Crop-loss band · Texas
Taylor County, Texas — crop-loss band
- 1.02Low end of the filed band
- 2.14Middle of the filed band
- 2.76High end of the filed band
- 2022Worst year filed (2.90)
- 10Years filed
Every year the Risk Management Agency has filed for Taylor County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.02 at the low end to 2.76 at the high end, with 2.14 in the middle. The worst year filed is 2022, at 2.90. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,410,949 | $1,472,097 | $3,564,723 | 207 | 207 | 1.04 |
| 2016 | $641,904 | $1,025,655 | $1,549,730 | 172 | 172 | 1.60 |
| 2017 | $994,656 | $1,011,261 | $2,529,239 | 182 | 179 | 1.02 |
| 2018 | $2,613,390 | $6,003,565 | $7,181,290 | 308 | 308 | 2.30 |
| 2019 | $2,005,400 | $2,845,325 | $5,645,876 | 238 | 238 | 1.42 |
| 2020 | $1,946,135 | $4,166,808 | $5,599,140 | 262 | 262 | 2.14 |
| 2021 | $853,819 | $2,358,672 | $2,608,457 | 200 | 200 | 2.76 |
| 2022 | $6,365,979 | $18,443,380 | $20,042,030 | 646 | 646 | 2.90 |
| 2023 | $3,244,877 | $7,012,647 | $9,808,350 | 459 | 459 | 2.16 |
| 2024 | $2,614,112 | $6,372,180 | $7,682,038 | 291 | 291 | 2.44 |
Commodities insured in Taylor County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.71Low end of the filed band
- 1.82Middle of the filed band
- 2.61High end of the filed band
- 2023Worst year filed (2.67)
- 10Years filed
- $15,124,199Premium filed
- $32,856,659Indemnity paid
- $39,898,818Liability insured
- 174,186Quantity planted
- 254,465Quantity lost
- 1,253Policies
- 1,252Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Taylor County
- Drought $25,401,228 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $4,300,135 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,564,385 indemnity · 9 years
- Hail $527,902 indemnity · 5 years
- Hot Wind $323,257 indemnity · 2 years
- Decline in Price $301,053 indemnity · 6 years
Wheat 10 years filed
- 1.18Low end of the filed band
- 1.80Middle of the filed band
- 4.13High end of the filed band
- 2022Worst year filed (4.83)
- 10Years filed
- $5,362,538Premium filed
- $13,903,057Indemnity paid
- $17,704,595Liability insured
- 178,889Quantity planted
- 178,921Quantity lost
- 837Policies
- 835Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Taylor County
- Drought $10,815,846 indemnity · 10 years
- Hail $1,274,502 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,098,240 indemnity · 9 years
- Decline in Price $205,137 indemnity · 7 years
- Wildlife $200,560 indemnity · 6 years
- Freeze $143,004 indemnity · 2 years
Annual Forage 6 years filed
- 1.03Low end of the filed band
- 1.32Middle of the filed band
- 3.34High end of the filed band
- 2020Worst year filed (3.34)
- 6Years filed
- $1,337,155Premium filed
- $2,424,260Indemnity paid
- $5,554,378Liability insured
- 20,228Quantity planted
- 0Quantity lost
- 182Policies
- 182Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Taylor County
- ARPI/SCO/STAX Crops Only $2,424,260 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.69Low end of the filed band
- 1.92Middle of the filed band
- 2.65High end of the filed band
- 2024Worst year filed (3.03)
- 10Years filed
- $502,260Premium filed
- $856,697Indemnity paid
- $2,314,897Liability insured
- 81,487Quantity planted
- 0Quantity lost
- 636Policies
- 636Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Taylor County
- ARPI/SCO/STAX Crops Only $856,697 indemnity · 10 years
Grain Sorghum 10 years filed
- 0.84Low end of the filed band
- 1.56Middle of the filed band
- 2.36High end of the filed band
- 2023Worst year filed (2.87)
- 10Years filed
- $365,069Premium filed
- $670,917Indemnity paid
- $738,185Liability insured
- 10,313Quantity planted
- 10,313Quantity lost
- 57Policies
- 57Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Taylor County
- Drought $537,847 indemnity · 9 years
- Decline in Price $83,591 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $19,390 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $13,132 indemnity · 3 years
- Wind/Excess Wind $9,341 indemnity · 1 years
- Hail $5,974 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Taylor County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.