Crop-loss band · Texas
Lavaca County, Texas — crop-loss band
- 1.30Low end of the filed band
- 2.23Middle of the filed band
- 3.03High end of the filed band
- 2017Worst year filed (3.05)
- 10Years filed
Every year the Risk Management Agency has filed for Lavaca County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.30 at the low end to 3.03 at the high end, with 2.23 in the middle. The worst year filed is 2017, at 3.05. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $208,414 | $375,203 | $703,678 | 148 | 148 | 1.80 |
| 2016 | $101,181 | $306,921 | $826,826 | 137 | 137 | 3.03 |
| 2017 | $254,408 | $775,907 | $1,758,117 | 156 | 156 | 3.05 |
| 2018 | $219,380 | $285,005 | $1,231,082 | 192 | 192 | 1.30 |
| 2019 | $308,286 | $687,903 | $1,736,880 | 291 | 291 | 2.23 |
| 2020 | $221,556 | $299,155 | $1,331,657 | 236 | 236 | 1.35 |
| 2021 | $228,066 | $401,830 | $1,285,500 | 241 | 241 | 1.76 |
| 2022 | $465,123 | $1,192,949 | $2,932,946 | 431 | 431 | 2.56 |
| 2023 | $451,437 | $1,023,496 | $2,444,393 | 465 | 465 | 2.27 |
| 2024 | $536,549 | $1,329,251 | $3,155,170 | 516 | 516 | 2.48 |
Commodities insured in Lavaca County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.09Low end of the filed band
- 1.69Middle of the filed band
- 2.38High end of the filed band
- 2023Worst year filed (2.48)
- 10Years filed
- $2,392,976Premium filed
- $4,633,656Indemnity paid
- $12,048,403Liability insured
- 215,692Quantity planted
- 0Quantity lost
- 2,743Policies
- 2,743Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Lavaca County
- ARPI/SCO/STAX Crops Only $4,633,656 indemnity · 10 years
Rice 10 years filed
- 0.56Low end of the filed band
- 4.01Middle of the filed band
- 7.84High end of the filed band
- 2015Worst year filed (15.32)
- 10Years filed
- $338,863Premium filed
- $1,489,544Indemnity paid
- $4,478,880Liability insured
- 4,051Quantity planted
- 3,626Quantity lost
- 61Policies
- 61Policies with a loss
- 4.40Loss ratio, whole span
Causes that carried the indemnity in Lavaca County
- ARPI/SCO/STAX/MP Crops Only $573,684 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $572,151 indemnity · 8 years
- Failure of Irrigation Supply $191,957 indemnity · 1 years
- Hurricane $151,752 indemnity · 1 years
Cotton 6 years filed
- 1.16Low end of the filed band
- 1.91Middle of the filed band
- 5.20High end of the filed band
- 2024Worst year filed (5.20)
- 6Years filed
- $262,561Premium filed
- $554,420Indemnity paid
- $878,966Liability insured
- 2,385Quantity planted
- 2,385Quantity lost
- 9Policies
- 9Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Lavaca County
- Drought $226,974 indemnity · 3 years
- Hurricane/Tropical Depression $183,387 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $127,728 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $11,657 indemnity · 2 years
- Hurricane $4,674 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Lavaca County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.