Crop-loss band · Texas
Lamar County, Texas — crop-loss band
- 1.70Low end of the filed band
- 2.24Middle of the filed band
- 2.50High end of the filed band
- 2024Worst year filed (2.55)
- 10Years filed
Every year the Risk Management Agency has filed for Lamar County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.70 at the low end to 2.50 at the high end, with 2.24 in the middle. The worst year filed is 2024, at 2.55. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,696,169 | $6,035,028 | $10,400,404 | 352 | 351 | 2.24 |
| 2016 | $2,538,994 | $4,326,696 | $9,368,559 | 319 | 316 | 1.70 |
| 2017 | $350,924 | $708,409 | $1,368,616 | 106 | 106 | 2.02 |
| 2018 | $958,887 | $2,346,334 | $5,376,004 | 184 | 184 | 2.45 |
| 2019 | $1,802,439 | $3,582,065 | $6,916,764 | 225 | 225 | 1.99 |
| 2020 | $2,315,212 | $5,239,143 | $8,357,331 | 239 | 238 | 2.26 |
| 2021 | $1,622,427 | $3,879,282 | $6,520,905 | 154 | 152 | 2.39 |
| 2022 | $1,736,990 | $4,345,666 | $8,027,134 | 213 | 213 | 2.50 |
| 2023 | $2,308,791 | $4,032,950 | $8,696,336 | 235 | 235 | 1.75 |
| 2024 | $3,278,415 | $8,358,493 | $12,704,237 | 308 | 306 | 2.55 |
Commodities insured in Lamar County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.94Low end of the filed band
- 1.77Middle of the filed band
- 2.30High end of the filed band
- 2017Worst year filed (2.88)
- 10Years filed
- $8,214,362Premium filed
- $14,667,290Indemnity paid
- $30,832,319Liability insured
- 115,808Quantity planted
- 113,048Quantity lost
- 530Policies
- 526Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Lamar County
- Excess Moisture/Precipitation/Rain $9,036,243 indemnity · 10 years
- Drought $2,159,121 indemnity · 7 years
- Hail $825,085 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $738,371 indemnity · 8 years
- Flood $457,637 indemnity · 2 years
- Cold Wet Weather $412,396 indemnity · 2 years
Wheat 10 years filed
- 1.65Low end of the filed band
- 1.96Middle of the filed band
- 2.43High end of the filed band
- 2024Worst year filed (2.81)
- 10Years filed
- $6,464,804Premium filed
- $14,043,574Indemnity paid
- $23,241,065Liability insured
- 130,390Quantity planted
- 130,372Quantity lost
- 675Policies
- 673Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Lamar County
- Excess Moisture/Precipitation/Rain $10,373,978 indemnity · 10 years
- Hail $2,321,373 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $602,586 indemnity · 7 years
- Flood $277,613 indemnity · 3 years
- Drought $207,136 indemnity · 5 years
- Frost $133,121 indemnity · 1 years
Soybeans 10 years filed
- 1.77Low end of the filed band
- 2.63Middle of the filed band
- 3.67High end of the filed band
- 2022Worst year filed (4.21)
- 10Years filed
- $2,097,020Premium filed
- $6,794,432Indemnity paid
- $11,315,281Liability insured
- 62,870Quantity planted
- 62,520Quantity lost
- 470Policies
- 468Policies with a loss
- 3.24Loss ratio, whole span
Causes that carried the indemnity in Lamar County
- Drought $3,019,077 indemnity · 10 years
- Heat $1,622,267 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,406,795 indemnity · 10 years
- Decline in Price $373,834 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $164,243 indemnity · 6 years
- Wildlife $65,929 indemnity · 5 years
Cotton 9 years filed
- 1.23Low end of the filed band
- 2.53Middle of the filed band
- 4.42High end of the filed band
- 2016Worst year filed (4.42)
- 9Years filed
- $1,529,085Premium filed
- $4,476,934Indemnity paid
- $6,509,324Liability insured
- 22,230Quantity planted
- 24,167Quantity lost
- 135Policies
- 134Policies with a loss
- 2.93Loss ratio, whole span
Causes that carried the indemnity in Lamar County
- Excess Moisture/Precipitation/Rain $2,616,055 indemnity · 9 years
- Drought $910,231 indemnity · 6 years
- Heat $505,648 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $259,716 indemnity · 5 years
- Decline in Price $126,067 indemnity · 3 years
- Cold Wet Weather $47,599 indemnity · 1 years
Grain Sorghum 9 years filed
- 1.96Low end of the filed band
- 2.86Middle of the filed band
- 3.74High end of the filed band
- 2021Worst year filed (3.74)
- 9Years filed
- $784,518Premium filed
- $1,984,630Indemnity paid
- $3,150,469Liability insured
- 15,849Quantity planted
- 15,838Quantity lost
- 107Policies
- 107Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Lamar County
- Excess Moisture/Precipitation/Rain $992,337 indemnity · 8 years
- Drought $436,587 indemnity · 5 years
- Heat $268,432 indemnity · 2 years
- Decline in Price $130,915 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $93,235 indemnity · 1 years
- Wildlife $31,687 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.92Low end of the filed band
- 1.59Middle of the filed band
- 1.88High end of the filed band
- 2024Worst year filed (2.31)
- 10Years filed
- $519,459Premium filed
- $887,206Indemnity paid
- $2,687,832Liability insured
- 46,640Quantity planted
- 0Quantity lost
- 418Policies
- 418Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Lamar County
- ARPI/SCO/STAX Crops Only $887,206 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Lamar County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.