Crop-loss band · Texas
Mitchell County, Texas — crop-loss band
- 0.70Low end of the filed band
- 1.42Middle of the filed band
- 2.42High end of the filed band
- 2018Worst year filed (2.46)
- 10Years filed
Every year the Risk Management Agency has filed for Mitchell County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.70 at the low end to 2.42 at the high end, with 1.42 in the middle. The worst year filed is 2018, at 2.46. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,066,033 | $2,826,929 | $10,649,742 | 335 | 335 | 0.70 |
| 2016 | $1,299,097 | $1,265,386 | $3,199,322 | 184 | 184 | 0.97 |
| 2017 | $2,856,486 | $3,988,684 | $7,883,676 | 327 | 327 | 1.40 |
| 2018 | $6,778,963 | $16,690,877 | $19,281,359 | 636 | 636 | 2.46 |
| 2019 | $4,252,430 | $6,053,329 | $12,270,332 | 483 | 483 | 1.42 |
| 2020 | $4,203,409 | $9,407,765 | $12,927,108 | 525 | 525 | 2.24 |
| 2021 | $2,290,674 | $2,854,184 | $7,336,032 | 253 | 253 | 1.25 |
| 2022 | $13,044,234 | $31,528,716 | $35,296,628 | 947 | 947 | 2.42 |
| 2023 | $8,734,046 | $19,056,361 | $25,819,295 | 1,042 | 1,042 | 2.18 |
| 2024 | $7,084,191 | $13,151,515 | $19,921,504 | 914 | 914 | 1.86 |
Commodities insured in Mitchell County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.66Low end of the filed band
- 1.41Middle of the filed band
- 2.47High end of the filed band
- 2018Worst year filed (2.50)
- 10Years filed
- $45,106,880Premium filed
- $91,015,356Indemnity paid
- $118,628,182Liability insured
- 415,813Quantity planted
- 592,344Quantity lost
- 3,836Policies
- 3,836Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Mitchell County
- Drought $55,513,021 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $13,226,245 indemnity · 9 years
- Wind/Excess Wind $4,845,130 indemnity · 8 years
- Heat $4,529,964 indemnity · 9 years
- Hot Wind $4,461,407 indemnity · 10 years
- Hail $3,527,160 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 0.98Low end of the filed band
- 1.66Middle of the filed band
- 2.28High end of the filed band
- 2015Worst year filed (3.36)
- 10Years filed
- $4,737,561Premium filed
- $8,210,559Indemnity paid
- $19,538,918Liability insured
- 941,317Quantity planted
- 0Quantity lost
- 1,173Policies
- 1,173Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Mitchell County
- ARPI/SCO/STAX Crops Only $8,210,559 indemnity · 10 years
Annual Forage 7 years filed
- 0.71Low end of the filed band
- 1.44Middle of the filed band
- 2.28High end of the filed band
- 2022Worst year filed (2.28)
- 7Years filed
- $3,901,339Premium filed
- $6,185,471Indemnity paid
- $14,358,186Liability insured
- 61,210Quantity planted
- 0Quantity lost
- 368Policies
- 368Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Mitchell County
- ARPI/SCO/STAX Crops Only $6,185,471 indemnity · 7 years
Wheat 10 years filed
- 0.62Low end of the filed band
- 1.44Middle of the filed band
- 2.46High end of the filed band
- 2022Worst year filed (3.11)
- 10Years filed
- $863,783Premium filed
- $1,412,360Indemnity paid
- $2,059,712Liability insured
- 30,714Quantity planted
- 30,719Quantity lost
- 269Policies
- 269Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Mitchell County
- Drought $1,002,788 indemnity · 7 years
- Hail $123,463 indemnity · 6 years
- Wind/Excess Wind $65,996 indemnity · 3 years
- Wildlife $50,867 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $42,696 indemnity · 4 years
- Decline in Price $37,606 indemnity · 5 years
Every county-crop the agency files in Texas → Buy the Mitchell County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.