Crop-loss band · Texas
Kaufman County, Texas — crop-loss band
- 1.39Low end of the filed band
- 1.85Middle of the filed band
- 2.96High end of the filed band
- 2022Worst year filed (3.93)
- 10Years filed
Every year the Risk Management Agency has filed for Kaufman County is in the series below, from 2018 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.39 at the low end to 2.96 at the high end, with 1.85 in the middle. The worst year filed is 2022, at 3.93. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $670,683 | $1,198,410 | $1,889,018 | 35 | 35 | 1.79 |
| 2016 | $556,958 | $1,029,601 | $1,929,790 | 38 | 38 | 1.85 |
| 2017 | $235,046 | $327,296 | $1,015,582 | 36 | 36 | 1.39 |
| 2018 | $442,980 | $1,107,897 | $2,474,028 | 35 | 35 | 2.50 |
| 2019 | $1,211,810 | $2,768,088 | $4,057,506 | 68 | 68 | 2.28 |
| 2020 | $548,578 | $962,415 | $1,842,293 | 48 | 48 | 1.75 |
| 2021 | $677,816 | $1,347,087 | $3,093,483 | 50 | 50 | 1.99 |
| 2022 | $1,177,135 | $4,621,890 | $6,615,172 | 93 | 93 | 3.93 |
| 2023 | $1,169,153 | $1,890,622 | $4,436,082 | 97 | 97 | 1.62 |
| 2024 | $1,135,697 | $3,361,058 | $4,244,856 | 68 | 68 | 2.96 |
Commodities insured in Kaufman County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 7 years filed
- 2.24Low end of the filed band
- 4.17Middle of the filed band
- 6.64High end of the filed band
- 2022Worst year filed (6.64)
- 7Years filed
- $1,425,181Premium filed
- $6,588,891Indemnity paid
- $8,344,188Liability insured
- 18,926Quantity planted
- 30,395Quantity lost
- 54Policies
- 54Policies with a loss
- 4.62Loss ratio, whole span
Causes that carried the indemnity in Kaufman County
- Drought $3,622,870 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,587,794 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $1,269,772 indemnity · 5 years
- Freeze $86,334 indemnity · 1 years
- Flood $17,876 indemnity · 1 years
- Decline in Price $4,245 indemnity · 1 years
Corn 10 years filed
- 0.14Low end of the filed band
- 1.84Middle of the filed band
- 2.31High end of the filed band
- 2019Worst year filed (2.58)
- 10Years filed
- $2,158,948Premium filed
- $4,051,712Indemnity paid
- $7,646,730Liability insured
- 38,646Quantity planted
- 32,806Quantity lost
- 54Policies
- 54Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Kaufman County
- Excess Moisture/Precipitation/Rain $3,375,034 indemnity · 7 years
- Drought $484,532 indemnity · 3 years
- Decline in Price $70,710 indemnity · 1 years
- Wildlife $63,019 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $43,057 indemnity · 2 years
- Cold Winter $15,360 indemnity · 1 years
Wheat 9 years filed
- 1.14Low end of the filed band
- 1.56Middle of the filed band
- 2.68High end of the filed band
- 2024Worst year filed (2.68)
- 9Years filed
- $1,896,487Premium filed
- $3,062,762Indemnity paid
- $4,337,480Liability insured
- 45,542Quantity planted
- 45,665Quantity lost
- 69Policies
- 69Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Kaufman County
- Excess Moisture/Precipitation/Rain $1,604,374 indemnity · 8 years
- Hail $663,802 indemnity · 2 years
- Drought $539,870 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $123,508 indemnity · 2 years
- Flood $72,765 indemnity · 1 years
- Wind/Excess Wind $39,159 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.62Low end of the filed band
- 1.85Middle of the filed band
- 2.20High end of the filed band
- 2018Worst year filed (2.73)
- 10Years filed
- $1,333,983Premium filed
- $2,532,619Indemnity paid
- $7,017,214Liability insured
- 101,720Quantity planted
- 0Quantity lost
- 321Policies
- 321Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Kaufman County
- ARPI/SCO/STAX Crops Only $2,532,619 indemnity · 10 years
Soybeans 9 years filed
- 1.66Low end of the filed band
- 3.02Middle of the filed band
- 3.94High end of the filed band
- 2023Worst year filed (3.94)
- 9Years filed
- $549,896Premium filed
- $1,592,242Indemnity paid
- $2,520,043Liability insured
- 17,024Quantity planted
- 16,897Quantity lost
- 35Policies
- 35Policies with a loss
- 2.90Loss ratio, whole span
Causes that carried the indemnity in Kaufman County
- Drought $1,041,935 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $495,401 indemnity · 6 years
- Heat $54,906 indemnity · 1 years
All Other Crops 8 years filed
- 0.95Low end of the filed band
- 1.69Middle of the filed band
- 2.14High end of the filed band
- 2017Worst year filed (2.14)
- 8Years filed
- $461,361Premium filed
- $786,138Indemnity paid
- $1,732,155Liability insured
- 5,282Quantity planted
- 263Quantity lost
- 35Policies
- 35Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Kaufman County
- ARPI/SCO/STAX/MP Crops Only $248,997 indemnity · 7 years
- Freeze $212,271 indemnity · 3 years
- Insufficient Chilling Hours $160,586 indemnity · 3 years
- Wind/Excess Wind $76,285 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $64,730 indemnity · 2 years
- Heat $23,269 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Kaufman County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.