Crop-loss band · Virginia
Frederick County, Virginia — crop-loss band
- 1.63Low end of the filed band
- 1.94Middle of the filed band
- 2.44High end of the filed band
- 2017Worst year filed (2.85)
- 10Years filed
Every year the Risk Management Agency has filed for Frederick County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.63 at the low end to 2.44 at the high end, with 1.94 in the middle. The worst year filed is 2017, at 2.85. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $978,055 | $1,632,829 | $3,474,322 | 18 | 16 | 1.67 |
| 2016 | $1,117,636 | $2,731,707 | $3,667,967 | 23 | 21 | 2.44 |
| 2017 | $1,127,248 | $3,207,627 | $3,536,637 | 12 | 10 | 2.85 |
| 2018 | $1,259,189 | $2,916,448 | $3,797,349 | 39 | 39 | 2.32 |
| 2019 | $1,249,357 | $2,761,993 | $2,927,594 | 13 | 12 | 2.21 |
| 2020 | $1,420,456 | $3,049,269 | $3,396,885 | 14 | 14 | 2.15 |
| 2021 | $1,565,534 | $2,792,461 | $2,989,872 | 17 | 17 | 1.78 |
| 2022 | $1,786,117 | $2,905,574 | $2,948,875 | 9 | 9 | 1.63 |
| 2023 | $1,877,860 | $3,639,337 | $5,024,468 | 75 | 75 | 1.94 |
| 2024 | $2,046,737 | $3,894,081 | $4,556,942 | 74 | 74 | 1.90 |
Commodities insured in Frederick County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 7 years filed
- 1.48Low end of the filed band
- 2.21Middle of the filed band
- 2.88High end of the filed band
- 2017Worst year filed (2.88)
- 7Years filed
- $9,199,760Premium filed
- $18,613,505Indemnity paid
- $23,073,239Liability insured
- 5,224Quantity planted
- 5,224Quantity lost
- 102Policies
- 97Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Frederick County
- Heat $3,959,423 indemnity · 5 years
- Freeze $3,157,969 indemnity · 5 years
- Hail $3,000,993 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $2,714,334 indemnity · 5 years
- Drought $1,939,222 indemnity · 3 years
- Cold Wet Weather $1,687,912 indemnity · 1 years
All Other Crops 7 years filed
- 1.38Low end of the filed band
- 2.15Middle of the filed band
- 3.27High end of the filed band
- 2023Worst year filed (3.27)
- 7Years filed
- $4,776,937Premium filed
- $8,759,261Indemnity paid
- $9,373,689Liability insured
- 3,426Quantity planted
- 2,856Quantity lost
- 51Policies
- 49Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Frederick County
- Freeze $5,357,702 indemnity · 3 years
- Frost $2,063,771 indemnity · 2 years
- Drought $535,523 indemnity · 3 years
- Hail $424,732 indemnity · 2 years
- Heat $348,672 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $14,259 indemnity · 5 years
Corn 7 years filed
- 0.17Low end of the filed band
- 4.17Middle of the filed band
- 6.05High end of the filed band
- 2024Worst year filed (6.05)
- 7Years filed
- $451,492Premium filed
- $2,158,560Indemnity paid
- $3,873,983Liability insured
- 7,774Quantity planted
- 8,092Quantity lost
- 141Policies
- 141Policies with a loss
- 4.78Loss ratio, whole span
Causes that carried the indemnity in Frederick County
- Drought $1,493,652 indemnity · 5 years
- Heat $370,159 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $110,032 indemnity · 2 years
- All Other Causes $81,418 indemnity · 3 years
- Decline in Price $72,886 indemnity · 2 years
- Cold Wet Weather $26,696 indemnity · 1 years
Every county-crop the agency files in Virginia → Buy the Frederick County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.