Crop-loss band · Texas
Wilson County, Texas — crop-loss band
- 1.32Low end of the filed band
- 1.66Middle of the filed band
- 2.05High end of the filed band
- 2022Worst year filed (3.18)
- 10Years filed
Every year the Risk Management Agency has filed for Wilson County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.32 at the low end to 2.05 at the high end, with 1.66 in the middle. The worst year filed is 2022, at 3.18. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $323,009 | $618,211 | $1,256,070 | 189 | 189 | 1.91 |
| 2016 | $146,840 | $234,407 | $637,060 | 109 | 109 | 1.60 |
| 2017 | $120,031 | $168,458 | $602,020 | 176 | 176 | 1.40 |
| 2018 | $366,475 | $608,965 | $1,674,987 | 187 | 187 | 1.66 |
| 2019 | $364,017 | $747,243 | $1,485,646 | 273 | 273 | 2.05 |
| 2020 | $481,933 | $633,996 | $2,171,136 | 268 | 268 | 1.32 |
| 2021 | $283,562 | $397,356 | $1,235,290 | 222 | 222 | 1.40 |
| 2022 | $1,324,297 | $4,208,278 | $6,305,326 | 627 | 627 | 3.18 |
| 2023 | $738,477 | $1,360,132 | $3,149,687 | 504 | 504 | 1.84 |
| 2024 | $968,428 | $1,866,540 | $4,303,973 | 453 | 453 | 1.93 |
Commodities insured in Wilson County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.28Low end of the filed band
- 1.76Middle of the filed band
- 2.19High end of the filed band
- 2022Worst year filed (2.48)
- 10Years filed
- $3,014,090Premium filed
- $5,939,692Indemnity paid
- $13,467,460Liability insured
- 212,816Quantity planted
- 0Quantity lost
- 2,677Policies
- 2,677Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Wilson County
- ARPI/SCO/STAX Crops Only $5,939,692 indemnity · 10 years
Corn 9 years filed
- 0.19Low end of the filed band
- 1.17Middle of the filed band
- 3.97High end of the filed band
- 2022Worst year filed (3.97)
- 9Years filed
- $812,788Premium filed
- $1,905,754Indemnity paid
- $3,817,908Liability insured
- 11,724Quantity planted
- 11,754Quantity lost
- 80Policies
- 80Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Wilson County
- Drought $1,565,005 indemnity · 6 years
- Hot Wind $190,920 indemnity · 1 years
- Decline in Price $65,733 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $34,766 indemnity · 2 years
- Heat $25,393 indemnity · 1 years
- Wildlife $18,079 indemnity · 3 years
Grain Sorghum 7 years filed
- 1.07Low end of the filed band
- 1.80Middle of the filed band
- 4.17High end of the filed band
- 2022Worst year filed (4.17)
- 7Years filed
- $429,484Premium filed
- $1,117,956Indemnity paid
- $1,929,411Liability insured
- 8,063Quantity planted
- 7,975Quantity lost
- 87Policies
- 87Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Wilson County
- Drought $891,410 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $168,096 indemnity · 4 years
- Decline in Price $27,993 indemnity · 3 years
- Wildlife $23,778 indemnity · 3 years
- Heat $6,679 indemnity · 2 years
Annual Forage 9 years filed
- 1.19Low end of the filed band
- 1.94Middle of the filed band
- 2.64High end of the filed band
- 2022Worst year filed (2.64)
- 9Years filed
- $539,066Premium filed
- $1,086,977Indemnity paid
- $2,428,549Liability insured
- 9,659Quantity planted
- 0Quantity lost
- 113Policies
- 113Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Wilson County
- ARPI/SCO/STAX Crops Only $1,086,977 indemnity · 9 years
Cotton 7 years filed
- 0.54Low end of the filed band
- 1.98Middle of the filed band
- 3.63High end of the filed band
- 2022Worst year filed (3.63)
- 7Years filed
- $321,641Premium filed
- $793,207Indemnity paid
- $1,177,867Liability insured
- 3,256Quantity planted
- 3,256Quantity lost
- 51Policies
- 51Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Wilson County
- Drought $519,570 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $165,595 indemnity · 5 years
- Wildlife $57,184 indemnity · 2 years
- Heat $45,096 indemnity · 3 years
- Wind/Excess Wind $3,361 indemnity · 1 years
- Hot Wind $1,549 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Wilson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.