Crop-loss band · Texas
Runnels County, Texas — crop-loss band
- 1.16Low end of the filed band
- 2.25Middle of the filed band
- 3.19High end of the filed band
- 2022Worst year filed (3.95)
- 10Years filed
Every year the Risk Management Agency has filed for Runnels County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.16 at the low end to 3.19 at the high end, with 2.25 in the middle. The worst year filed is 2022, at 3.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,534,641 | $3,068,392 | $10,148,553 | 545 | 542 | 1.21 |
| 2016 | $985,765 | $1,143,621 | $3,094,506 | 265 | 265 | 1.16 |
| 2017 | $1,837,243 | $3,230,684 | $7,212,479 | 439 | 437 | 1.76 |
| 2018 | $6,235,411 | $14,033,265 | $23,587,638 | 759 | 759 | 2.25 |
| 2019 | $5,349,062 | $8,631,105 | $23,690,672 | 619 | 619 | 1.61 |
| 2020 | $4,541,477 | $10,746,400 | $20,131,780 | 677 | 677 | 2.37 |
| 2021 | $3,187,591 | $7,739,409 | $12,362,472 | 483 | 483 | 2.43 |
| 2022 | $19,224,030 | $75,995,372 | $77,228,767 | 1,305 | 1,305 | 3.95 |
| 2023 | $8,562,528 | $27,272,338 | $32,053,891 | 951 | 951 | 3.19 |
| 2024 | $8,651,412 | $21,776,492 | $32,368,754 | 851 | 851 | 2.52 |
Commodities insured in Runnels County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.80Low end of the filed band
- 2.11Middle of the filed band
- 3.59High end of the filed band
- 2022Worst year filed (3.79)
- 10Years filed
- $46,013,951Premium filed
- $137,724,610Indemnity paid
- $182,402,846Liability insured
- 508,461Quantity planted
- 762,431Quantity lost
- 3,157Policies
- 3,156Policies with a loss
- 2.99Loss ratio, whole span
Causes that carried the indemnity in Runnels County
- Drought $106,915,849 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $20,276,474 indemnity · 6 years
- Heat $2,622,246 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,317,372 indemnity · 8 years
- Hail $1,622,005 indemnity · 6 years
- Hot Wind $1,221,097 indemnity · 9 years
Wheat 10 years filed
- 1.19Low end of the filed band
- 1.52Middle of the filed band
- 2.56High end of the filed band
- 2022Worst year filed (5.00)
- 10Years filed
- $13,382,045Premium filed
- $32,874,640Indemnity paid
- $52,053,248Liability insured
- 391,585Quantity planted
- 391,791Quantity lost
- 1,928Policies
- 1,924Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Runnels County
- Drought $23,992,198 indemnity · 10 years
- Hail $5,338,563 indemnity · 10 years
- Decline in Price $1,491,467 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $740,554 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $326,905 indemnity · 2 years
- Heat $243,994 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.90Low end of the filed band
- 1.74Middle of the filed band
- 1.99High end of the filed band
- 2019Worst year filed (2.19)
- 10Years filed
- $1,050,335Premium filed
- $1,728,918Indemnity paid
- $4,822,045Liability insured
- 162,515Quantity planted
- 0Quantity lost
- 1,504Policies
- 1,504Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Runnels County
- ARPI/SCO/STAX Crops Only $1,728,918 indemnity · 10 years
Grain Sorghum 10 years filed
- 1.01Low end of the filed band
- 1.50Middle of the filed band
- 2.81High end of the filed band
- 2022Worst year filed (3.24)
- 10Years filed
- $662,829Premium filed
- $1,308,910Indemnity paid
- $2,601,373Liability insured
- 23,665Quantity planted
- 23,665Quantity lost
- 305Policies
- 305Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Runnels County
- Drought $1,004,432 indemnity · 10 years
- Heat $186,499 indemnity · 7 years
- Decline in Price $33,297 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $29,871 indemnity · 2 years
- Hail $23,152 indemnity · 3 years
- Wildlife $10,887 indemnity · 4 years
Every county-crop the agency files in Texas → Buy the Runnels County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.