Crop-loss band · Virginia
Patrick County, Virginia — crop-loss band
- 1.68Low end of the filed band
- 2.12Middle of the filed band
- 3.42High end of the filed band
- 2016Worst year filed (4.14)
- 10Years filed
Every year the Risk Management Agency has filed for Patrick County is in the series below, from 2015 to 2019. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.68 at the low end to 3.42 at the high end, with 2.12 in the middle. The worst year filed is 2016, at 4.14. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $179,892 | $615,255 | $923,908 | 60 | 60 | 3.42 |
| 2016 | $201,399 | $834,440 | $978,976 | 41 | 41 | 4.14 |
| 2017 | $234,500 | $735,992 | $970,182 | 32 | 32 | 3.14 |
| 2018 | $300,688 | $769,831 | $1,100,449 | 31 | 31 | 2.56 |
| 2019 | $346,934 | $720,391 | $1,002,453 | 33 | 33 | 2.08 |
| 2020 | $315,995 | $671,316 | $764,231 | 33 | 33 | 2.12 |
| 2021 | $239,956 | $603,729 | $632,605 | 32 | 32 | 2.52 |
| 2022 | $255,183 | $428,064 | $615,898 | 33 | 33 | 1.68 |
| 2023 | $365,797 | $661,390 | $979,862 | 33 | 33 | 1.81 |
| 2024 | $404,088 | $703,125 | $929,554 | 54 | 54 | 1.74 |
Commodities insured in Patrick County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 8 years filed
- 1.51Low end of the filed band
- 1.81Middle of the filed band
- 2.52High end of the filed band
- 2021Worst year filed (2.52)
- 8Years filed
- $1,587,931Premium filed
- $3,081,641Indemnity paid
- $3,973,493Liability insured
- 3,267Quantity planted
- 2,436Quantity lost
- 209Policies
- 209Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Patrick County
- Freeze $1,020,525 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $778,681 indemnity · 5 years
- Plant Disease $315,946 indemnity · 4 years
- Hurricane/Tropical Depression $207,791 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $168,633 indemnity · 8 years
- All Other Causes $138,789 indemnity · 4 years
Flue Cured Tobacco 5 years filed
- 3.58Low end of the filed band
- 4.59Middle of the filed band
- 6.85High end of the filed band
- 2015Worst year filed (6.85)
- 5Years filed
- $404,165Premium filed
- $1,954,102Indemnity paid
- $3,261,685Liability insured
- 1,170Quantity planted
- 1,170Quantity lost
- 74Policies
- 74Policies with a loss
- 4.83Loss ratio, whole span
Causes that carried the indemnity in Patrick County
- Drought $611,322 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $452,089 indemnity · 5 years
- Heat $278,387 indemnity · 3 years
- Hail $219,865 indemnity · 2 years
- Wildlife $198,630 indemnity · 5 years
- Frost $128,526 indemnity · 4 years
Apples 5 years filed
- 1.52Low end of the filed band
- 2.06Middle of the filed band
- 2.72High end of the filed band
- 2016Worst year filed (2.72)
- 5Years filed
- $852,336Premium filed
- $1,707,790Indemnity paid
- $1,662,941Liability insured
- 548Quantity planted
- 616Quantity lost
- 99Policies
- 99Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Patrick County
- Freeze $679,634 indemnity · 5 years
- XX $408,639 indemnity · 4 years
- Hail $242,458 indemnity · 5 years
- Excess Sun $156,260 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $91,528 indemnity · 2 years
- Drought $74,514 indemnity · 2 years
Every county-crop the agency files in Virginia →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.
What this page shows
The page presents the crop-loss band for Patrick County, Virginia, covering the low end of 1.68, the middle of 2.12, and the high end of 3.42. It lists 2016 as the worst year filed at 4.14, with 10 years filed from 2015 to 2019. The page also covers the commodities insured, with 3 commodities clearing the floors.