Crop-loss band · Utah
Cache County, Utah — crop-loss band
- 1.72Low end of the filed band
- 2.72Middle of the filed band
- 3.69High end of the filed band
- 2021Worst year filed (3.95)
- 10Years filed
Every year the Risk Management Agency has filed for Cache County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.72 at the low end to 3.69 at the high end, with 2.72 in the middle. The worst year filed is 2021, at 3.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $119,542 | $205,332 | $728,892 | 17 | 17 | 1.72 |
| 2016 | $170,062 | $473,173 | $1,311,397 | 19 | 19 | 2.78 |
| 2017 | $164,682 | $470,460 | $1,303,418 | 26 | 26 | 2.86 |
| 2018 | $116,191 | $242,725 | $576,745 | 45 | 42 | 2.09 |
| 2019 | $196,926 | $405,982 | $1,338,980 | 34 | 34 | 2.06 |
| 2020 | $160,005 | $377,968 | $1,059,651 | 56 | 56 | 2.36 |
| 2021 | $390,767 | $1,545,204 | $2,660,244 | 119 | 118 | 3.95 |
| 2022 | $314,604 | $855,064 | $2,043,877 | 95 | 95 | 2.72 |
| 2023 | $306,005 | $1,130,357 | $2,339,852 | 90 | 90 | 3.69 |
| 2024 | $322,712 | $945,544 | $2,124,223 | 66 | 66 | 2.93 |
Commodities insured in Cache County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.67Low end of the filed band
- 2.57Middle of the filed band
- 4.06High end of the filed band
- 2021Worst year filed (6.43)
- 10Years filed
- $967,698Premium filed
- $3,264,070Indemnity paid
- $6,816,324Liability insured
- 34,305Quantity planted
- 35,150Quantity lost
- 235Policies
- 232Policies with a loss
- 3.37Loss ratio, whole span
Causes that carried the indemnity in Cache County
- Drought $785,290 indemnity · 8 years
- Cold Wet Weather $700,207 indemnity · 6 years
- Frost $465,793 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $357,960 indemnity · 8 years
- Cold Winter $267,070 indemnity · 6 years
- Heat $194,745 indemnity · 6 years
All Other Crops 8 years filed
- 1.98Low end of the filed band
- 2.67Middle of the filed band
- 14.47High end of the filed band
- 2024Worst year filed (14.47)
- 8Years filed
- $446,273Premium filed
- $1,259,074Indemnity paid
- $3,590,282Liability insured
- 12,137Quantity planted
- 370Quantity lost
- 64Policies
- 64Policies with a loss
- 2.82Loss ratio, whole span
Causes that carried the indemnity in Cache County
- ARPI/SCO/STAX/MP Crops Only $561,136 indemnity · 4 years
- Decline in Price $398,806 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $104,357 indemnity · 3 years
- Frost $71,676 indemnity · 2 years
- Flood $62,771 indemnity · 1 years
- Heat $35,841 indemnity · 1 years
Pasture,Rangeland,Forage 6 years filed
- 1.26Low end of the filed band
- 2.14Middle of the filed band
- 2.94High end of the filed band
- 2022Worst year filed (2.94)
- 6Years filed
- $458,606Premium filed
- $1,128,752Indemnity paid
- $2,559,803Liability insured
- 252,688Quantity planted
- 0Quantity lost
- 227Policies
- 227Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Cache County
- ARPI/SCO/STAX/MP Crops Only $1,128,752 indemnity · 6 years
Forage Production 9 years filed
- 0.58Low end of the filed band
- 2.31Middle of the filed band
- 12.23High end of the filed band
- 2023Worst year filed (12.23)
- 9Years filed
- $388,919Premium filed
- $999,913Indemnity paid
- $2,520,870Liability insured
- 8,356Quantity planted
- 8,381Quantity lost
- 41Policies
- 40Policies with a loss
- 2.57Loss ratio, whole span
Causes that carried the indemnity in Cache County
- Frost $355,730 indemnity · 2 years
- Heat $325,810 indemnity · 7 years
- Drought $236,060 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $38,391 indemnity · 2 years
- Failure of Irrigation Supply $31,141 indemnity · 1 years
- Cold Wet Weather $12,781 indemnity · 1 years
Every county-crop the agency files in Utah → Buy the Cache County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.