Crop-loss band · Texas
Oldham County, Texas — crop-loss band
- 1.17Low end of the filed band
- 1.58Middle of the filed band
- 2.29High end of the filed band
- 2018Worst year filed (2.40)
- 10Years filed
Every year the Risk Management Agency has filed for Oldham County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.17 at the low end to 2.29 at the high end, with 1.58 in the middle. The worst year filed is 2018, at 2.40. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $344,788 | $402,831 | $707,682 | 55 | 55 | 1.17 |
| 2016 | $507,971 | $631,240 | $1,699,946 | 54 | 54 | 1.24 |
| 2017 | $865,979 | $1,670,460 | $2,954,536 | 97 | 97 | 1.93 |
| 2018 | $3,007,155 | $7,222,372 | $10,778,620 | 292 | 292 | 2.40 |
| 2019 | $701,952 | $924,147 | $2,396,658 | 85 | 85 | 1.32 |
| 2020 | $2,273,925 | $3,875,263 | $7,640,956 | 220 | 220 | 1.70 |
| 2021 | $2,454,783 | $4,111,167 | $7,572,555 | 212 | 212 | 1.67 |
| 2022 | $7,198,126 | $16,501,511 | $21,271,492 | 545 | 545 | 2.29 |
| 2023 | $6,933,915 | $10,962,373 | $21,097,062 | 610 | 610 | 1.58 |
| 2024 | $4,730,109 | $6,251,027 | $14,278,926 | 501 | 501 | 1.32 |
Commodities insured in Oldham County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 9 years filed
- 0.92Low end of the filed band
- 1.63Middle of the filed band
- 2.74High end of the filed band
- 2017Worst year filed (2.74)
- 9Years filed
- $11,889,986Premium filed
- $21,447,948Indemnity paid
- $48,844,093Liability insured
- 2,195,174Quantity planted
- 0Quantity lost
- 864Policies
- 864Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Oldham County
- ARPI/SCO/STAX/MP Crops Only $21,447,948 indemnity · 9 years
Wheat 10 years filed
- 0.40Low end of the filed band
- 1.38Middle of the filed band
- 1.92High end of the filed band
- 2022Worst year filed (3.16)
- 10Years filed
- $6,610,912Premium filed
- $12,230,315Indemnity paid
- $14,587,420Liability insured
- 153,910Quantity planted
- 153,918Quantity lost
- 783Policies
- 783Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Oldham County
- Drought $9,357,337 indemnity · 10 years
- Wind/Excess Wind $1,272,868 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $694,524 indemnity · 4 years
- Heat $251,590 indemnity · 1 years
- Freeze $231,989 indemnity · 5 years
- Hail $200,240 indemnity · 6 years
Cotton 9 years filed
- 0.71Low end of the filed band
- 1.88Middle of the filed band
- 3.14High end of the filed band
- 2018Worst year filed (3.14)
- 9Years filed
- $4,730,219Premium filed
- $8,629,050Indemnity paid
- $9,682,297Liability insured
- 33,681Quantity planted
- 50,324Quantity lost
- 192Policies
- 192Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Oldham County
- Drought $6,722,636 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $885,910 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $493,357 indemnity · 3 years
- Hot Wind $183,496 indemnity · 2 years
- Hail $166,745 indemnity · 4 years
- Wind/Excess Wind $79,902 indemnity · 3 years
Annual Forage 7 years filed
- 0.80Low end of the filed band
- 1.76Middle of the filed band
- 2.53High end of the filed band
- 2022Worst year filed (2.53)
- 7Years filed
- $3,355,354Premium filed
- $6,572,295Indemnity paid
- $12,326,585Liability insured
- 64,980Quantity planted
- 0Quantity lost
- 481Policies
- 481Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Oldham County
- ARPI/SCO/STAX/MP Crops Only $6,572,295 indemnity · 7 years
Grain Sorghum 10 years filed
- 0.72Low end of the filed band
- 1.23Middle of the filed band
- 1.80High end of the filed band
- 2020Worst year filed (1.91)
- 10Years filed
- $2,432,232Premium filed
- $3,672,783Indemnity paid
- $4,958,038Liability insured
- 48,927Quantity planted
- 48,928Quantity lost
- 351Policies
- 351Policies with a loss
- 1.51Loss ratio, whole span
Causes that carried the indemnity in Oldham County
- Drought $2,706,709 indemnity · 10 years
- Hot Wind $300,673 indemnity · 7 years
- Heat $249,871 indemnity · 5 years
- Hail $135,677 indemnity · 4 years
- Wind/Excess Wind $129,372 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $102,256 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Oldham County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.