Crop-loss band · Texas
Potter County, Texas — crop-loss band
- 0.93Low end of the filed band
- 1.65Middle of the filed band
- 2.31High end of the filed band
- 2016Worst year filed (2.32)
- 10Years filed
Every year the Risk Management Agency has filed for Potter County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.93 at the low end to 2.31 at the high end, with 1.65 in the middle. The worst year filed is 2016, at 2.32. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $123,838 | $115,756 | $214,686 | 28 | 28 | 0.93 |
| 2016 | $404,655 | $940,572 | $2,379,954 | 42 | 42 | 2.32 |
| 2017 | $495,684 | $1,071,650 | $2,361,183 | 33 | 33 | 2.16 |
| 2018 | $1,696,475 | $3,883,401 | $7,950,165 | 122 | 122 | 2.29 |
| 2019 | $167,725 | $277,453 | $644,513 | 20 | 20 | 1.65 |
| 2020 | $1,151,205 | $1,761,274 | $5,206,722 | 98 | 98 | 1.53 |
| 2021 | $1,557,283 | $2,533,642 | $6,362,498 | 148 | 148 | 1.63 |
| 2022 | $2,209,259 | $5,108,713 | $8,482,775 | 219 | 219 | 2.31 |
| 2023 | $2,096,263 | $4,021,560 | $7,861,637 | 243 | 243 | 1.92 |
| 2024 | $1,255,943 | $1,497,945 | $5,919,863 | 144 | 144 | 1.19 |
Commodities insured in Potter County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.71Low end of the filed band
- 1.76Middle of the filed band
- 2.27High end of the filed band
- 2016Worst year filed (2.48)
- 10Years filed
- $8,975,596Premium filed
- $16,656,680Indemnity paid
- $40,776,682Liability insured
- 1,723,058Quantity planted
- 0Quantity lost
- 686Policies
- 686Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Potter County
- ARPI/SCO/STAX Crops Only $16,656,680 indemnity · 10 years
Wheat 10 years filed
- 0.77Low end of the filed band
- 1.35Middle of the filed band
- 2.44High end of the filed band
- 2022Worst year filed (3.79)
- 10Years filed
- $1,322,270Premium filed
- $2,977,132Indemnity paid
- $3,294,086Liability insured
- 37,570Quantity planted
- 37,577Quantity lost
- 273Policies
- 273Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Potter County
- Drought $2,435,872 indemnity · 10 years
- Hail $155,837 indemnity · 7 years
- Wind/Excess Wind $111,688 indemnity · 6 years
- Heat $94,047 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $88,153 indemnity · 4 years
- Hot Wind $26,602 indemnity · 1 years
Annual Forage 5 years filed
- 1.38Low end of the filed band
- 1.70Middle of the filed band
- 2.45High end of the filed band
- 2022Worst year filed (2.45)
- 5Years filed
- $860,464Premium filed
- $1,578,154Indemnity paid
- $3,313,228Liability insured
- 16,074Quantity planted
- 0Quantity lost
- 138Policies
- 138Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Potter County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,578,154 indemnity · 5 years
Every county-crop the agency files in Texas → Buy the Potter County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.