County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.93 at the low end to 2.42 at the high end, with 1.87 in the middle. The worst year filed is 2022, at 2.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,765,266 | $2,574,536 | $6,882,166 | 604 | 604 | 0.93 |
| 2016 | $1,262,635 | $1,504,437 | $2,966,129 | 468 | 468 | 1.19 |
| 2017 | $2,379,948 | $3,022,176 | $6,395,505 | 788 | 788 | 1.27 |
| 2018 | $12,072,925 | $25,752,071 | $33,826,427 | 1,744 | 1,744 | 2.13 |
| 2019 | $7,177,334 | $12,463,488 | $22,174,938 | 1,056 | 1,055 | 1.74 |
| 2020 | $6,186,286 | $13,095,524 | $19,975,989 | 817 | 817 | 2.12 |
| 2021 | $4,277,341 | $8,009,539 | $11,221,345 | 928 | 927 | 1.87 |
| 2022 | $28,632,982 | $80,531,811 | $88,408,371 | 2,267 | 2,267 | 2.81 |
| 2023 | $11,931,162 | $28,922,445 | $37,842,128 | 1,409 | 1,409 | 2.42 |
| 2024 | $10,681,665 | $25,538,988 | $31,054,206 | 1,231 | 1,231 | 2.39 |
Commodities insured in Jones County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.59Low end of the filed band
- 1.91Middle of the filed band
- 2.73High end of the filed band
- 2023Worst year filed (2.77)
- 10Years filed
- $64,095,806Premium filed
- $150,458,465Indemnity paid
- $184,381,928Liability insured
- 598,361Quantity planted
- 867,044Quantity lost
- 5,218Policies
- 5,218Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Drought $117,855,559 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $16,946,071 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $5,813,305 indemnity · 8 years
- Freeze $2,061,452 indemnity · 5 years
- Hail $1,976,478 indemnity · 6 years
- Decline in Price $1,655,944 indemnity · 7 years
Wheat 10 years filed
- 1.13Low end of the filed band
- 1.61Middle of the filed band
- 2.68High end of the filed band
- 2022Worst year filed (4.33)
- 10Years filed
- $14,346,855Premium filed
- $33,625,294Indemnity paid
- $44,484,413Liability insured
- 499,644Quantity planted
- 499,858Quantity lost
- 3,561Policies
- 3,559Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Drought $23,492,119 indemnity · 10 years
- Hail $5,932,919 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,677,589 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $763,901 indemnity · 3 years
- Decline in Price $656,367 indemnity · 7 years
- Hot Wind $460,146 indemnity · 4 years
Annual Forage 7 years filed
- 0.66Low end of the filed band
- 1.48Middle of the filed band
- 2.55High end of the filed band
- 2020Worst year filed (2.55)
- 7Years filed
- $5,274,365Premium filed
- $10,521,386Indemnity paid
- $20,406,753Liability insured
- 84,726Quantity planted
- 0Quantity lost
- 591Policies
- 591Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Jones County
- ARPI/SCO/STAX Crops Only $10,521,386 indemnity · 7 years
Barley 10 years filed
- 1.21Low end of the filed band
- 2.05Middle of the filed band
- 3.24High end of the filed band
- 2021Worst year filed (4.50)
- 10Years filed
- $1,029,256Premium filed
- $2,945,001Indemnity paid
- $2,663,042Liability insured
- 17,155Quantity planted
- 17,155Quantity lost
- 32Policies
- 32Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Drought $1,310,927 indemnity · 8 years
- Cold Winter $693,755 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $489,239 indemnity · 4 years
- Hail $265,128 indemnity · 3 years
- Wildlife $183,572 indemnity · 2 years
- Heat $2,379 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.43Low end of the filed band
- 1.57Middle of the filed band
- 1.85High end of the filed band
- 2019Worst year filed (2.58)
- 10Years filed
- $1,707,332Premium filed
- $2,598,515Indemnity paid
- $7,029,390Liability insured
- 159,052Quantity planted
- 0Quantity lost
- 1,524Policies
- 1,524Policies with a loss
- 1.52Loss ratio, whole span
Causes that carried the indemnity in Jones County
- ARPI/SCO/STAX Crops Only $2,598,515 indemnity · 10 years
Sesame 8 years filed
- 1.48Low end of the filed band
- 1.67Middle of the filed band
- 2.10High end of the filed band
- 2015Worst year filed (2.10)
- 8Years filed
- $418,023Premium filed
- $707,533Indemnity paid
- $1,006,276Liability insured
- 12,033Quantity planted
- 12,033Quantity lost
- 148Policies
- 148Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Drought $473,875 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $185,560 indemnity · 5 years
- Hail $25,488 indemnity · 1 years
- Wildlife $14,594 indemnity · 2 years
- Freeze $4,468 indemnity · 1 years
- Wind/Excess Wind $3,258 indemnity · 1 years
Grain Sorghum 10 years filed
- 0.85Low end of the filed band
- 1.20Middle of the filed band
- 1.43High end of the filed band
- 2022Worst year filed (1.61)
- 10Years filed
- $495,907Premium filed
- $558,821Indemnity paid
- $775,402Liability insured
- 16,278Quantity planted
- 16,366Quantity lost
- 238Policies
- 238Policies with a loss
- 1.13Loss ratio, whole span
Causes that carried the indemnity in Jones County
- Drought $311,911 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $125,338 indemnity · 6 years
- Wildlife $66,496 indemnity · 6 years
- Hail $28,390 indemnity · 1 years
- Wind/Excess Wind $9,701 indemnity · 2 years
- Decline in Price $9,161 indemnity · 3 years
Every county-crop the agency files in Texas → Buy the Jones County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.