Crop-loss band · Washington
Benton County, Washington — crop-loss band
- 3.48Low end of the filed band
- 4.29Middle of the filed band
- 4.96High end of the filed band
- 2017Worst year filed (5.71)
- 10Years filed
Every year the Risk Management Agency has filed for Benton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 3.48 at the low end to 4.96 at the high end, with 4.29 in the middle. The worst year filed is 2017, at 5.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,180,509 | $8,116,462 | $24,047,245 | 268 | 265 | 3.72 |
| 2016 | $2,556,198 | $8,883,019 | $30,579,487 | 222 | 221 | 3.48 |
| 2017 | $1,618,173 | $9,246,095 | $25,566,392 | 117 | 117 | 5.71 |
| 2018 | $1,958,434 | $7,370,852 | $27,555,888 | 119 | 119 | 3.76 |
| 2019 | $2,441,217 | $11,384,940 | $35,301,181 | 157 | 157 | 4.66 |
| 2020 | $4,298,055 | $18,435,131 | $57,643,358 | 317 | 304 | 4.29 |
| 2021 | $5,536,515 | $27,290,236 | $72,088,274 | 435 | 433 | 4.93 |
| 2022 | $3,861,655 | $19,160,974 | $54,316,733 | 194 | 194 | 4.96 |
| 2023 | $9,697,033 | $37,984,472 | $103,081,237 | 406 | 406 | 3.92 |
| 2024 | $6,516,065 | $31,134,268 | $70,618,959 | 326 | 325 | 4.78 |
Commodities insured in Benton County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 10 years filed
- 4.28Low end of the filed band
- 5.93Middle of the filed band
- 9.82High end of the filed band
- 2023Worst year filed (11.16)
- 10Years filed
- $5,692,811Premium filed
- $42,056,135Indemnity paid
- $79,018,589Liability insured
- 5,964Quantity planted
- 5,900Quantity lost
- 275Policies
- 267Policies with a loss
- 7.39Loss ratio, whole span
Causes that carried the indemnity in Benton County
- Heat $13,266,285 indemnity · 9 years
- Frost $10,400,293 indemnity · 9 years
- Freeze $7,785,355 indemnity · 8 years
- Hail $3,363,420 indemnity · 4 years
- Wind/Excess Wind $2,802,748 indemnity · 6 years
- Cold Wet Weather $2,408,829 indemnity · 7 years
Grapes 10 years filed
- 5.34Low end of the filed band
- 7.83Middle of the filed band
- 15.66High end of the filed band
- 2018Worst year filed (16.50)
- 10Years filed
- $5,366,274Premium filed
- $41,060,074Indemnity paid
- $118,746,677Liability insured
- 30,775Quantity planted
- 30,766Quantity lost
- 416Policies
- 406Policies with a loss
- 7.65Loss ratio, whole span
Causes that carried the indemnity in Benton County
- Freeze $14,118,827 indemnity · 9 years
- Heat $11,373,140 indemnity · 6 years
- Frost $5,525,923 indemnity · 7 years
- Hot Wind $3,213,368 indemnity · 2 years
- Cold Wet Weather $2,854,397 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,368,925 indemnity · 5 years
Cherries 10 years filed
- 1.65Low end of the filed band
- 2.59Middle of the filed band
- 3.84High end of the filed band
- 2016Worst year filed (4.14)
- 10Years filed
- $10,183,426Premium filed
- $31,344,082Indemnity paid
- $91,695,459Liability insured
- 11,499Quantity planted
- 11,485Quantity lost
- 699Policies
- 698Policies with a loss
- 3.08Loss ratio, whole span
Causes that carried the indemnity in Benton County
- Heat $9,194,704 indemnity · 7 years
- Frost $5,877,196 indemnity · 10 years
- Freeze $4,925,685 indemnity · 10 years
- Decline in Price $3,477,526 indemnity · 8 years
- Cold Wet Weather $2,314,587 indemnity · 9 years
- Wind/Excess Wind $2,215,927 indemnity · 9 years
Whole Farm Revenue Protection 10 years filed
- 1.18Low end of the filed band
- 4.42Middle of the filed band
- 5.83High end of the filed band
- 2017Worst year filed (6.41)
- 10Years filed
- $5,335,174Premium filed
- $25,469,085Indemnity paid
- $110,534,684Liability insured
- 0Quantity planted
- 0Quantity lost
- 86Policies
- 86Policies with a loss
- 4.77Loss ratio, whole span
Causes that carried the indemnity in Benton County
- Decline in Price $6,118,674 indemnity · 8 years
- Heat $4,502,088 indemnity · 8 years
- Cold Wet Weather $4,489,783 indemnity · 3 years
- Wind/Excess Wind $3,333,752 indemnity · 2 years
- Cold Winter $2,065,892 indemnity · 2 years
- Freeze $1,945,805 indemnity · 6 years
Wheat 10 years filed
- 0.68Low end of the filed band
- 1.64Middle of the filed band
- 3.53High end of the filed band
- 2021Worst year filed (6.04)
- 10Years filed
- $8,875,456Premium filed
- $22,330,343Indemnity paid
- $58,863,077Liability insured
- 353,361Quantity planted
- 365,976Quantity lost
- 616Policies
- 615Policies with a loss
- 2.52Loss ratio, whole span
Causes that carried the indemnity in Benton County
- Drought $16,798,461 indemnity · 10 years
- Heat $2,538,927 indemnity · 8 years
- Decline in Price $1,939,653 indemnity · 8 years
- Cold Wet Weather $452,734 indemnity · 6 years
- Cold Winter $306,563 indemnity · 7 years
- Freeze $130,879 indemnity · 4 years
Green Peas 10 years filed
- 2.16Low end of the filed band
- 3.85Middle of the filed band
- 4.74High end of the filed band
- 2015Worst year filed (9.97)
- 10Years filed
- $1,743,064Premium filed
- $6,509,955Indemnity paid
- $12,452,326Liability insured
- 17,810Quantity planted
- 17,824Quantity lost
- 37Policies
- 37Policies with a loss
- 3.73Loss ratio, whole span
Causes that carried the indemnity in Benton County
- Heat $4,030,285 indemnity · 9 years
- Cold Wet Weather $1,688,161 indemnity · 4 years
- Wind/Excess Wind $319,962 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $143,784 indemnity · 1 years
- Frost $121,408 indemnity · 1 years
- Plant Disease $107,774 indemnity · 1 years
All Other Crops 8 years filed
- 0.98Low end of the filed band
- 6.63Middle of the filed band
- 15.04High end of the filed band
- 2021Worst year filed (15.04)
- 8Years filed
- $588,966Premium filed
- $5,152,198Indemnity paid
- $16,964,344Liability insured
- 2,238Quantity planted
- 1,177Quantity lost
- 34Policies
- 34Policies with a loss
- 8.75Loss ratio, whole span
Causes that carried the indemnity in Benton County
- Heat $2,342,131 indemnity · 4 years
- Freeze $1,871,607 indemnity · 5 years
- Cold Wet Weather $791,213 indemnity · 2 years
- Frost $75,413 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $49,353 indemnity · 2 years
- Wind/Excess Wind $15,938 indemnity · 2 years
Pasture,Rangeland,Forage 6 years filed
- 1.03Low end of the filed band
- 1.65Middle of the filed band
- 2.71High end of the filed band
- 2021Worst year filed (2.71)
- 6Years filed
- $1,895,201Premium filed
- $3,207,024Indemnity paid
- $5,867,430Liability insured
- 179,409Quantity planted
- 0Quantity lost
- 169Policies
- 169Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Benton County
- ARPI/SCO/STAX/MP Crops Only $3,207,024 indemnity · 6 years
Apiculture 6 years filed
- 1.32Low end of the filed band
- 1.59Middle of the filed band
- 2.43High end of the filed band
- 2021Worst year filed (2.43)
- 6Years filed
- $685,448Premium filed
- $1,174,752Indemnity paid
- $2,383,674Liability insured
- 20,186Quantity planted
- 0Quantity lost
- 221Policies
- 221Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Benton County
- ARPI/SCO/STAX/MP Crops Only $1,174,752 indemnity · 6 years
Blueberries 6 years filed
- 0.81Low end of the filed band
- 1.57Middle of the filed band
- 3.76High end of the filed band
- 2024Worst year filed (3.76)
- 6Years filed
- $298,034Premium filed
- $702,801Indemnity paid
- $4,272,494Liability insured
- 368Quantity planted
- 368Quantity lost
- 8Policies
- 8Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Benton County
- Heat $316,687 indemnity · 4 years
- Freeze $177,857 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $121,651 indemnity · 1 years
- Hail $81,101 indemnity · 1 years
- Hot Wind $5,505 indemnity · 1 years
Every county-crop the agency files in Washington → Buy the Benton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.