Crop-loss band · Texas
Knox County, Texas — crop-loss band
- 1.16Low end of the filed band
- 1.96Middle of the filed band
- 2.53High end of the filed band
- 2022Worst year filed (3.06)
- 10Years filed
Every year the Risk Management Agency has filed for Knox County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.16 at the low end to 2.53 at the high end, with 1.96 in the middle. The worst year filed is 2022, at 3.06. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,330,855 | $6,842,398 | $12,705,393 | 584 | 584 | 2.05 |
| 2016 | $1,177,874 | $1,365,318 | $4,012,631 | 227 | 227 | 1.16 |
| 2017 | $1,151,613 | $2,149,512 | $4,668,026 | 263 | 263 | 1.87 |
| 2018 | $4,459,223 | $11,270,651 | $16,928,865 | 624 | 624 | 2.53 |
| 2019 | $1,574,104 | $3,233,099 | $6,584,519 | 349 | 349 | 2.05 |
| 2020 | $1,284,813 | $2,397,625 | $5,860,158 | 280 | 280 | 1.87 |
| 2021 | $2,383,840 | $4,788,356 | $9,498,631 | 439 | 438 | 2.01 |
| 2022 | $10,695,347 | $32,770,912 | $38,305,656 | 884 | 883 | 3.06 |
| 2023 | $2,607,368 | $5,100,312 | $11,529,038 | 394 | 394 | 1.96 |
| 2024 | $1,644,684 | $3,231,386 | $6,868,270 | 266 | 266 | 1.96 |
Commodities insured in Knox County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.12Low end of the filed band
- 1.82Middle of the filed band
- 2.53High end of the filed band
- 2022Worst year filed (3.64)
- 10Years filed
- $14,127,999Premium filed
- $35,790,722Indemnity paid
- $45,359,666Liability insured
- 459,919Quantity planted
- 462,845Quantity lost
- 1,806Policies
- 1,804Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Knox County
- Drought $23,330,729 indemnity · 10 years
- Hail $7,134,664 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,954,803 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $1,277,292 indemnity · 3 years
- Hot Wind $773,955 indemnity · 7 years
- Wind/Excess Wind $647,503 indemnity · 9 years
Cotton 10 years filed
- 1.34Low end of the filed band
- 2.49Middle of the filed band
- 2.93High end of the filed band
- 2022Worst year filed (3.51)
- 10Years filed
- $7,987,975Premium filed
- $22,481,380Indemnity paid
- $37,048,308Liability insured
- 88,009Quantity planted
- 124,250Quantity lost
- 1,038Policies
- 1,038Policies with a loss
- 2.81Loss ratio, whole span
Causes that carried the indemnity in Knox County
- Drought $6,630,457 indemnity · 10 years
- Hot Wind $4,091,543 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $4,080,274 indemnity · 8 years
- Heat $3,225,217 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,647,624 indemnity · 10 years
- Freeze $863,679 indemnity · 4 years
Annual Forage 9 years filed
- 0.62Low end of the filed band
- 1.41Middle of the filed band
- 2.49High end of the filed band
- 2024Worst year filed (2.49)
- 9Years filed
- $4,611,925Premium filed
- $8,807,648Indemnity paid
- $19,289,324Liability insured
- 95,883Quantity planted
- 0Quantity lost
- 351Policies
- 351Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Knox County
- ARPI/SCO/STAX Crops Only $8,807,648 indemnity · 9 years
Pasture,Rangeland,Forage 10 years filed
- 0.79Low end of the filed band
- 1.23Middle of the filed band
- 2.43High end of the filed band
- 2024Worst year filed (2.72)
- 10Years filed
- $3,581,822Premium filed
- $6,069,819Indemnity paid
- $15,263,888Liability insured
- 603,601Quantity planted
- 0Quantity lost
- 1,115Policies
- 1,115Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Knox County
- ARPI/SCO/STAX Crops Only $6,069,819 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Knox County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.