Crop-loss band · Texas
Stephens County, Texas — crop-loss band
- 1.05Low end of the filed band
- 1.82Middle of the filed band
- 2.52High end of the filed band
- 2020Worst year filed (2.56)
- 10Years filed
Every year the Risk Management Agency has filed for Stephens County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.05 at the low end to 2.52 at the high end, with 1.82 in the middle. The worst year filed is 2020, at 2.56. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $90,858 | $164,947 | $218,220 | 22 | 22 | 1.82 |
| 2016 | $53,454 | $83,299 | $117,758 | 19 | 19 | 1.56 |
| 2017 | $45,393 | $62,311 | $144,906 | 19 | 19 | 1.37 |
| 2018 | $80,847 | $203,718 | $324,232 | 31 | 31 | 2.52 |
| 2019 | $78,126 | $181,616 | $273,176 | 24 | 24 | 2.32 |
| 2020 | $74,208 | $189,750 | $394,926 | 35 | 35 | 2.56 |
| 2021 | $167,143 | $310,746 | $634,511 | 60 | 60 | 1.86 |
| 2022 | $402,450 | $763,911 | $1,892,248 | 146 | 146 | 1.90 |
| 2023 | $425,678 | $447,463 | $1,919,496 | 161 | 161 | 1.05 |
| 2024 | $180,351 | $262,711 | $833,038 | 57 | 57 | 1.46 |
Commodities insured in Stephens County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.69Low end of the filed band
- 1.56Middle of the filed band
- 2.59High end of the filed band
- 2019Worst year filed (2.91)
- 10Years filed
- $950,577Premium filed
- $1,478,664Indemnity paid
- $4,715,451Liability insured
- 185,414Quantity planted
- 0Quantity lost
- 436Policies
- 436Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Stephens County
- ARPI/SCO/STAX Crops Only $1,478,664 indemnity · 10 years
Wheat 10 years filed
- 1.38Low end of the filed band
- 1.86Middle of the filed band
- 2.88High end of the filed band
- 2022Worst year filed (3.68)
- 10Years filed
- $365,290Premium filed
- $765,152Indemnity paid
- $871,646Liability insured
- 13,368Quantity planted
- 13,368Quantity lost
- 97Policies
- 97Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Stephens County
- Drought $475,193 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $129,066 indemnity · 5 years
- Freeze $68,077 indemnity · 2 years
- Hail $49,580 indemnity · 4 years
- Wildlife $22,022 indemnity · 6 years
- Hot Wind $12,547 indemnity · 1 years
Annual Forage 5 years filed
- 0.16Low end of the filed band
- 0.75Middle of the filed band
- 3.61High end of the filed band
- 2020Worst year filed (3.61)
- 5Years filed
- $282,641Premium filed
- $426,656Indemnity paid
- $1,165,414Liability insured
- 3,825Quantity planted
- 0Quantity lost
- 41Policies
- 41Policies with a loss
- 1.51Loss ratio, whole span
Causes that carried the indemnity in Stephens County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $426,656 indemnity · 5 years
Every county-crop the agency files in Texas → Buy the Stephens County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.