Crop-loss band · Texas
Milam County, Texas — crop-loss band
- 1.37Low end of the filed band
- 2.11Middle of the filed band
- 2.32High end of the filed band
- 2023Worst year filed (2.34)
- 10Years filed
Every year the Risk Management Agency has filed for Milam County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.37 at the low end to 2.32 at the high end, with 2.11 in the middle. The worst year filed is 2023, at 2.34. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,713,720 | $2,946,383 | $7,152,032 | 440 | 440 | 1.72 |
| 2016 | $2,740,260 | $5,774,506 | $13,537,353 | 681 | 681 | 2.11 |
| 2017 | $516,383 | $911,073 | $2,287,717 | 333 | 332 | 1.76 |
| 2018 | $2,610,084 | $5,695,412 | $13,667,495 | 628 | 628 | 2.18 |
| 2019 | $1,350,300 | $2,908,111 | $6,282,625 | 437 | 437 | 2.15 |
| 2020 | $1,517,911 | $2,764,868 | $7,857,140 | 585 | 584 | 1.82 |
| 2021 | $1,101,825 | $1,506,691 | $5,612,385 | 578 | 578 | 1.37 |
| 2022 | $3,755,640 | $8,705,240 | $20,975,465 | 991 | 991 | 2.32 |
| 2023 | $2,372,411 | $5,562,342 | $11,724,384 | 942 | 942 | 2.34 |
| 2024 | $1,858,901 | $4,139,763 | $9,705,303 | 702 | 702 | 2.23 |
Commodities insured in Milam County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.13Low end of the filed band
- 2.51Middle of the filed band
- 3.73High end of the filed band
- 2024Worst year filed (3.91)
- 10Years filed
- $5,085,178Premium filed
- $14,667,423Indemnity paid
- $26,848,640Liability insured
- 56,732Quantity planted
- 80,065Quantity lost
- 585Policies
- 585Policies with a loss
- 2.88Loss ratio, whole span
Causes that carried the indemnity in Milam County
- Drought $6,154,513 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $3,940,519 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $2,543,446 indemnity · 7 years
- Heat $1,778,905 indemnity · 2 years
- Hail $97,148 indemnity · 1 years
- Failure of Irrigation Supply $83,548 indemnity · 1 years
Corn 10 years filed
- 0.24Low end of the filed band
- 1.55Middle of the filed band
- 1.95High end of the filed band
- 2018Worst year filed (2.12)
- 10Years filed
- $6,308,770Premium filed
- $10,253,518Indemnity paid
- $32,990,768Liability insured
- 111,485Quantity planted
- 114,832Quantity lost
- 857Policies
- 856Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Milam County
- Drought $4,235,354 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $4,048,135 indemnity · 8 years
- Heat $723,061 indemnity · 4 years
- Decline in Price $352,714 indemnity · 8 years
- Hail $348,923 indemnity · 4 years
- Mycotoxin $165,267 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 1.26Low end of the filed band
- 1.76Middle of the filed band
- 2.72High end of the filed band
- 2015Worst year filed (3.13)
- 10Years filed
- $5,155,455Premium filed
- $9,793,962Indemnity paid
- $25,569,070Liability insured
- 423,768Quantity planted
- 0Quantity lost
- 3,915Policies
- 3,915Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Milam County
- ARPI/SCO/STAX Crops Only $9,793,962 indemnity · 10 years
Wheat 10 years filed
- 0.63Low end of the filed band
- 1.80Middle of the filed band
- 2.69High end of the filed band
- 2021Worst year filed (3.25)
- 10Years filed
- $1,644,930Premium filed
- $3,744,215Indemnity paid
- $6,418,527Liability insured
- 41,757Quantity planted
- 41,769Quantity lost
- 559Policies
- 558Policies with a loss
- 2.28Loss ratio, whole span
Causes that carried the indemnity in Milam County
- Excess Moisture/Precipitation/Rain $2,292,996 indemnity · 8 years
- Hail $421,863 indemnity · 6 years
- Drought $381,232 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $287,876 indemnity · 5 years
- Insects $157,167 indemnity · 1 years
- Heat $62,088 indemnity · 1 years
Annual Forage 10 years filed
- 0.78Low end of the filed band
- 1.93Middle of the filed band
- 2.48High end of the filed band
- 2015Worst year filed (2.55)
- 10Years filed
- $844,927Premium filed
- $1,424,125Indemnity paid
- $4,149,629Liability insured
- 17,018Quantity planted
- 0Quantity lost
- 196Policies
- 196Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Milam County
- ARPI/SCO/STAX Crops Only $1,424,125 indemnity · 10 years
Grain Sorghum 10 years filed
- 0.95Low end of the filed band
- 2.21Middle of the filed band
- 2.71High end of the filed band
- 2018Worst year filed (2.99)
- 10Years filed
- $498,175Premium filed
- $1,031,146Indemnity paid
- $2,825,265Liability insured
- 14,394Quantity planted
- 15,768Quantity lost
- 205Policies
- 205Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Milam County
- Excess Moisture/Precipitation/Rain $660,090 indemnity · 8 years
- Drought $304,532 indemnity · 5 years
- Insects $23,656 indemnity · 1 years
- Decline in Price $13,604 indemnity · 6 years
- Wildlife $12,867 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $10,066 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Milam County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.