Crop-loss band · Virginia
Orange County, Virginia — crop-loss band
- 1.05Low end of the filed band
- 1.50Middle of the filed band
- 3.75High end of the filed band
- 2024Worst year filed (3.79)
- 10Years filed
Every year the Risk Management Agency has filed for Orange County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.05 at the low end to 3.75 at the high end, with 1.50 in the middle. The worst year filed is 2024, at 3.79. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $47,572 | $49,868 | $329,645 | 6 | 6 | 1.05 |
| 2016 | $10,024 | $12,280 | $93,904 | 2 | 2 | 1.23 |
| 2017 | $32,168 | $48,312 | $262,730 | 10 | 10 | 1.50 |
| 2018 | $67,100 | $72,945 | $507,456 | 14 | 14 | 1.09 |
| 2019 | $46,164 | $71,379 | $418,811 | 14 | 14 | 1.55 |
| 2020 | $48,636 | $118,448 | $518,899 | 17 | 17 | 2.44 |
| 2021 | $10,237 | $11,573 | $102,264 | 5 | 5 | 1.13 |
| 2022 | $33,132 | $55,104 | $392,113 | 8 | 8 | 1.66 |
| 2023 | $105,599 | $395,484 | $1,181,436 | 28 | 28 | 3.75 |
| 2024 | $320,914 | $1,217,838 | $3,530,413 | 61 | 61 | 3.79 |
Commodities insured in Orange County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 8 years filed
- 0.48Low end of the filed band
- 2.12Middle of the filed band
- 3.43High end of the filed band
- 2024Worst year filed (3.43)
- 8Years filed
- $386,572Premium filed
- $1,073,717Indemnity paid
- $3,411,580Liability insured
- 6,789Quantity planted
- 5,903Quantity lost
- 83Policies
- 83Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Orange County
- Drought $764,599 indemnity · 7 years
- Heat $105,698 indemnity · 3 years
- All Other Causes $73,589 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $41,048 indemnity · 4 years
- Wildlife $38,851 indemnity · 1 years
- Decline in Price $38,335 indemnity · 4 years
Soybeans 10 years filed
- 0.22Low end of the filed band
- 1.13Middle of the filed band
- 4.23High end of the filed band
- 2024Worst year filed (4.60)
- 10Years filed
- $334,974Premium filed
- $979,514Indemnity paid
- $3,926,091Liability insured
- 9,499Quantity planted
- 8,771Quantity lost
- 82Policies
- 82Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Orange County
- Drought $724,497 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $90,078 indemnity · 9 years
- All Other Causes $73,224 indemnity · 3 years
- Wildlife $46,536 indemnity · 5 years
- Decline in Price $21,167 indemnity · 4 years
- Heat $17,321 indemnity · 1 years
Every county-crop the agency files in Virginia → Buy the Orange County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.