Crop-loss band · Texas
Young County, Texas — crop-loss band
- 1.06Low end of the filed band
- 1.56Middle of the filed band
- 1.79High end of the filed band
- 2022Worst year filed (2.41)
- 10Years filed
Every year the Risk Management Agency has filed for Young County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.06 at the low end to 1.79 at the high end, with 1.56 in the middle. The worst year filed is 2022, at 2.41. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $582,836 | $831,203 | $1,469,169 | 143 | 143 | 1.43 |
| 2016 | $947,237 | $1,524,346 | $2,123,160 | 135 | 135 | 1.61 |
| 2017 | $351,711 | $373,918 | $1,013,453 | 150 | 150 | 1.06 |
| 2018 | $665,471 | $1,188,480 | $2,035,121 | 209 | 209 | 1.79 |
| 2019 | $1,005,624 | $1,414,637 | $2,435,895 | 201 | 201 | 1.41 |
| 2020 | $350,295 | $547,145 | $1,119,709 | 178 | 178 | 1.56 |
| 2021 | $416,004 | $621,520 | $1,432,787 | 223 | 223 | 1.49 |
| 2022 | $2,700,030 | $6,495,701 | $8,701,525 | 436 | 436 | 2.41 |
| 2023 | $1,041,208 | $1,736,625 | $3,796,622 | 367 | 367 | 1.67 |
| 2024 | $473,599 | $849,423 | $1,704,259 | 188 | 188 | 1.79 |
Commodities insured in Young County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.77Low end of the filed band
- 1.64Middle of the filed band
- 1.90High end of the filed band
- 2022Worst year filed (3.18)
- 10Years filed
- $4,711,333Premium filed
- $9,042,373Indemnity paid
- $10,993,609Liability insured
- 118,784Quantity planted
- 118,794Quantity lost
- 575Policies
- 575Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Young County
- Drought $5,483,593 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,490,811 indemnity · 8 years
- Hail $588,577 indemnity · 7 years
- Wildlife $171,869 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $163,559 indemnity · 3 years
- Wind/Excess Wind $42,787 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.90Low end of the filed band
- 1.58Middle of the filed band
- 1.99High end of the filed band
- 2019Worst year filed (2.12)
- 10Years filed
- $1,716,708Premium filed
- $2,737,703Indemnity paid
- $8,019,279Liability insured
- 232,366Quantity planted
- 0Quantity lost
- 1,417Policies
- 1,417Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Young County
- ARPI/SCO/STAX Crops Only $2,737,703 indemnity · 10 years
Annual Forage 7 years filed
- 1.05Low end of the filed band
- 2.05Middle of the filed band
- 3.43High end of the filed band
- 2015Worst year filed (3.43)
- 7Years filed
- $1,105,291Premium filed
- $2,049,265Indemnity paid
- $4,612,163Liability insured
- 18,286Quantity planted
- 0Quantity lost
- 143Policies
- 143Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Young County
- ARPI/SCO/STAX Crops Only $2,049,265 indemnity · 7 years
Cotton 9 years filed
- 0.94Low end of the filed band
- 1.49Middle of the filed band
- 3.17High end of the filed band
- 2023Worst year filed (3.17)
- 9Years filed
- $527,312Premium filed
- $1,111,055Indemnity paid
- $1,481,104Liability insured
- 8,422Quantity planted
- 8,719Quantity lost
- 61Policies
- 61Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Young County
- Drought $934,392 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $130,534 indemnity · 4 years
- Freeze $14,508 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $13,746 indemnity · 1 years
- Wildlife $6,059 indemnity · 1 years
- Decline in Price $5,257 indemnity · 1 years
Grain Sorghum 10 years filed
- 0.32Low end of the filed band
- 1.12Middle of the filed band
- 1.73High end of the filed band
- 2017Worst year filed (1.81)
- 10Years filed
- $473,371Premium filed
- $642,602Indemnity paid
- $725,545Liability insured
- 5,197Quantity planted
- 5,214Quantity lost
- 34Policies
- 34Policies with a loss
- 1.36Loss ratio, whole span
Causes that carried the indemnity in Young County
- Drought $529,933 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $102,360 indemnity · 5 years
- Decline in Price $9,186 indemnity · 2 years
- Wildlife $1,124 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Young County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.