Crop-loss band · Texas
Wilbarger County, Texas — crop-loss band
- 1.38Low end of the filed band
- 1.95Middle of the filed band
- 2.61High end of the filed band
- 2022Worst year filed (2.99)
- 10Years filed
Every year the Risk Management Agency has filed for Wilbarger County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.38 at the low end to 2.61 at the high end, with 1.95 in the middle. The worst year filed is 2022, at 2.99. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,908,590 | $2,800,777 | $6,874,270 | 525 | 522 | 1.47 |
| 2016 | $1,078,853 | $1,485,138 | $3,491,344 | 287 | 286 | 1.38 |
| 2017 | $661,004 | $1,116,392 | $2,200,533 | 258 | 257 | 1.69 |
| 2018 | $4,437,054 | $10,776,091 | $14,865,711 | 800 | 800 | 2.43 |
| 2019 | $2,080,315 | $4,724,357 | $7,250,151 | 480 | 478 | 2.27 |
| 2020 | $1,521,285 | $2,701,728 | $5,499,654 | 405 | 402 | 1.78 |
| 2021 | $685,377 | $1,336,298 | $2,149,080 | 268 | 268 | 1.95 |
| 2022 | $8,300,115 | $24,839,501 | $31,836,453 | 1,115 | 1,114 | 2.99 |
| 2023 | $3,491,861 | $8,412,007 | $13,582,800 | 592 | 592 | 2.41 |
| 2024 | $2,011,994 | $5,261,172 | $8,197,948 | 421 | 421 | 2.61 |
Commodities insured in Wilbarger County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.86Low end of the filed band
- 2.05Middle of the filed band
- 3.30High end of the filed band
- 2023Worst year filed (3.35)
- 10Years filed
- $11,319,491Premium filed
- $30,527,403Indemnity paid
- $40,856,656Liability insured
- 160,031Quantity planted
- 178,626Quantity lost
- 1,471Policies
- 1,470Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Wilbarger County
- Drought $24,640,660 indemnity · 10 years
- Hot Wind $2,563,494 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,778,326 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $402,500 indemnity · 6 years
- Freeze $305,556 indemnity · 4 years
- Wind/Excess Wind $297,135 indemnity · 7 years
Wheat 10 years filed
- 0.85Low end of the filed band
- 1.71Middle of the filed band
- 2.73High end of the filed band
- 2022Worst year filed (3.95)
- 10Years filed
- $10,285,388Premium filed
- $25,638,596Indemnity paid
- $36,939,758Liability insured
- 349,808Quantity planted
- 350,298Quantity lost
- 2,357Policies
- 2,347Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Wilbarger County
- Drought $17,829,299 indemnity · 10 years
- Hail $2,434,186 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,303,285 indemnity · 8 years
- Freeze $736,196 indemnity · 4 years
- Hot Wind $720,634 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $639,118 indemnity · 2 years
Annual Forage 8 years filed
- 0.50Low end of the filed band
- 1.10Middle of the filed band
- 2.14High end of the filed band
- 2018Worst year filed (2.14)
- 8Years filed
- $3,135,554Premium filed
- $5,211,311Indemnity paid
- $13,272,432Liability insured
- 58,198Quantity planted
- 0Quantity lost
- 323Policies
- 323Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Wilbarger County
- ARPI/SCO/STAX/MP Crops Only $5,211,311 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 0.30Low end of the filed band
- 1.36Middle of the filed band
- 1.83High end of the filed band
- 2024Worst year filed (2.24)
- 10Years filed
- $800,025Premium filed
- $1,107,420Indemnity paid
- $3,619,005Liability insured
- 149,343Quantity planted
- 0Quantity lost
- 829Policies
- 829Policies with a loss
- 1.38Loss ratio, whole span
Causes that carried the indemnity in Wilbarger County
- ARPI/SCO/STAX Crops Only $1,107,420 indemnity · 10 years
Corn 8 years filed
- 0.43Low end of the filed band
- 1.59Middle of the filed band
- 2.24High end of the filed band
- 2015Worst year filed (2.24)
- 8Years filed
- $372,841Premium filed
- $617,697Indemnity paid
- $800,216Liability insured
- 3,751Quantity planted
- 3,751Quantity lost
- 56Policies
- 56Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Wilbarger County
- Drought $295,359 indemnity · 6 years
- Hot Wind $179,711 indemnity · 3 years
- Heat $76,602 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $40,808 indemnity · 3 years
- Wind/Excess Wind $12,629 indemnity · 1 years
- Wildlife $11,871 indemnity · 2 years
Grain Sorghum 10 years filed
- 0.59Low end of the filed band
- 1.30Middle of the filed band
- 2.05High end of the filed band
- 2022Worst year filed (2.07)
- 10Years filed
- $263,149Premium filed
- $351,034Indemnity paid
- $459,877Liability insured
- 6,577Quantity planted
- 6,577Quantity lost
- 115Policies
- 115Policies with a loss
- 1.33Loss ratio, whole span
Causes that carried the indemnity in Wilbarger County
- Drought $251,670 indemnity · 9 years
- Hot Wind $38,090 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $28,525 indemnity · 3 years
- Wildlife $24,873 indemnity · 5 years
- Plant Disease $4,020 indemnity · 1 years
- Wind/Excess Wind $2,894 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Wilbarger County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.