Crop-loss band · Virginia
Shenandoah County, Virginia — crop-loss band
- 1.87Low end of the filed band
- 2.30Middle of the filed band
- 2.82High end of the filed band
- 2024Worst year filed (3.17)
- 10Years filed
Every year the Risk Management Agency has filed for Shenandoah County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.87 at the low end to 2.82 at the high end, with 2.30 in the middle. The worst year filed is 2024, at 3.17. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $158,931 | $431,906 | $1,090,937 | 40 | 38 | 2.72 |
| 2016 | $118,718 | $292,822 | $741,984 | 13 | 13 | 2.47 |
| 2017 | $159,263 | $324,632 | $1,281,318 | 49 | 49 | 2.04 |
| 2018 | $257,294 | $592,050 | $1,666,815 | 73 | 73 | 2.30 |
| 2019 | $135,068 | $332,795 | $906,524 | 41 | 41 | 2.46 |
| 2020 | $1,232,774 | $2,306,989 | $4,284,355 | 44 | 44 | 1.87 |
| 2021 | $1,822,121 | $3,878,622 | $5,959,857 | 156 | 156 | 2.13 |
| 2022 | $1,782,912 | $3,577,078 | $4,707,902 | 27 | 27 | 2.01 |
| 2023 | $2,739,188 | $7,729,236 | $13,111,039 | 389 | 389 | 2.82 |
| 2024 | $2,382,088 | $7,559,116 | $10,909,128 | 438 | 438 | 3.17 |
Commodities insured in Shenandoah County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 10 years filed
- 1.14Low end of the filed band
- 1.93Middle of the filed band
- 2.90High end of the filed band
- 2016Worst year filed (2.92)
- 10Years filed
- $7,863,479Premium filed
- $16,801,501Indemnity paid
- $20,342,263Liability insured
- 3,337Quantity planted
- 3,337Quantity lost
- 62Policies
- 62Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Shenandoah County
- Freeze $6,287,528 indemnity · 6 years
- Cold Wet Weather $2,832,167 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $1,641,379 indemnity · 5 years
- Frost $1,513,986 indemnity · 4 years
- Hail $1,409,370 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,346,949 indemnity · 3 years
Corn 10 years filed
- 1.28Low end of the filed band
- 3.10Middle of the filed band
- 3.64High end of the filed band
- 2024Worst year filed (4.11)
- 10Years filed
- $2,519,707Premium filed
- $8,749,873Indemnity paid
- $18,787,249Liability insured
- 34,970Quantity planted
- 34,735Quantity lost
- 860Policies
- 858Policies with a loss
- 3.47Loss ratio, whole span
Causes that carried the indemnity in Shenandoah County
- Drought $6,214,322 indemnity · 9 years
- Heat $1,075,151 indemnity · 5 years
- All Other Causes $680,162 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $318,707 indemnity · 6 years
- Decline in Price $156,477 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $99,259 indemnity · 2 years
Soybeans 10 years filed
- 0.89Low end of the filed band
- 2.29Middle of the filed band
- 3.35High end of the filed band
- 2023Worst year filed (5.85)
- 10Years filed
- $405,172Premium filed
- $1,473,872Indemnity paid
- $5,530,348Liability insured
- 13,025Quantity planted
- 12,452Quantity lost
- 348Policies
- 348Policies with a loss
- 3.64Loss ratio, whole span
Causes that carried the indemnity in Shenandoah County
- Drought $1,030,810 indemnity · 7 years
- Heat $139,483 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $87,889 indemnity · 7 years
- All Other Causes $79,753 indemnity · 7 years
- Insects $69,374 indemnity · 6 years
- Decline in Price $29,477 indemnity · 6 years
Every county-crop the agency files in Virginia → Buy the Shenandoah County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.