Crop-loss band · Texas
Terry County, Texas — crop-loss band
- 1.80Low end of the filed band
- 2.30Middle of the filed band
- 2.78High end of the filed band
- 2016Worst year filed (2.99)
- 10Years filed
Every year the Risk Management Agency has filed for Terry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.80 at the low end to 2.78 at the high end, with 2.30 in the middle. The worst year filed is 2016, at 2.99. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $6,409,670 | $13,946,060 | $28,689,687 | 977 | 977 | 2.18 |
| 2016 | $4,341,943 | $12,988,356 | $27,633,077 | 650 | 642 | 2.99 |
| 2017 | $10,963,125 | $25,251,764 | $47,056,530 | 1,205 | 1,200 | 2.30 |
| 2018 | $20,053,819 | $52,927,220 | $75,415,091 | 1,681 | 1,681 | 2.64 |
| 2019 | $18,272,409 | $40,574,068 | $69,936,315 | 1,847 | 1,844 | 2.22 |
| 2020 | $22,491,976 | $62,606,580 | $81,793,024 | 1,897 | 1,897 | 2.78 |
| 2021 | $10,014,462 | $27,258,140 | $45,337,880 | 779 | 777 | 2.72 |
| 2022 | $58,783,106 | $159,809,776 | $178,974,419 | 2,777 | 2,777 | 2.72 |
| 2023 | $48,877,054 | $103,652,383 | $135,554,375 | 3,052 | 3,052 | 2.12 |
| 2024 | $40,974,310 | $73,704,904 | $110,332,917 | 2,617 | 2,617 | 1.80 |
Commodities insured in Terry County
11 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.66Low end of the filed band
- 2.12Middle of the filed band
- 2.54High end of the filed band
- 2022Worst year filed (2.65)
- 10Years filed
- $199,198,296Premium filed
- $443,504,459Indemnity paid
- $584,703,998Liability insured
- 1,619,444Quantity planted
- 2,309,144Quantity lost
- 12,500Policies
- 12,484Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Terry County
- Drought $134,884,298 indemnity · 10 years
- Hot Wind $99,892,559 indemnity · 10 years
- Heat $67,193,529 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $53,067,824 indemnity · 8 years
- Wind/Excess Wind $33,085,887 indemnity · 10 years
- Hail $31,923,953 indemnity · 10 years
Peanuts 10 years filed
- 3.25Low end of the filed band
- 4.72Middle of the filed band
- 5.59High end of the filed band
- 2018Worst year filed (6.62)
- 10Years filed
- $15,282,547Premium filed
- $67,299,558Indemnity paid
- $115,541,910Liability insured
- 134,468Quantity planted
- 135,001Quantity lost
- 1,442Policies
- 1,442Policies with a loss
- 4.40Loss ratio, whole span
Causes that carried the indemnity in Terry County
- Heat $20,826,825 indemnity · 10 years
- Hot Wind $18,751,635 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $8,899,506 indemnity · 9 years
- Wind/Excess Wind $5,750,913 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $5,710,696 indemnity · 4 years
- Freeze $2,551,246 indemnity · 5 years
Annual Forage 9 years filed
- 0.96Low end of the filed band
- 1.81Middle of the filed band
- 2.86High end of the filed band
- 2019Worst year filed (2.86)
- 9Years filed
- $13,931,961Premium filed
- $26,608,597Indemnity paid
- $44,354,462Liability insured
- 188,238Quantity planted
- 0Quantity lost
- 1,238Policies
- 1,238Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Terry County
- ARPI/SCO/STAX/MP Crops Only $26,608,597 indemnity · 9 years
Corn 10 years filed
- 2.89Low end of the filed band
- 5.12Middle of the filed band
- 8.21High end of the filed band
- 2018Worst year filed (8.88)
- 10Years filed
- $2,759,070Premium filed
- $12,299,259Indemnity paid
- $17,218,001Liability insured
- 41,983Quantity planted
- 41,983Quantity lost
- 484Policies
- 484Policies with a loss
- 4.46Loss ratio, whole span
Causes that carried the indemnity in Terry County
- Heat $6,859,256 indemnity · 10 years
- Hot Wind $3,235,141 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $663,254 indemnity · 4 years
- Wind/Excess Wind $647,378 indemnity · 7 years
- Hail $627,406 indemnity · 7 years
- Mycotoxin $119,831 indemnity · 2 years
Grapes 10 years filed
- 0.94Low end of the filed band
- 2.07Middle of the filed band
- 2.69High end of the filed band
- 2020Worst year filed (3.17)
- 10Years filed
- $4,878,259Premium filed
- $11,483,863Indemnity paid
- $21,432,735Liability insured
- 5,565Quantity planted
- 5,571Quantity lost
- 214Policies
- 212Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Terry County
- Hail $4,837,443 indemnity · 7 years
- Freeze $3,724,825 indemnity · 4 years
- Heat $1,411,604 indemnity · 6 years
- Hot Wind $1,337,535 indemnity · 4 years
- Wind/Excess Wind $125,454 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $35,896 indemnity · 4 years
Grain Sorghum 10 years filed
- 0.99Low end of the filed band
- 1.80Middle of the filed band
- 2.72High end of the filed band
- 2023Worst year filed (2.90)
- 10Years filed
- $1,904,283Premium filed
- $3,771,867Indemnity paid
- $5,922,467Liability insured
- 55,350Quantity planted
- 55,535Quantity lost
- 659Policies
- 659Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Terry County
- Heat $1,185,330 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $910,640 indemnity · 7 years
- Drought $703,493 indemnity · 9 years
- Hot Wind $307,712 indemnity · 8 years
- Wind/Excess Wind $263,924 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $149,991 indemnity · 3 years
All Other Crops 8 years filed
- 0.81Low end of the filed band
- 2.61Middle of the filed band
- 5.53High end of the filed band
- 2018Worst year filed (5.53)
- 8Years filed
- $601,344Premium filed
- $2,276,953Indemnity paid
- $2,507,076Liability insured
- 5,732Quantity planted
- 1,568Quantity lost
- 45Policies
- 45Policies with a loss
- 3.79Loss ratio, whole span
Causes that carried the indemnity in Terry County
- Heat $877,033 indemnity · 2 years
- Freeze $654,737 indemnity · 2 years
- Hot Wind $330,211 indemnity · 3 years
- Hail $284,481 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $87,119 indemnity · 8 years
- Drought $41,062 indemnity · 2 years
Wheat 10 years filed
- 0.83Low end of the filed band
- 1.54Middle of the filed band
- 3.02High end of the filed band
- 2022Worst year filed (3.51)
- 10Years filed
- $795,587Premium filed
- $1,595,495Indemnity paid
- $2,534,043Liability insured
- 23,711Quantity planted
- 23,717Quantity lost
- 322Policies
- 322Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Terry County
- Drought $622,490 indemnity · 10 years
- Hail $441,041 indemnity · 6 years
- Hot Wind $203,407 indemnity · 6 years
- Wind/Excess Wind $189,249 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $43,236 indemnity · 2 years
- Heat $30,179 indemnity · 5 years
Dry Beans 8 years filed
- 1.25Low end of the filed band
- 1.63Middle of the filed band
- 2.48High end of the filed band
- 2023Worst year filed (2.48)
- 8Years filed
- $783,361Premium filed
- $1,556,762Indemnity paid
- $2,785,708Liability insured
- 8,565Quantity planted
- 8,881Quantity lost
- 129Policies
- 129Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Terry County
- Excess Moisture/Precipitation/Rain $602,206 indemnity · 5 years
- Heat $475,739 indemnity · 7 years
- Hot Wind $452,886 indemnity · 5 years
- Hail $20,878 indemnity · 3 years
- Wind/Excess Wind $5,053 indemnity · 2 years
Cotton Ex Long Staple 6 years filed
- 1.71Low end of the filed band
- 2.85Middle of the filed band
- 4.96High end of the filed band
- 2015Worst year filed (4.96)
- 6Years filed
- $569,279Premium filed
- $1,540,492Indemnity paid
- $1,984,630Liability insured
- 2,918Quantity planted
- 2,918Quantity lost
- 40Policies
- 40Policies with a loss
- 2.71Loss ratio, whole span
Causes that carried the indemnity in Terry County
- Heat $720,141 indemnity · 4 years
- Hail $315,140 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $146,734 indemnity · 1 years
- Cold Wet Weather $124,291 indemnity · 3 years
- Wind/Excess Wind $108,330 indemnity · 2 years
- Hot Wind $67,974 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.69Low end of the filed band
- 1.38Middle of the filed band
- 2.24High end of the filed band
- 2020Worst year filed (2.61)
- 10Years filed
- $477,886Premium filed
- $781,946Indemnity paid
- $1,738,284Liability insured
- 84,609Quantity planted
- 0Quantity lost
- 409Policies
- 409Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Terry County
- ARPI/SCO/STAX Crops Only $781,946 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Terry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.