Crop-loss band · Texas
Willacy County, Texas — crop-loss band
- 1.21Low end of the filed band
- 2.45Middle of the filed band
- 3.68High end of the filed band
- 2021Worst year filed (4.15)
- 10Years filed
Every year the Risk Management Agency has filed for Willacy County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.21 at the low end to 3.68 at the high end, with 2.45 in the middle. The worst year filed is 2021, at 4.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,292,927 | $8,345,273 | $13,567,067 | 594 | 594 | 2.53 |
| 2016 | $1,057,620 | $2,428,948 | $5,071,860 | 181 | 181 | 2.30 |
| 2017 | $990,868 | $2,729,791 | $5,980,309 | 254 | 254 | 2.75 |
| 2018 | $7,825,832 | $28,803,336 | $38,275,610 | 1,131 | 1,131 | 3.68 |
| 2019 | $1,856,536 | $3,114,845 | $8,193,177 | 400 | 400 | 1.68 |
| 2020 | $8,559,399 | $26,924,813 | $32,945,055 | 880 | 880 | 3.15 |
| 2021 | $4,686,033 | $19,468,591 | $24,688,368 | 464 | 464 | 4.15 |
| 2022 | $1,016,106 | $2,490,544 | $5,642,102 | 232 | 232 | 2.45 |
| 2023 | $4,641,588 | $5,633,714 | $16,276,374 | 376 | 376 | 1.21 |
| 2024 | $10,210,634 | $22,314,253 | $34,464,779 | 560 | 560 | 2.19 |
Commodities insured in Willacy County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.69Low end of the filed band
- 2.15Middle of the filed band
- 3.29High end of the filed band
- 2018Worst year filed (3.69)
- 10Years filed
- $31,318,034Premium filed
- $79,824,566Indemnity paid
- $100,872,045Liability insured
- 290,375Quantity planted
- 303,325Quantity lost
- 1,867Policies
- 1,867Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Willacy County
- Drought $38,727,386 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $23,857,284 indemnity · 10 years
- Flood $10,948,430 indemnity · 2 years
- Hurricane/Tropical Depression $3,097,257 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $1,458,888 indemnity · 3 years
- Failure of Irrigation Supply $461,078 indemnity · 1 years
Grain Sorghum 10 years filed
- 1.45Low end of the filed band
- 2.27Middle of the filed band
- 4.24High end of the filed band
- 2018Worst year filed (4.71)
- 10Years filed
- $5,123,401Premium filed
- $15,102,471Indemnity paid
- $37,585,738Liability insured
- 207,539Quantity planted
- 219,613Quantity lost
- 1,699Policies
- 1,699Policies with a loss
- 2.95Loss ratio, whole span
Causes that carried the indemnity in Willacy County
- Drought $10,731,978 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,118,640 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $714,665 indemnity · 3 years
- Decline in Price $459,491 indemnity · 8 years
- Heat $366,564 indemnity · 8 years
- Flood $311,270 indemnity · 3 years
Onions 10 years filed
- 1.20Low end of the filed band
- 2.81Middle of the filed band
- 3.41High end of the filed band
- 2021Worst year filed (4.46)
- 10Years filed
- $3,899,802Premium filed
- $10,965,865Indemnity paid
- $17,441,269Liability insured
- 6,686Quantity planted
- 6,815Quantity lost
- 110Policies
- 110Policies with a loss
- 2.81Loss ratio, whole span
Causes that carried the indemnity in Willacy County
- Excess Moisture/Precipitation/Rain $7,574,245 indemnity · 10 years
- Hail $941,962 indemnity · 1 years
- Plant Disease $718,526 indemnity · 2 years
- Freeze $688,482 indemnity · 4 years
- Cold Wet Weather $529,380 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $414,959 indemnity · 2 years
All Other Crops 5 years filed
- 1.26Low end of the filed band
- 2.58Middle of the filed band
- 30.65High end of the filed band
- 2021Worst year filed (30.65)
- 5Years filed
- $259,847Premium filed
- $7,186,117Indemnity paid
- $8,236,487Liability insured
- 141,026Quantity planted
- 140,657Quantity lost
- 20Policies
- 20Policies with a loss
- 27.66Loss ratio, whole span
Causes that carried the indemnity in Willacy County
- Freeze $7,134,497 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $47,606 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $4,014 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.65Low end of the filed band
- 1.46Middle of the filed band
- 2.02High end of the filed band
- 2023Worst year filed (2.19)
- 10Years filed
- $1,986,507Premium filed
- $3,114,099Indemnity paid
- $8,423,983Liability insured
- 488,297Quantity planted
- 0Quantity lost
- 907Policies
- 907Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Willacy County
- ARPI/SCO/STAX Crops Only $3,114,099 indemnity · 10 years
Sugarcane 10 years filed
- 2.81Low end of the filed band
- 5.28Middle of the filed band
- 8.19High end of the filed band
- 2024Worst year filed (20.16)
- 10Years filed
- $397,656Premium filed
- $2,467,720Indemnity paid
- $7,166,898Liability insured
- 9,499Quantity planted
- 10,110Quantity lost
- 149Policies
- 149Policies with a loss
- 6.21Loss ratio, whole span
Causes that carried the indemnity in Willacy County
- Heat $953,907 indemnity · 4 years
- Failure of Irrigation Supply $376,682 indemnity · 2 years
- Freeze $371,536 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $365,106 indemnity · 6 years
- Hurricane/Tropical Depression $141,180 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $129,368 indemnity · 1 years
Corn 9 years filed
- 0.89Low end of the filed band
- 2.12Middle of the filed band
- 7.63High end of the filed band
- 2022Worst year filed (7.63)
- 9Years filed
- $706,292Premium filed
- $2,291,865Indemnity paid
- $3,399,106Liability insured
- 18,089Quantity planted
- 19,642Quantity lost
- 195Policies
- 195Policies with a loss
- 3.24Loss ratio, whole span
Causes that carried the indemnity in Willacy County
- Heat $1,270,145 indemnity · 5 years
- Drought $347,744 indemnity · 6 years
- Mycotoxin $220,512 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $154,937 indemnity · 7 years
- Failure of Irrigation Supply $97,840 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $70,316 indemnity · 3 years
Sesame 7 years filed
- 1.19Low end of the filed band
- 3.05Middle of the filed band
- 4.17High end of the filed band
- 2015Worst year filed (4.17)
- 7Years filed
- $446,004Premium filed
- $1,301,405Indemnity paid
- $1,979,175Liability insured
- 10,346Quantity planted
- 12,738Quantity lost
- 125Policies
- 125Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Willacy County
- Excess Moisture/Precipitation/Rain $509,795 indemnity · 7 years
- Hurricane/Tropical Depression $296,396 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $159,596 indemnity · 1 years
- Drought $141,754 indemnity · 5 years
- Flood $106,461 indemnity · 2 years
- Cyclone $87,403 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Willacy County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.