Crop-loss band · Virginia
Louisa County, Virginia — crop-loss band
- 1.87Low end of the filed band
- 1.99Middle of the filed band
- 3.26High end of the filed band
- 2020Worst year filed (3.33)
- 10Years filed
Every year the Risk Management Agency has filed for Louisa County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.87 at the low end to 3.26 at the high end, with 1.99 in the middle. The worst year filed is 2020, at 3.33. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $153,513 | $305,762 | $820,588 | 29 | 29 | 1.99 |
| 2016 | $95,023 | $187,591 | $536,731 | 18 | 18 | 1.97 |
| 2017 | $154,244 | $502,980 | $980,090 | 50 | 50 | 3.26 |
| 2018 | $124,320 | $232,933 | $769,152 | 37 | 37 | 1.87 |
| 2019 | $140,213 | $271,445 | $693,057 | 45 | 45 | 1.94 |
| 2020 | $139,718 | $465,690 | $1,011,038 | 45 | 45 | 3.33 |
| 2021 | $72,519 | $150,999 | $279,158 | 10 | 10 | 2.08 |
| 2022 | $84,999 | $168,619 | $678,097 | 10 | 10 | 1.98 |
| 2023 | $168,488 | $439,979 | $1,230,895 | 34 | 34 | 2.61 |
| 2024 | $281,685 | $820,205 | $1,759,410 | 77 | 77 | 2.91 |
Commodities insured in Louisa County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.29Low end of the filed band
- 1.82Middle of the filed band
- 2.53High end of the filed band
- 2017Worst year filed (2.77)
- 10Years filed
- $724,659Premium filed
- $1,508,492Indemnity paid
- $4,205,361Liability insured
- 15,008Quantity planted
- 14,803Quantity lost
- 158Policies
- 158Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Louisa County
- Drought $931,494 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $270,755 indemnity · 8 years
- XX $92,921 indemnity · 6 years
- Decline in Price $81,636 indemnity · 6 years
- Wildlife $65,786 indemnity · 9 years
- Heat $32,916 indemnity · 3 years
Corn 7 years filed
- 0.52Low end of the filed band
- 2.70Middle of the filed band
- 3.48High end of the filed band
- 2017Worst year filed (3.48)
- 7Years filed
- $427,201Premium filed
- $1,269,956Indemnity paid
- $3,038,782Liability insured
- 6,440Quantity planted
- 6,479Quantity lost
- 152Policies
- 152Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Louisa County
- Drought $869,695 indemnity · 6 years
- Heat $263,624 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $48,831 indemnity · 3 years
- XX $32,094 indemnity · 4 years
- Decline in Price $29,614 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $22,579 indemnity · 4 years
Wheat 9 years filed
- 1.51Low end of the filed band
- 2.58Middle of the filed band
- 5.39High end of the filed band
- 2023Worst year filed (5.39)
- 9Years filed
- $262,862Premium filed
- $767,755Indemnity paid
- $1,514,073Liability insured
- 8,061Quantity planted
- 8,076Quantity lost
- 45Policies
- 45Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Louisa County
- Excess Moisture/Precipitation/Rain $333,965 indemnity · 5 years
- Freeze $223,676 indemnity · 3 years
- Frost $87,215 indemnity · 1 years
- Drought $75,983 indemnity · 6 years
- XX $22,146 indemnity · 3 years
- Cold Wet Weather $16,299 indemnity · 2 years
Every county-crop the agency files in Virginia → Buy the Louisa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.