Crop-loss band · Virginia
Northampton County, Virginia — crop-loss band
- 1.97Low end of the filed band
- 2.57Middle of the filed band
- 3.12High end of the filed band
- 2016Worst year filed (3.12)
- 10Years filed
Every year the Risk Management Agency has filed for Northampton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.97 at the low end to 3.12 at the high end, with 2.57 in the middle. The worst year filed is 2016, at 3.12. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $879,875 | $2,679,902 | $5,455,654 | 117 | 117 | 3.05 |
| 2016 | $625,435 | $1,951,308 | $4,090,817 | 149 | 149 | 3.12 |
| 2017 | $493,846 | $1,504,833 | $2,888,371 | 86 | 86 | 3.05 |
| 2018 | $959,291 | $2,094,812 | $4,692,100 | 122 | 122 | 2.18 |
| 2019 | $965,250 | $2,614,947 | $5,394,354 | 142 | 142 | 2.71 |
| 2020 | $1,075,480 | $3,352,248 | $6,582,819 | 106 | 106 | 3.12 |
| 2021 | $593,850 | $1,319,920 | $3,003,815 | 67 | 67 | 2.22 |
| 2022 | $1,682,950 | $4,326,158 | $9,785,240 | 121 | 121 | 2.57 |
| 2023 | $411,416 | $812,172 | $1,838,856 | 45 | 45 | 1.97 |
| 2024 | $1,089,568 | $2,367,946 | $5,529,633 | 94 | 94 | 2.17 |
Commodities insured in Northampton County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Potatoes 10 years filed
- 1.72Low end of the filed band
- 2.07Middle of the filed band
- 3.29High end of the filed band
- 2015Worst year filed (4.45)
- 10Years filed
- $3,796,296Premium filed
- $9,051,118Indemnity paid
- $16,935,455Liability insured
- 7,748Quantity planted
- 7,742Quantity lost
- 148Policies
- 148Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Northampton County
- Heat $6,134,625 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,654,230 indemnity · 10 years
- Drought $219,595 indemnity · 3 years
- XX $29,648 indemnity · 2 years
- Wind/Excess Wind $13,020 indemnity · 1 years
Soybeans 10 years filed
- 1.88Low end of the filed band
- 2.18Middle of the filed band
- 2.78High end of the filed band
- 2020Worst year filed (3.40)
- 10Years filed
- $3,303,164Premium filed
- $8,200,130Indemnity paid
- $18,785,344Liability insured
- 70,058Quantity planted
- 70,543Quantity lost
- 574Policies
- 574Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Northampton County
- Drought $5,885,812 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $970,831 indemnity · 10 years
- Heat $908,090 indemnity · 4 years
- Wildlife $213,705 indemnity · 8 years
- Decline in Price $131,318 indemnity · 7 years
- Hail $32,606 indemnity · 1 years
Corn 10 years filed
- 1.17Low end of the filed band
- 3.11Middle of the filed band
- 3.68High end of the filed band
- 2020Worst year filed (4.59)
- 10Years filed
- $996,945Premium filed
- $3,352,245Indemnity paid
- $7,662,062Liability insured
- 18,723Quantity planted
- 18,917Quantity lost
- 167Policies
- 167Policies with a loss
- 3.36Loss ratio, whole span
Causes that carried the indemnity in Northampton County
- Drought $2,331,228 indemnity · 10 years
- Heat $497,102 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $233,554 indemnity · 7 years
- Hail $122,465 indemnity · 2 years
- Wildlife $82,033 indemnity · 2 years
- Decline in Price $58,328 indemnity · 7 years
Wheat 10 years filed
- 3.47Low end of the filed band
- 5.21Middle of the filed band
- 6.52High end of the filed band
- 2023Worst year filed (7.04)
- 10Years filed
- $300,703Premium filed
- $1,581,098Indemnity paid
- $3,468,908Liability insured
- 14,088Quantity planted
- 14,132Quantity lost
- 127Policies
- 127Policies with a loss
- 5.26Loss ratio, whole span
Causes that carried the indemnity in Northampton County
- Cold Wet Weather $825,888 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $558,963 indemnity · 7 years
- Drought $75,418 indemnity · 4 years
- Cold Winter $57,021 indemnity · 3 years
- Decline in Price $39,859 indemnity · 6 years
- Frost $16,976 indemnity · 1 years
Cotton 9 years filed
- 0.96Low end of the filed band
- 2.94Middle of the filed band
- 4.58High end of the filed band
- 2021Worst year filed (4.58)
- 9Years filed
- $379,853Premium filed
- $839,655Indemnity paid
- $2,409,890Liability insured
- 3,165Quantity planted
- 6,258Quantity lost
- 33Policies
- 33Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Northampton County
- ARPI/SCO/STAX Crops Only $351,824 indemnity · 4 years
- Drought $261,725 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $158,999 indemnity · 3 years
- Hurricane/Tropical Depression $34,211 indemnity · 2 years
- Decline in Price $11,949 indemnity · 1 years
- Hail $8,293 indemnity · 2 years
Every county-crop the agency files in Virginia → Buy the Northampton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.