Crop-loss band · Texas
Wharton County, Texas — crop-loss band
- 2.45Low end of the filed band
- 3.15Middle of the filed band
- 3.77High end of the filed band
- 2021Worst year filed (4.03)
- 10Years filed
Every year the Risk Management Agency has filed for Wharton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.45 at the low end to 3.77 at the high end, with 3.15 in the middle. The worst year filed is 2021, at 4.03. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $5,135,216 | $19,337,195 | $30,693,533 | 1,168 | 1,168 | 3.77 |
| 2016 | $5,429,703 | $15,014,709 | $27,568,216 | 1,073 | 1,072 | 2.77 |
| 2017 | $4,492,107 | $12,282,813 | $21,593,616 | 851 | 851 | 2.73 |
| 2018 | $3,409,587 | $10,723,507 | $22,864,022 | 836 | 836 | 3.15 |
| 2019 | $5,761,849 | $14,139,514 | $30,318,116 | 1,159 | 1,159 | 2.45 |
| 2020 | $1,065,783 | $3,340,066 | $6,542,395 | 487 | 487 | 3.13 |
| 2021 | $5,230,238 | $21,085,708 | $31,227,163 | 906 | 906 | 4.03 |
| 2022 | $10,795,282 | $37,542,074 | $83,223,308 | 1,683 | 1,683 | 3.48 |
| 2023 | $9,067,555 | $32,872,105 | $53,676,389 | 1,207 | 1,207 | 3.63 |
| 2024 | $14,937,901 | $54,494,838 | $76,476,645 | 1,514 | 1,514 | 3.65 |
Commodities insured in Wharton County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.88Low end of the filed band
- 2.59Middle of the filed band
- 4.26High end of the filed band
- 2018Worst year filed (4.32)
- 10Years filed
- $29,898,293Premium filed
- $84,823,138Indemnity paid
- $172,798,381Liability insured
- 245,310Quantity planted
- 383,314Quantity lost
- 2,268Policies
- 2,268Policies with a loss
- 2.84Loss ratio, whole span
Causes that carried the indemnity in Wharton County
- Drought $27,701,353 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $23,175,526 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $14,394,050 indemnity · 9 years
- Hurricane $9,297,950 indemnity · 1 years
- Hurricane/Tropical Depression $6,665,712 indemnity · 3 years
- Decline in Price $2,352,621 indemnity · 9 years
Rice 10 years filed
- 4.34Low end of the filed band
- 5.18Middle of the filed band
- 7.56High end of the filed band
- 2015Worst year filed (8.45)
- 10Years filed
- $13,907,688Premium filed
- $73,570,170Indemnity paid
- $84,463,913Liability insured
- 104,466Quantity planted
- 124,123Quantity lost
- 518Policies
- 518Policies with a loss
- 5.29Loss ratio, whole span
Causes that carried the indemnity in Wharton County
- Failure of Irrigation Supply $50,142,770 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $13,339,634 indemnity · 9 years
- Hurricane $3,547,887 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $2,260,242 indemnity · 3 years
- Hurricane/Tropical Depression $2,073,038 indemnity · 3 years
- Heat $854,647 indemnity · 3 years
Corn 10 years filed
- 1.92Low end of the filed band
- 2.97Middle of the filed band
- 3.98High end of the filed band
- 2021Worst year filed (5.13)
- 10Years filed
- $10,802,089Premium filed
- $36,080,688Indemnity paid
- $68,924,955Liability insured
- 141,826Quantity planted
- 181,310Quantity lost
- 1,298Policies
- 1,297Policies with a loss
- 3.34Loss ratio, whole span
Causes that carried the indemnity in Wharton County
- Hurricane $11,032,183 indemnity · 1 years
- Drought $9,354,980 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $9,191,580 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $3,091,045 indemnity · 3 years
- Hurricane/Tropical Depression $1,179,987 indemnity · 3 years
- Decline in Price $972,083 indemnity · 9 years
Pasture,Rangeland,Forage 10 years filed
- 0.79Low end of the filed band
- 1.49Middle of the filed band
- 2.35High end of the filed band
- 2024Worst year filed (2.60)
- 10Years filed
- $4,203,581Premium filed
- $7,099,826Indemnity paid
- $22,216,053Liability insured
- 408,479Quantity planted
- 0Quantity lost
- 5,679Policies
- 5,679Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Wharton County
- ARPI/SCO/STAX Crops Only $7,099,826 indemnity · 10 years
Grain Sorghum 10 years filed
- 1.67Low end of the filed band
- 2.38Middle of the filed band
- 3.62High end of the filed band
- 2020Worst year filed (4.62)
- 10Years filed
- $2,217,532Premium filed
- $6,377,188Indemnity paid
- $12,353,047Liability insured
- 48,750Quantity planted
- 55,198Quantity lost
- 563Policies
- 563Policies with a loss
- 2.88Loss ratio, whole span
Causes that carried the indemnity in Wharton County
- Excess Moisture/Precipitation/Rain $3,368,173 indemnity · 9 years
- Hurricane $1,335,346 indemnity · 1 years
- Drought $536,243 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $361,169 indemnity · 1 years
- Decline in Price $279,942 indemnity · 9 years
- Wind/Excess Wind $212,590 indemnity · 3 years
Soybeans 10 years filed
- 1.76Low end of the filed band
- 2.80Middle of the filed band
- 3.34High end of the filed band
- 2024Worst year filed (3.57)
- 10Years filed
- $2,413,596Premium filed
- $6,175,279Indemnity paid
- $8,352,551Liability insured
- 33,625Quantity planted
- 35,309Quantity lost
- 414Policies
- 414Policies with a loss
- 2.56Loss ratio, whole span
Causes that carried the indemnity in Wharton County
- Excess Moisture/Precipitation/Rain $2,779,963 indemnity · 10 years
- Drought $1,561,317 indemnity · 7 years
- Hurricane/Tropical Depression $765,599 indemnity · 3 years
- Hurricane $370,184 indemnity · 1 years
- Heat $266,133 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $191,207 indemnity · 1 years
Hybrid Seed Rice 7 years filed
- 3.22Low end of the filed band
- 3.98Middle of the filed band
- 6.82High end of the filed band
- 2016Worst year filed (6.82)
- 7Years filed
- $1,492,100Premium filed
- $6,054,441Indemnity paid
- $14,233,799Liability insured
- 7,123Quantity planted
- 9,583Quantity lost
- 62Policies
- 62Policies with a loss
- 4.06Loss ratio, whole span
Causes that carried the indemnity in Wharton County
- Hurricane $2,562,482 indemnity · 1 years
- Heat $2,187,952 indemnity · 5 years
- Tropical Depression $741,219 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $494,677 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $68,111 indemnity · 1 years
Wheat 10 years filed
- 1.17Low end of the filed band
- 1.42Middle of the filed band
- 2.54High end of the filed band
- 2020Worst year filed (3.07)
- 10Years filed
- $390,341Premium filed
- $651,799Indemnity paid
- $840,704Liability insured
- 8,470Quantity planted
- 8,470Quantity lost
- 82Policies
- 82Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Wharton County
- Excess Moisture/Precipitation/Rain $603,299 indemnity · 9 years
- Drought $47,931 indemnity · 3 years
- Decline in Price $569 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Wharton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.