Crop-loss band · Texas
Red River County, Texas — crop-loss band
- 1.61Low end of the filed band
- 1.99Middle of the filed band
- 2.90High end of the filed band
- 2022Worst year filed (3.40)
- 10Years filed
Every year the Risk Management Agency has filed for Red River County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.61 at the low end to 2.90 at the high end, with 1.99 in the middle. The worst year filed is 2022, at 3.40. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,332,962 | $2,197,073 | $4,106,646 | 80 | 80 | 1.65 |
| 2016 | $1,667,261 | $3,182,042 | $4,593,276 | 92 | 92 | 1.91 |
| 2017 | $1,001,359 | $2,031,388 | $2,989,790 | 80 | 80 | 2.03 |
| 2018 | $2,827,372 | $4,546,036 | $12,824,395 | 79 | 79 | 1.61 |
| 2019 | $2,681,198 | $7,122,014 | $10,301,934 | 86 | 86 | 2.66 |
| 2020 | $2,110,803 | $4,847,316 | $6,997,347 | 91 | 91 | 2.30 |
| 2021 | $1,440,392 | $4,176,606 | $6,107,599 | 89 | 88 | 2.90 |
| 2022 | $2,465,486 | $8,380,732 | $10,496,907 | 113 | 113 | 3.40 |
| 2023 | $2,443,770 | $4,855,747 | $9,569,843 | 104 | 104 | 1.99 |
| 2024 | $3,115,376 | $5,753,916 | $8,773,033 | 138 | 138 | 1.85 |
Commodities insured in Red River County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.42Low end of the filed band
- 2.83Middle of the filed band
- 3.19High end of the filed band
- 2020Worst year filed (4.26)
- 10Years filed
- $5,449,197Premium filed
- $13,887,469Indemnity paid
- $19,909,090Liability insured
- 83,065Quantity planted
- 81,632Quantity lost
- 247Policies
- 246Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Red River County
- Drought $7,955,917 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,867,036 indemnity · 10 years
- Heat $2,101,822 indemnity · 6 years
- Flood $389,093 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $373,590 indemnity · 3 years
- Decline in Price $69,941 indemnity · 6 years
Cotton 8 years filed
- 0.73Low end of the filed band
- 3.05Middle of the filed band
- 5.48High end of the filed band
- 2019Worst year filed (5.48)
- 8Years filed
- $2,792,858Premium filed
- $10,777,472Indemnity paid
- $12,784,219Liability insured
- 33,466Quantity planted
- 42,222Quantity lost
- 52Policies
- 52Policies with a loss
- 3.86Loss ratio, whole span
Causes that carried the indemnity in Red River County
- Excess Moisture/Precipitation/Rain $5,471,771 indemnity · 7 years
- Heat $1,766,544 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $858,103 indemnity · 3 years
- Drought $823,775 indemnity · 3 years
- Flood $774,183 indemnity · 1 years
- Freeze $638,703 indemnity · 1 years
Wheat 10 years filed
- 1.11Low end of the filed band
- 1.54Middle of the filed band
- 1.81High end of the filed band
- 2024Worst year filed (2.19)
- 10Years filed
- $5,091,033Premium filed
- $8,427,762Indemnity paid
- $12,891,032Liability insured
- 91,324Quantity planted
- 91,330Quantity lost
- 173Policies
- 173Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Red River County
- Excess Moisture/Precipitation/Rain $7,162,045 indemnity · 10 years
- Drought $945,247 indemnity · 4 years
- Hail $126,431 indemnity · 3 years
- Flood $118,758 indemnity · 2 years
- Decline in Price $32,736 indemnity · 4 years
- Wildlife $20,332 indemnity · 2 years
Corn 10 years filed
- 1.01Low end of the filed band
- 1.69Middle of the filed band
- 1.95High end of the filed band
- 2016Worst year filed (2.19)
- 10Years filed
- $4,254,512Premium filed
- $7,102,353Indemnity paid
- $14,957,241Liability insured
- 59,008Quantity planted
- 59,289Quantity lost
- 99Policies
- 99Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Red River County
- Excess Moisture/Precipitation/Rain $5,474,107 indemnity · 10 years
- Drought $828,715 indemnity · 4 years
- Heat $315,305 indemnity · 2 years
- Flood $152,462 indemnity · 2 years
- Wildlife $150,464 indemnity · 5 years
- Decline in Price $104,212 indemnity · 2 years
All Other Crops 6 years filed
- 0.88Low end of the filed band
- 3.16Middle of the filed band
- 3.77High end of the filed band
- 2015Worst year filed (3.77)
- 6Years filed
- $2,327,361Premium filed
- $4,903,177Indemnity paid
- $10,619,285Liability insured
- 2,178Quantity planted
- 405Quantity lost
- 16Policies
- 16Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Red River County
- Excess Moisture/Precipitation/Rain $3,532,300 indemnity · 2 years
- Drought $1,144,488 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $140,263 indemnity · 4 years
- Flood $74,543 indemnity · 2 years
- Wildlife $11,584 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.08Low end of the filed band
- 1.58Middle of the filed band
- 2.04High end of the filed band
- 2015Worst year filed (2.93)
- 10Years filed
- $876,593Premium filed
- $1,427,163Indemnity paid
- $4,703,457Liability insured
- 96,673Quantity planted
- 0Quantity lost
- 334Policies
- 334Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Red River County
- ARPI/SCO/STAX Crops Only $1,427,163 indemnity · 10 years
Grain Sorghum 6 years filed
- 1.50Low end of the filed band
- 2.04Middle of the filed band
- 2.53High end of the filed band
- 2021Worst year filed (2.53)
- 6Years filed
- $294,425Premium filed
- $567,474Indemnity paid
- $896,446Liability insured
- 6,219Quantity planted
- 6,423Quantity lost
- 31Policies
- 31Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Red River County
- Excess Moisture/Precipitation/Rain $379,470 indemnity · 5 years
- Drought $114,428 indemnity · 3 years
- Decline in Price $39,847 indemnity · 2 years
- Heat $33,729 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Red River County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.