Crop-loss band · Texas
Williamson County, Texas — crop-loss band
- 1.07Low end of the filed band
- 1.96Middle of the filed band
- 2.50High end of the filed band
- 2024Worst year filed (2.64)
- 10Years filed
Every year the Risk Management Agency has filed for Williamson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.07 at the low end to 2.50 at the high end, with 1.96 in the middle. The worst year filed is 2024, at 2.64. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,803,159 | $3,485,278 | $12,904,325 | 545 | 545 | 1.24 |
| 2016 | $5,270,384 | $5,646,571 | $23,539,041 | 945 | 932 | 1.07 |
| 2017 | $757,565 | $870,564 | $3,557,513 | 419 | 418 | 1.15 |
| 2018 | $4,308,295 | $9,795,807 | $25,467,985 | 1,043 | 1,043 | 2.27 |
| 2019 | $1,192,947 | $2,690,731 | $7,314,098 | 406 | 406 | 2.26 |
| 2020 | $803,434 | $1,419,552 | $4,702,461 | 565 | 565 | 1.77 |
| 2021 | $635,669 | $1,245,972 | $3,437,619 | 444 | 444 | 1.96 |
| 2022 | $5,929,401 | $14,849,093 | $38,955,718 | 1,250 | 1,250 | 2.50 |
| 2023 | $1,831,617 | $4,475,044 | $10,400,954 | 847 | 847 | 2.44 |
| 2024 | $841,702 | $2,223,447 | $4,639,903 | 534 | 534 | 2.64 |
Commodities insured in Williamson County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.68Low end of the filed band
- 1.32Middle of the filed band
- 2.13High end of the filed band
- 2022Worst year filed (2.17)
- 10Years filed
- $15,403,198Premium filed
- $22,301,796Indemnity paid
- $81,246,995Liability insured
- 275,920Quantity planted
- 280,157Quantity lost
- 1,898Policies
- 1,886Policies with a loss
- 1.45Loss ratio, whole span
Causes that carried the indemnity in Williamson County
- Drought $14,221,548 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $5,118,875 indemnity · 9 years
- Mycotoxin $1,024,236 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $699,845 indemnity · 4 years
- Decline in Price $634,816 indemnity · 8 years
- Heat $423,752 indemnity · 4 years
Cotton 10 years filed
- 0.91Low end of the filed band
- 3.60Middle of the filed band
- 4.22High end of the filed band
- 2023Worst year filed (4.55)
- 10Years filed
- $3,824,563Premium filed
- $12,729,332Indemnity paid
- $26,267,185Liability insured
- 56,904Quantity planted
- 79,186Quantity lost
- 1,136Policies
- 1,136Policies with a loss
- 3.33Loss ratio, whole span
Causes that carried the indemnity in Williamson County
- Drought $7,718,862 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $2,516,264 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,995,925 indemnity · 9 years
- Heat $388,555 indemnity · 2 years
- Decline in Price $109,562 indemnity · 4 years
- Hot Wind $148 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.23Low end of the filed band
- 2.35Middle of the filed band
- 2.90High end of the filed band
- 2015Worst year filed (2.91)
- 10Years filed
- $3,125,262Premium filed
- $7,117,436Indemnity paid
- $15,436,435Liability insured
- 246,851Quantity planted
- 0Quantity lost
- 3,021Policies
- 3,021Policies with a loss
- 2.28Loss ratio, whole span
Causes that carried the indemnity in Williamson County
- ARPI/SCO/STAX Crops Only $7,117,436 indemnity · 10 years
Wheat 10 years filed
- 1.49Low end of the filed band
- 1.76Middle of the filed band
- 2.46High end of the filed band
- 2018Worst year filed (3.57)
- 10Years filed
- $957,079Premium filed
- $1,821,355Indemnity paid
- $5,004,926Liability insured
- 33,631Quantity planted
- 33,653Quantity lost
- 498Policies
- 498Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Williamson County
- Excess Moisture/Precipitation/Rain $1,394,419 indemnity · 8 years
- Drought $206,635 indemnity · 5 years
- Heat $79,450 indemnity · 1 years
- Hail $42,001 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $30,631 indemnity · 2 years
- Decline in Price $23,230 indemnity · 4 years
Grain Sorghum 10 years filed
- 1.39Low end of the filed band
- 2.36Middle of the filed band
- 3.94High end of the filed band
- 2022Worst year filed (4.10)
- 10Years filed
- $481,272Premium filed
- $1,373,129Indemnity paid
- $3,917,725Liability insured
- 21,170Quantity planted
- 21,196Quantity lost
- 301Policies
- 299Policies with a loss
- 2.85Loss ratio, whole span
Causes that carried the indemnity in Williamson County
- Excess Moisture/Precipitation/Rain $865,937 indemnity · 8 years
- Drought $448,420 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $26,511 indemnity · 5 years
- Decline in Price $21,523 indemnity · 5 years
- Wildlife $5,061 indemnity · 2 years
- Insects $2,874 indemnity · 1 years
Annual Forage 10 years filed
- 0.99Low end of the filed band
- 1.87Middle of the filed band
- 3.35High end of the filed band
- 2019Worst year filed (4.52)
- 10Years filed
- $582,799Premium filed
- $1,359,011Indemnity paid
- $3,046,351Liability insured
- 11,118Quantity planted
- 0Quantity lost
- 144Policies
- 144Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Williamson County
- ARPI/SCO/STAX Crops Only $1,359,011 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Williamson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.