Crop-loss band · Washington
Chelan County, Washington — crop-loss band
- 5.44Low end of the filed band
- 6.78Middle of the filed band
- 8.21High end of the filed band
- 2019Worst year filed (9.87)
- 10Years filed
Every year the Risk Management Agency has filed for Chelan County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 5.44 at the low end to 8.21 at the high end, with 6.78 in the middle. The worst year filed is 2019, at 9.87. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,615,116 | $11,560,754 | $30,642,555 | 191 | 191 | 7.16 |
| 2016 | $1,676,709 | $11,367,043 | $48,313,304 | 209 | 209 | 6.78 |
| 2017 | $2,028,520 | $16,656,012 | $57,194,870 | 237 | 237 | 8.21 |
| 2018 | $1,256,539 | $9,891,727 | $40,335,372 | 189 | 189 | 7.87 |
| 2019 | $2,106,714 | $20,802,016 | $65,365,829 | 326 | 326 | 9.87 |
| 2020 | $1,444,294 | $7,981,152 | $27,914,602 | 249 | 248 | 5.53 |
| 2021 | $2,213,833 | $12,630,294 | $35,059,570 | 366 | 365 | 5.71 |
| 2022 | $3,439,297 | $20,321,768 | $51,697,962 | 311 | 311 | 5.91 |
| 2023 | $5,410,392 | $29,437,356 | $78,375,700 | 593 | 593 | 5.44 |
| 2024 | $7,886,679 | $64,520,922 | $136,925,883 | 726 | 726 | 8.18 |
Commodities insured in Chelan County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cherries 10 years filed
- 3.34Low end of the filed band
- 4.70Middle of the filed band
- 6.02High end of the filed band
- 2024Worst year filed (6.78)
- 10Years filed
- $14,185,142Premium filed
- $79,102,472Indemnity paid
- $167,489,116Liability insured
- 15,454Quantity planted
- 15,445Quantity lost
- 1,529Policies
- 1,528Policies with a loss
- 5.58Loss ratio, whole span
Causes that carried the indemnity in Chelan County
- Cold Winter $23,914,246 indemnity · 9 years
- Heat $13,011,073 indemnity · 9 years
- Freeze $11,265,106 indemnity · 10 years
- Decline in Price $8,515,624 indemnity · 8 years
- Frost $7,866,951 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $6,535,778 indemnity · 10 years
Whole Farm Revenue Protection 10 years filed
- 4.87Low end of the filed band
- 6.34Middle of the filed band
- 12.87High end of the filed band
- 2017Worst year filed (12.89)
- 10Years filed
- $9,584,559Premium filed
- $75,125,875Indemnity paid
- $298,950,456Liability insured
- 0Quantity planted
- 0Quantity lost
- 756Policies
- 756Policies with a loss
- 7.84Loss ratio, whole span
Causes that carried the indemnity in Chelan County
- Decline in Price $31,489,111 indemnity · 10 years
- Hail $9,004,463 indemnity · 9 years
- Cold Winter $7,808,693 indemnity · 9 years
- Cold Wet Weather $7,106,943 indemnity · 9 years
- Frost $6,056,256 indemnity · 9 years
- Heat $4,708,521 indemnity · 10 years
Apples 10 years filed
- 4.60Low end of the filed band
- 7.72Middle of the filed band
- 9.68High end of the filed band
- 2022Worst year filed (10.78)
- 10Years filed
- $3,031,945Premium filed
- $25,773,042Indemnity paid
- $51,077,977Liability insured
- 3,785Quantity planted
- 3,750Quantity lost
- 438Policies
- 438Policies with a loss
- 8.50Loss ratio, whole span
Causes that carried the indemnity in Chelan County
- Hail $8,567,398 indemnity · 9 years
- Heat $4,239,742 indemnity · 10 years
- Freeze $4,067,191 indemnity · 7 years
- Cold Winter $3,118,995 indemnity · 8 years
- Frost $2,909,242 indemnity · 8 years
- Cold Wet Weather $2,232,171 indemnity · 8 years
Pears 10 years filed
- 4.15Low end of the filed band
- 11.16Middle of the filed band
- 19.54High end of the filed band
- 2024Worst year filed (37.45)
- 10Years filed
- $818,124Premium filed
- $22,741,433Indemnity paid
- $48,498,958Liability insured
- 6,561Quantity planted
- 6,561Quantity lost
- 433Policies
- 432Policies with a loss
- 27.80Loss ratio, whole span
Causes that carried the indemnity in Chelan County
- Cold Winter $11,904,429 indemnity · 8 years
- Freeze $3,854,933 indemnity · 7 years
- Frost $3,734,165 indemnity · 7 years
- Cold Wet Weather $1,057,936 indemnity · 8 years
- Heat $984,378 indemnity · 8 years
- Hail $582,187 indemnity · 8 years
All Other Crops 9 years filed
- 1.30Low end of the filed band
- 2.05Middle of the filed band
- 8.23High end of the filed band
- 2024Worst year filed (8.23)
- 9Years filed
- $973,068Premium filed
- $1,664,512Indemnity paid
- $4,061,349Liability insured
- 115,034Quantity planted
- 357Quantity lost
- 61Policies
- 61Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Chelan County
- ARPI/SCO/STAX/MP Crops Only $1,549,497 indemnity · 6 years
- Frost $50,942 indemnity · 2 years
- Cold Winter $19,258 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $12,438 indemnity · 2 years
- Heat $11,138 indemnity · 1 years
- Hail $10,583 indemnity · 1 years
Apiculture 6 years filed
- 0.70Low end of the filed band
- 1.41Middle of the filed band
- 2.16High end of the filed band
- 2022Worst year filed (2.16)
- 6Years filed
- $485,255Premium filed
- $761,710Indemnity paid
- $1,747,791Liability insured
- 14,540Quantity planted
- 0Quantity lost
- 180Policies
- 180Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Chelan County
- ARPI/SCO/STAX/MP Crops Only $761,710 indemnity · 6 years
Every county-crop the agency files in Washington → Buy the Chelan County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.