Crop-loss band · Texas
Limestone County, Texas — crop-loss band
- 1.75Low end of the filed band
- 2.15Middle of the filed band
- 2.65High end of the filed band
- 2018Worst year filed (2.83)
- 10Years filed
Every year the Risk Management Agency has filed for Limestone County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.75 at the low end to 2.65 at the high end, with 2.15 in the middle. The worst year filed is 2018, at 2.83. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $746,130 | $1,597,748 | $3,510,092 | 116 | 116 | 2.14 |
| 2016 | $863,349 | $2,182,357 | $4,428,041 | 157 | 155 | 2.53 |
| 2017 | $146,579 | $267,756 | $565,059 | 97 | 97 | 1.83 |
| 2018 | $908,386 | $2,570,363 | $5,654,993 | 156 | 156 | 2.83 |
| 2019 | $578,823 | $1,496,776 | $2,870,289 | 154 | 154 | 2.59 |
| 2020 | $672,015 | $1,444,637 | $2,850,963 | 195 | 195 | 2.15 |
| 2021 | $444,226 | $954,577 | $2,112,137 | 229 | 229 | 2.15 |
| 2022 | $1,181,608 | $3,061,152 | $6,455,961 | 386 | 386 | 2.59 |
| 2023 | $1,246,366 | $2,178,638 | $6,103,986 | 502 | 502 | 1.75 |
| 2024 | $1,597,128 | $4,226,558 | $7,717,806 | 329 | 329 | 2.65 |
Commodities insured in Limestone County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 9 years filed
- 2.13Low end of the filed band
- 3.41Middle of the filed band
- 7.07High end of the filed band
- 2021Worst year filed (7.07)
- 9Years filed
- $1,659,085Premium filed
- $6,001,006Indemnity paid
- $8,953,475Liability insured
- 19,147Quantity planted
- 32,621Quantity lost
- 128Policies
- 128Policies with a loss
- 3.62Loss ratio, whole span
Causes that carried the indemnity in Limestone County
- Drought $3,013,095 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $1,872,311 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,115,135 indemnity · 8 years
- Decline in Price $465 indemnity · 2 years
Corn 8 years filed
- 0.36Low end of the filed band
- 1.50Middle of the filed band
- 3.31High end of the filed band
- 2018Worst year filed (3.31)
- 8Years filed
- $2,455,456Premium filed
- $5,418,973Indemnity paid
- $13,352,832Liability insured
- 57,117Quantity planted
- 61,148Quantity lost
- 168Policies
- 166Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Limestone County
- Excess Moisture/Precipitation/Rain $3,653,527 indemnity · 6 years
- Drought $1,465,602 indemnity · 4 years
- Decline in Price $210,644 indemnity · 5 years
- Wildlife $45,261 indemnity · 3 years
- Heat $25,649 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $18,291 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.13Low end of the filed band
- 1.91Middle of the filed band
- 2.60High end of the filed band
- 2015Worst year filed (2.66)
- 10Years filed
- $2,715,310Premium filed
- $5,241,633Indemnity paid
- $13,877,009Liability insured
- 174,370Quantity planted
- 0Quantity lost
- 1,887Policies
- 1,887Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Limestone County
- ARPI/SCO/STAX Crops Only $5,241,633 indemnity · 10 years
Wheat 8 years filed
- 0.63Low end of the filed band
- 2.00Middle of the filed band
- 3.39High end of the filed band
- 2024Worst year filed (3.39)
- 8Years filed
- $947,256Premium filed
- $2,310,549Indemnity paid
- $4,595,275Liability insured
- 25,540Quantity planted
- 25,553Quantity lost
- 114Policies
- 114Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Limestone County
- Excess Moisture/Precipitation/Rain $2,125,311 indemnity · 7 years
- Hail $86,775 indemnity · 1 years
- Insects $49,523 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $20,960 indemnity · 1 years
- Drought $10,856 indemnity · 2 years
- Decline in Price $8,461 indemnity · 1 years
All Other Crops 9 years filed
- 0.27Low end of the filed band
- 1.59Middle of the filed band
- 3.90High end of the filed band
- 2024Worst year filed (3.90)
- 9Years filed
- $607,503Premium filed
- $1,008,401Indemnity paid
- $1,490,736Liability insured
- 3,041Quantity planted
- 741Quantity lost
- 24Policies
- 24Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Limestone County
- ARPI/SCO/STAX/MP Crops Only $276,243 indemnity · 3 years
- Insufficient Chilling Hours $271,380 indemnity · 3 years
- Freeze $191,558 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $168,793 indemnity · 2 years
- Drought $67,173 indemnity · 2 years
- Hail $33,254 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Limestone County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.