Crop-loss band · Utah
Box Elder County, Utah — crop-loss band
- 1.37Low end of the filed band
- 2.29Middle of the filed band
- 2.84High end of the filed band
- 2023Worst year filed (3.07)
- 10Years filed
Every year the Risk Management Agency has filed for Box Elder County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.37 at the low end to 2.84 at the high end, with 2.29 in the middle. The worst year filed is 2023, at 3.07. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $189,338 | $471,656 | $1,202,338 | 46 | 45 | 2.49 |
| 2016 | $351,957 | $807,239 | $2,938,437 | 52 | 51 | 2.29 |
| 2017 | $351,637 | $881,128 | $2,658,460 | 88 | 88 | 2.51 |
| 2018 | $393,291 | $776,052 | $2,363,863 | 72 | 72 | 1.97 |
| 2019 | $1,174,906 | $2,817,125 | $7,479,586 | 126 | 126 | 2.40 |
| 2020 | $1,435,937 | $2,766,160 | $8,112,563 | 209 | 209 | 1.93 |
| 2021 | $1,892,452 | $5,372,486 | $9,535,983 | 319 | 319 | 2.84 |
| 2022 | $1,946,981 | $3,845,590 | $8,539,807 | 257 | 257 | 1.98 |
| 2023 | $1,257,140 | $3,862,883 | $6,330,876 | 119 | 119 | 3.07 |
| 2024 | $2,098,876 | $2,864,930 | $9,891,285 | 246 | 246 | 1.37 |
Commodities insured in Box Elder County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.23Low end of the filed band
- 2.00Middle of the filed band
- 3.36High end of the filed band
- 2021Worst year filed (4.68)
- 10Years filed
- $3,954,809Premium filed
- $10,849,265Indemnity paid
- $22,322,811Liability insured
- 128,597Quantity planted
- 130,719Quantity lost
- 546Policies
- 546Policies with a loss
- 2.74Loss ratio, whole span
Causes that carried the indemnity in Box Elder County
- Cold Wet Weather $3,415,032 indemnity · 6 years
- Drought $3,082,025 indemnity · 9 years
- Cold Winter $2,095,944 indemnity · 10 years
- Heat $526,329 indemnity · 9 years
- Frost $510,170 indemnity · 6 years
- Hail $315,989 indemnity · 7 years
Pasture,Rangeland,Forage 10 years filed
- 1.32Low end of the filed band
- 1.83Middle of the filed band
- 2.46High end of the filed band
- 2016Worst year filed (2.90)
- 10Years filed
- $5,329,648Premium filed
- $9,689,192Indemnity paid
- $22,763,926Liability insured
- 2,360,827Quantity planted
- 0Quantity lost
- 781Policies
- 781Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Box Elder County
- ARPI/SCO/STAX Crops Only $9,689,192 indemnity · 10 years
Whole Farm Revenue Protection 7 years filed
- 1.09Low end of the filed band
- 2.37Middle of the filed band
- 5.13High end of the filed band
- 2017Worst year filed (5.13)
- 7Years filed
- $753,231Premium filed
- $1,725,222Indemnity paid
- $9,150,933Liability insured
- 0Quantity planted
- 0Quantity lost
- 28Policies
- 28Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Box Elder County
- Decline in Price $598,603 indemnity · 5 years
- Freeze $516,992 indemnity · 1 years
- Drought $232,198 indemnity · 3 years
- Frost $202,392 indemnity · 3 years
- Heat $148,509 indemnity · 3 years
- Cold Wet Weather $18,801 indemnity · 1 years
Forage Production 10 years filed
- 0.95Low end of the filed band
- 2.35Middle of the filed band
- 2.91High end of the filed band
- 2015Worst year filed (4.15)
- 10Years filed
- $677,186Premium filed
- $1,504,446Indemnity paid
- $3,233,412Liability insured
- 9,503Quantity planted
- 9,558Quantity lost
- 111Policies
- 109Policies with a loss
- 2.22Loss ratio, whole span
Causes that carried the indemnity in Box Elder County
- Failure of Irrigation Supply $531,919 indemnity · 5 years
- Frost $310,798 indemnity · 4 years
- Heat $279,861 indemnity · 8 years
- Drought $258,520 indemnity · 8 years
- Hail $42,632 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $38,671 indemnity · 1 years
Apiculture 6 years filed
- 0.81Low end of the filed band
- 1.80Middle of the filed band
- 2.33High end of the filed band
- 2021Worst year filed (2.33)
- 6Years filed
- $377,641Premium filed
- $697,124Indemnity paid
- $1,582,116Liability insured
- 14,993Quantity planted
- 0Quantity lost
- 68Policies
- 68Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Box Elder County
- ARPI/SCO/STAX/MP Crops Only $697,124 indemnity · 6 years
Every county-crop the agency files in Utah → Buy the Box Elder County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.