Crop-loss band · Texas
Ochiltree County, Texas — crop-loss band
- 1.60Low end of the filed band
- 2.42Middle of the filed band
- 4.00High end of the filed band
- 2019Worst year filed (4.68)
- 10Years filed
Every year the Risk Management Agency has filed for Ochiltree County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.60 at the low end to 4.00 at the high end, with 2.42 in the middle. The worst year filed is 2019, at 4.68. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,419,533 | $5,930,138 | $11,426,815 | 680 | 678 | 1.73 |
| 2016 | $1,413,692 | $3,001,040 | $5,912,081 | 367 | 362 | 2.12 |
| 2017 | $1,811,082 | $7,235,364 | $18,128,338 | 406 | 404 | 4.00 |
| 2018 | $3,218,796 | $7,798,250 | $15,353,617 | 714 | 706 | 2.42 |
| 2019 | $4,346,407 | $20,324,591 | $30,638,500 | 574 | 574 | 4.68 |
| 2020 | $3,189,314 | $10,947,712 | $18,122,300 | 603 | 602 | 3.43 |
| 2021 | $3,209,413 | $6,263,239 | $14,727,865 | 528 | 523 | 1.95 |
| 2022 | $15,014,943 | $46,564,680 | $65,115,477 | 1,417 | 1,417 | 3.10 |
| 2023 | $16,744,491 | $42,301,302 | $58,737,285 | 1,295 | 1,295 | 2.53 |
| 2024 | $6,351,141 | $10,189,807 | $25,451,943 | 817 | 817 | 1.60 |
Commodities insured in Ochiltree County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.87Low end of the filed band
- 3.90Middle of the filed band
- 5.49High end of the filed band
- 2019Worst year filed (7.09)
- 10Years filed
- $15,357,342Premium filed
- $63,501,186Indemnity paid
- $79,615,060Liability insured
- 160,022Quantity planted
- 193,872Quantity lost
- 756Policies
- 755Policies with a loss
- 4.13Loss ratio, whole span
Causes that carried the indemnity in Ochiltree County
- Excess Moisture/Precipitation/Rain $23,141,969 indemnity · 10 years
- Hail $15,133,889 indemnity · 10 years
- Drought $7,027,999 indemnity · 7 years
- Wind/Excess Wind $6,157,423 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $5,123,092 indemnity · 8 years
- Cold Wet Weather $2,276,080 indemnity · 5 years
Wheat 10 years filed
- 0.81Low end of the filed band
- 1.61Middle of the filed band
- 2.45High end of the filed band
- 2022Worst year filed (3.40)
- 10Years filed
- $18,242,967Premium filed
- $40,377,483Indemnity paid
- $55,331,294Liability insured
- 418,860Quantity planted
- 417,857Quantity lost
- 2,586Policies
- 2,570Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Ochiltree County
- Drought $25,676,540 indemnity · 10 years
- Hail $8,100,787 indemnity · 10 years
- Wind/Excess Wind $2,249,351 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,285,822 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $1,025,122 indemnity · 5 years
- Decline in Price $1,011,338 indemnity · 8 years
Annual Forage 10 years filed
- 0.86Low end of the filed band
- 1.57Middle of the filed band
- 2.28High end of the filed band
- 2018Worst year filed (2.97)
- 10Years filed
- $9,631,311Premium filed
- $17,609,621Indemnity paid
- $37,186,393Liability insured
- 187,220Quantity planted
- 0Quantity lost
- 783Policies
- 783Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Ochiltree County
- ARPI/SCO/STAX Crops Only $17,609,621 indemnity · 10 years
Corn 10 years filed
- 2.14Low end of the filed band
- 5.45Middle of the filed band
- 8.62High end of the filed band
- 2015Worst year filed (19.43)
- 10Years filed
- $2,609,010Premium filed
- $15,540,356Indemnity paid
- $40,273,705Liability insured
- 54,382Quantity planted
- 54,238Quantity lost
- 202Policies
- 202Policies with a loss
- 5.96Loss ratio, whole span
Causes that carried the indemnity in Ochiltree County
- Mycotoxin $4,486,417 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $3,602,055 indemnity · 8 years
- Hail $3,445,454 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,428,891 indemnity · 4 years
- Heat $1,012,733 indemnity · 7 years
- Decline in Price $735,770 indemnity · 6 years
Grain Sorghum 10 years filed
- 1.08Low end of the filed band
- 1.60Middle of the filed band
- 2.37High end of the filed band
- 2022Worst year filed (2.37)
- 10Years filed
- $7,570,284Premium filed
- $14,127,371Indemnity paid
- $27,597,021Liability insured
- 140,743Quantity planted
- 141,857Quantity lost
- 1,013Policies
- 1,007Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Ochiltree County
- Drought $9,099,736 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,976,325 indemnity · 10 years
- Heat $925,785 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $873,320 indemnity · 5 years
- Hot Wind $732,695 indemnity · 8 years
- Wind/Excess Wind $187,806 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 0.90Low end of the filed band
- 1.55Middle of the filed band
- 2.08High end of the filed band
- 2018Worst year filed (2.21)
- 10Years filed
- $5,043,440Premium filed
- $8,119,377Indemnity paid
- $21,189,434Liability insured
- 604,531Quantity planted
- 0Quantity lost
- 2,015Policies
- 2,015Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Ochiltree County
- ARPI/SCO/STAX Crops Only $8,119,377 indemnity · 10 years
Soybeans 9 years filed
- 2.86Low end of the filed band
- 4.54Middle of the filed band
- 7.42High end of the filed band
- 2020Worst year filed (7.42)
- 9Years filed
- $264,457Premium filed
- $1,280,729Indemnity paid
- $2,421,313Liability insured
- 5,962Quantity planted
- 6,347Quantity lost
- 46Policies
- 46Policies with a loss
- 4.84Loss ratio, whole span
Causes that carried the indemnity in Ochiltree County
- Heat $398,940 indemnity · 5 years
- Hot Wind $332,672 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $207,084 indemnity · 4 years
- Hail $194,916 indemnity · 6 years
- Wind/Excess Wind $89,967 indemnity · 3 years
- Freeze $40,756 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Ochiltree County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.