Crop-loss band · Texas
Karnes County, Texas — crop-loss band
- 1.36Low end of the filed band
- 1.71Middle of the filed band
- 1.97High end of the filed band
- 2022Worst year filed (2.97)
- 10Years filed
Every year the Risk Management Agency has filed for Karnes County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.36 at the low end to 1.97 at the high end, with 1.71 in the middle. The worst year filed is 2022, at 2.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $106,410 | $185,665 | $448,457 | 89 | 89 | 1.74 |
| 2016 | $84,682 | $147,127 | $396,158 | 65 | 65 | 1.74 |
| 2017 | $144,595 | $233,547 | $643,204 | 110 | 110 | 1.62 |
| 2018 | $608,480 | $837,995 | $2,413,394 | 146 | 146 | 1.38 |
| 2019 | $263,664 | $520,104 | $1,129,586 | 192 | 192 | 1.97 |
| 2020 | $301,508 | $473,890 | $1,177,752 | 129 | 129 | 1.57 |
| 2021 | $225,727 | $386,723 | $993,346 | 148 | 148 | 1.71 |
| 2022 | $1,581,524 | $4,703,110 | $7,390,618 | 379 | 379 | 2.97 |
| 2023 | $643,417 | $1,142,007 | $2,402,631 | 265 | 265 | 1.77 |
| 2024 | $1,163,309 | $1,583,288 | $5,152,738 | 254 | 254 | 1.36 |
Commodities insured in Karnes County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.98Low end of the filed band
- 1.86Middle of the filed band
- 2.55High end of the filed band
- 2022Worst year filed (2.67)
- 10Years filed
- $1,999,889Premium filed
- $4,109,078Indemnity paid
- $9,099,162Liability insured
- 187,068Quantity planted
- 0Quantity lost
- 1,606Policies
- 1,606Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Karnes County
- ARPI/SCO/STAX Crops Only $4,109,078 indemnity · 10 years
Corn 7 years filed
- 0.15Low end of the filed band
- 1.34Middle of the filed band
- 3.52High end of the filed band
- 2022Worst year filed (3.52)
- 7Years filed
- $1,812,571Premium filed
- $3,749,485Indemnity paid
- $8,307,111Liability insured
- 28,134Quantity planted
- 27,825Quantity lost
- 95Policies
- 95Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Karnes County
- Drought $1,523,446 indemnity · 4 years
- Heat $1,393,134 indemnity · 2 years
- Decline in Price $653,017 indemnity · 3 years
- Wildlife $92,192 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $61,284 indemnity · 4 years
- Wind/Excess Wind $17,801 indemnity · 1 years
Cotton 5 years filed
- 1.37Low end of the filed band
- 1.50Middle of the filed band
- 2.59High end of the filed band
- 2017Worst year filed (2.59)
- 5Years filed
- $869,478Premium filed
- $1,621,367Indemnity paid
- $2,807,733Liability insured
- 7,259Quantity planted
- 7,259Quantity lost
- 29Policies
- 29Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Karnes County
- Drought $1,179,075 indemnity · 4 years
- Decline in Price $246,923 indemnity · 1 years
- Heat $124,418 indemnity · 2 years
- Hurricane/Tropical Depression $36,966 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $33,986 indemnity · 2 years
Grain Sorghum 7 years filed
- 0.26Low end of the filed band
- 2.11Middle of the filed band
- 3.14High end of the filed band
- 2022Worst year filed (3.14)
- 7Years filed
- $441,378Premium filed
- $733,526Indemnity paid
- $1,933,878Liability insured
- 9,817Quantity planted
- 9,810Quantity lost
- 47Policies
- 47Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Karnes County
- Drought $634,460 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $64,959 indemnity · 2 years
- Decline in Price $17,966 indemnity · 1 years
- Wildlife $10,551 indemnity · 2 years
- Heat $5,591 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Karnes County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.