Crop-loss band · Texas
Lamb County, Texas — crop-loss band
- 1.87Low end of the filed band
- 2.62Middle of the filed band
- 2.91High end of the filed band
- 2016Worst year filed (4.56)
- 10Years filed
Every year the Risk Management Agency has filed for Lamb County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.87 at the low end to 2.91 at the high end, with 2.62 in the middle. The worst year filed is 2016, at 4.56. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,428,400 | $8,049,134 | $15,054,256 | 911 | 909 | 2.35 |
| 2016 | $4,545,131 | $20,734,426 | $27,921,422 | 1,065 | 1,064 | 4.56 |
| 2017 | $8,705,655 | $24,430,918 | $35,930,374 | 1,360 | 1,359 | 2.81 |
| 2018 | $14,779,259 | $43,005,856 | $53,428,296 | 1,842 | 1,841 | 2.91 |
| 2019 | $13,169,133 | $33,823,875 | $51,558,831 | 1,707 | 1,706 | 2.57 |
| 2020 | $15,717,491 | $45,380,947 | $58,379,519 | 1,846 | 1,845 | 2.89 |
| 2021 | $15,894,784 | $42,311,998 | $52,122,838 | 1,613 | 1,611 | 2.66 |
| 2022 | $47,939,569 | $125,465,959 | $145,025,560 | 3,283 | 3,283 | 2.62 |
| 2023 | $41,537,513 | $86,211,152 | $122,026,267 | 3,536 | 3,536 | 2.08 |
| 2024 | $31,682,081 | $59,241,389 | $88,170,619 | 2,908 | 2,908 | 1.87 |
Commodities insured in Lamb County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.82Low end of the filed band
- 2.52Middle of the filed band
- 2.92High end of the filed band
- 2016Worst year filed (4.06)
- 10Years filed
- $152,331,414Premium filed
- $365,605,635Indemnity paid
- $435,287,163Liability insured
- 1,156,716Quantity planted
- 1,499,138Quantity lost
- 12,189Policies
- 12,186Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Lamb County
- Drought $85,178,403 indemnity · 10 years
- Hot Wind $72,859,502 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $54,691,117 indemnity · 9 years
- Hail $39,242,746 indemnity · 10 years
- Wind/Excess Wind $36,846,644 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $34,171,598 indemnity · 8 years
Annual Forage 10 years filed
- 0.64Low end of the filed band
- 1.66Middle of the filed band
- 2.31High end of the filed band
- 2022Worst year filed (2.36)
- 10Years filed
- $30,995,964Premium filed
- $56,759,653Indemnity paid
- $102,797,695Liability insured
- 427,183Quantity planted
- 0Quantity lost
- 2,963Policies
- 2,963Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Lamb County
- ARPI/SCO/STAX Crops Only $56,759,653 indemnity · 10 years
Corn 10 years filed
- 5.04Low end of the filed band
- 7.16Middle of the filed band
- 10.10High end of the filed band
- 2018Worst year filed (10.84)
- 10Years filed
- $5,987,705Premium filed
- $44,801,677Indemnity paid
- $78,547,354Liability insured
- 125,434Quantity planted
- 125,454Quantity lost
- 1,637Policies
- 1,637Policies with a loss
- 7.48Loss ratio, whole span
Causes that carried the indemnity in Lamb County
- Heat $17,869,013 indemnity · 10 years
- Hot Wind $13,518,932 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,905,510 indemnity · 8 years
- Hail $2,719,585 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $2,660,508 indemnity · 5 years
- Wind/Excess Wind $2,129,944 indemnity · 10 years
Grain Sorghum 10 years filed
- 1.38Low end of the filed band
- 2.70Middle of the filed band
- 3.30High end of the filed band
- 2020Worst year filed (3.53)
- 10Years filed
- $2,749,047Premium filed
- $7,216,329Indemnity paid
- $11,548,364Liability insured
- 64,392Quantity planted
- 64,367Quantity lost
- 1,074Policies
- 1,073Policies with a loss
- 2.63Loss ratio, whole span
Causes that carried the indemnity in Lamb County
- Heat $2,902,071 indemnity · 9 years
- Hot Wind $1,436,608 indemnity · 8 years
- Drought $1,178,791 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $431,261 indemnity · 6 years
- Hail $392,332 indemnity · 6 years
- Wind/Excess Wind $359,145 indemnity · 8 years
Soybeans 5 years filed
- 3.25Low end of the filed band
- 5.15Middle of the filed band
- 8.61High end of the filed band
- 2018Worst year filed (8.61)
- 5Years filed
- $1,064,275Premium filed
- $4,660,607Indemnity paid
- $4,866,184Liability insured
- 4,501Quantity planted
- 4,501Quantity lost
- 29Policies
- 29Policies with a loss
- 4.38Loss ratio, whole span
Causes that carried the indemnity in Lamb County
- Heat $2,068,979 indemnity · 4 years
- Hot Wind $2,034,320 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $542,812 indemnity · 3 years
- Hail $14,496 indemnity · 1 years
Wheat 10 years filed
- 1.21Low end of the filed band
- 2.00Middle of the filed band
- 3.58High end of the filed band
- 2022Worst year filed (4.54)
- 10Years filed
- $1,250,158Premium filed
- $3,244,535Indemnity paid
- $4,360,892Liability insured
- 45,791Quantity planted
- 45,791Quantity lost
- 789Policies
- 784Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Lamb County
- Drought $966,077 indemnity · 10 years
- Wind/Excess Wind $708,130 indemnity · 8 years
- Hot Wind $522,007 indemnity · 10 years
- Hail $306,724 indemnity · 8 years
- Heat $301,928 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $202,563 indemnity · 7 years
Pasture,Rangeland,Forage 10 years filed
- 0.49Low end of the filed band
- 1.64Middle of the filed band
- 2.37High end of the filed band
- 2020Worst year filed (2.50)
- 10Years filed
- $1,559,800Premium filed
- $2,734,303Indemnity paid
- $5,805,008Liability insured
- 234,150Quantity planted
- 0Quantity lost
- 1,129Policies
- 1,129Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Lamb County
- ARPI/SCO/STAX Crops Only $2,734,303 indemnity · 10 years
Silage Sorghum 10 years filed
- 0.83Low end of the filed band
- 2.89Middle of the filed band
- 3.89High end of the filed band
- 2016Worst year filed (4.49)
- 10Years filed
- $688,548Premium filed
- $2,105,142Indemnity paid
- $3,839,368Liability insured
- 8,284Quantity planted
- 8,284Quantity lost
- 79Policies
- 79Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in Lamb County
- Heat $1,034,959 indemnity · 8 years
- Hot Wind $585,311 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $289,576 indemnity · 3 years
- Wind/Excess Wind $133,594 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $54,118 indemnity · 3 years
- Hail $7,584 indemnity · 1 years
Dry Beans 10 years filed
- 1.70Low end of the filed band
- 2.02Middle of the filed band
- 2.65High end of the filed band
- 2022Worst year filed (3.97)
- 10Years filed
- $772,104Premium filed
- $1,527,773Indemnity paid
- $2,565,954Liability insured
- 7,960Quantity planted
- 8,126Quantity lost
- 182Policies
- 182Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Lamb County
- Excess Moisture/Precipitation/Rain $704,467 indemnity · 7 years
- Hail $346,574 indemnity · 7 years
- Heat $236,658 indemnity · 4 years
- Hot Wind $132,508 indemnity · 6 years
- Wind/Excess Wind $72,875 indemnity · 5 years
- Failure of Irrigation Equipment $17,565 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Lamb County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.